I work directly with licensed mortgage brokers across the nation to find the best applicable programs for borrowers. Specializing in Non-Agency/Non-QM products and offering consumers alternatives when applying for residential end-loans. Responsibilities include:• Business development including, marketing, prospecting and developing new and existing mortgage broker relationships nationwide for a Non-Agency mortgage company• Maintain a thorough knowledge of underwriting guidelines, product descriptions, and pricing.• Monitor competitor’s pricing, core products, and marketing strategies.• Attend trade shows, industry events, and provide product & program presentations to prospective and current brokers.

Consulted and advised new client base and existing book of business on current mortgage market conditions. Responsibilities included:• Analyzing clients’ income, credit and assets and matched profile with loan products to ensure obtain appropriate DU/LP/FHA approval depending on customer profile and circumstance. • Worked collaboratively with referral sources to ensure smooth and timely loan closings.

Advised new and existing businesses on how to minimize their credit card processing costs via cost comparison analysis. Responsibilities included:• Educating merchants about the often "opaque" world of merchant services processing by "opening up the books" and revealing true costs vs. hidden costs. • Provided cash advance financing based on revenue stream.

Worked collaboratively with assigned branch coverage to consult and assist bank clientele throughout the loan process. Responsibilities included:• Using bank’s client database to identify customers who qualified and would benefit from transitioning to a HARP loan.• Pre-qualifying prospective clients for purchase money and re-finance opportunities.

• Owned and operated a professionally branded delivery and carryout pizza business.• Responsible for all aspects inherent in owning and operating a business: product development, advertising and marketing, budgeting, etc.

• Consulted with clients on potential courses of action based on their personal situation and ultimate goals.• Analyzed client’s financial picture and presented lender an acceptable modification proposal.

• Responsible for servicing and growing client base and sales volume.

• Consistently ranked in the top 1% regionally and top 5% nationally in sales volume.• Served as training account executive for new and transitional account executives.• Took leadership role in helping sales manager coordinate sales conferences, and structure and execute team building meetings and activities - acted as go to liaison.• Actively nurtured relationships between client base and account manager/underwriting team to more quickly and seamlessly bring files to closing.• Achieved maximum closing ratio bonuses by consistently closing 70% + of pipeline.

• Responsible for transitioning EquiCredit Corp. clients based in Meritage Mortgage platform and underwriting standards.• Top sales person in region, top 10 nationally.• Averaged $3,000,000 in monthly sales volume.• Helped revive stagnant accounts, as well as bring in new accounts to office.

• Served as training manager.• Successfully completed all sales campaigns to at least 100% of goals.• Served on transition team during Barnett Bank merger.