PARTNER RISK provides a unique approach to risk mitigation and improvement while rewarding large commercial clients with a low claims bonus (Payback). We hold exclusive rights to use the Payback undertaking.Payback is a component of the underwriting profit made by PARTNER RISK. Payback only applies to the lead-line policies by PARTNER RISK.Due and payable Payback amounts are applied only to risk management expenditure as agreed between the Insured client and PARTNER RISK. PARTNER RISK is a registered financial services provider, authorized by the Financial Services Conduct Authority in South Africa, providing underwriting management services to our clients on behalf of our principal insurer – Guardrisk Insurance Company Ltd, and our reinsurers.

Envirosure Underwriting Managers is a niche underwriting agency and a South African leader in environmental impairment cover. Our comprehensive solutions fully cover the costs incurred during clean-up and rehabilitation in the event of an environmental incident.

1) You don't have to change your personality to be successful. 2) Be kind to people and they will be kind to you. 3) Spend money on EQ training. It will be worth a lot more then any lunch.4) They're not your staff, they're your colleagues.

Responsible for the marketing function to brokers.A special time in my life and career. One of the hardest questions to answer is "how much do you think you're worth?" Fortunately my employer didn't ask that question instead he said what he could pay and that was good enough. One of the small things I like to remember when interviewing potential candidates.

I sentenced myself to 6 months hard labour. The best job of my life. My biggest stress was remembering to bring my hard hat. "When you're digging a hole and the ground is hard you need to be harder" Mo Edwards"Sorry, I cant come to work. My wife died" Paul Rowe (football hooligan, banned from all football stadiums) One of the nicest people I have had the pleasure of knowing . By the way his wife didnt die. He just needed to rest.

Never assume the English are lazy. This was the hardest graft of my life. Insurance is just on a different level in the UK.

Claims handler. Own Damage and third Party claims. An interesting time in my life.