Professional in the area of Finance with a long career in Banking, with a broad domain in all processes based on Credit Risk, but making an extensive foray managing and coordinating the different areas related to the Credit process, detailing below:Customer Service and Commercial Performance:• Timely service• Result Oriented• Aptitude and Attitude of Service• Service Control• Definition of KPI’s• Search Alliances and combination of service for the increase in revenue and the quality of customer service.Marketing:• Market Segment Definition.• Characteristics of the segment.• Proposal for the target market segment.Risks:• Definition of Decision Matrix• Credit Scoring• Behaviour Vector• Credit Policies• Collection PoliciesAdministration:• Loan Administration• Administration of Collection and External Agent• Collection and Restructuring Program.Finance:• Loan Accounting• Key Performance Indicators• Portfolio Reports• Cash flow• BudgetsProcess flow:• Process Definition• Flow Control• Process automationFinancial Position Analysis | MIS Report | Leadership | Liquidity Risk | Financial Statements & Audit | Credit Risk Strategy | Finance & Credit Policies | Structuring & Optimization | Result Oriented | Team Player | Communication Skills | Analytical & Eye in Details | Business Continuity | Automation Process | Risk Management | Risk Map | Highly Motivation | SQL | Available to Relocate | Analytics | Loans | Pricing Strategies | CRO Management | Financial Advisor