Loan Officer with Network Funding, LP. Co NMLS 2297, Equal Housing Lender | MLO NMLS 348077 |Licensed in TX, GA, FL, CT, SC, AL

Initially hired to start a Disclosure Department. Later selected to start and eventually manage a Sales Support Desk. This Desk would oversee a Sales Support Inbox, Disclosure Department, and briefly a Pipeline Management /ECOA team consisting of up to 7 employees.► Designed tagline and brand image for Sales Support Desk which specialized in: products, training, on-boarding, systems and troubleshooting, and disclosure► Established Disclosure Desk standard operating procedures and provided continued department maintenance including hiring and terminations.► Successfully developed 4 employees from entry level positions to advancement into their chosen career path► Train and support Sales Staff of over 100 Loan Originators in 30 different states, including first 5 file reviews for all new Sales Staff► Develop Job Aides, Matrices and LO Handbook (94-page reference book)► Produce content and maintenance for LO Resource page and New LO Training page on Regional Website► Utilized LOS reporting functionality to decrease cures by creating reports and clear procedures that other departments can adopt and manage; consequently, resulting in sharp decreases in unnecessary costs and losses► Programmed Dashboards that automatically filter data points, resulting in less employee errors and higher Post Closing Audit scores while decreasing the time employees spend on certain tasks► Facilitated new system integration and implementation start to finish ► Collaborate closely with Department Managers to stay up-to-date on products, policies, and procedures► On the front line of incoming changes within the company and provide input and data for decision-making and training once implemented► Distribute communications to the Region regarding Agency updates, new procedures, job aides, updates from other departments, hot products, etc.► Forerunner for learning new loan products and industry technology

Hired to manage the production of files and facilitate their movement through the pipeline to allow the Loan Officer time to pursue new business partners. Hybrid position featuring Loan Officer knowledge and Processing knowledge.► Simultaneously assisted up to 7 originators and 4 processors. Served as a transition assistant for new LO's to ease them into the system, while maintaining long term Loan Officer's for several years.► Pre-Approve borrowers by analyzing credit, obtaining and analyzing income documentation from client and ordering appropriate supporting documentation. Works with realtors, borrowers, title company, appraisal management company, underwriters, credit reporting company, surveyor and other partners to quickly and effectively close loans.► Extensive knowledge of new GFE and TIL rules as well as ATR/QM guidelines► Credit Enhancement expert for Corporate Branch► Served as office expert in loan guidelines, office processes, loan qualification and compliance rules as well as normal office manager duties (including light HR and accounting duties)

► Directly involved in the start up of new branch, including setting up new vendor accounts and office systems► Fulfilled normal office manager procedures including answering phones and providing customer service as well as Senior Loan Processing duties► Served as main point of contact for underwriters, client, title companies, appraisers, surveyors and lenders all while maintaining superior telephone and email etiquette► Consistently took loans from contract to closing/funding with little to no supervision► Learned new skills to become FHA lending expert and broadened scope of knowledge to include commercial lending and Origination► Usual and customary Office Manager and Receptionist duties

• Duties included submitting, clearing conditions, closing and funding mortgage loans while fulfilling duties of office manager• Increased productivity from processing 5 loans a month to doing more than 30 per month, while consistently meeting deadlines for closing• Other responsibilities include: payroll for assistant, daily status report, and training for new loan officers and assistant

• Fulfilled responsibilities of office manager while performing normal loan processing duties• Excelled in a fast paced market and consistently exceeded my processed loan goals• Maintained excellent relationships with employees, vendors and customers