For over 12 years, I have been working as an agri-finance analyst at K&H Bank, a leading financial institution in Hungary and a member of KBC Group. I have a PhD in agribusiness and a MBA, as well as a data analyst certification from Cubix Institute of Technology. My mission is to provide reliable and relevant analysis and advice on the agriculture and food industry, both for internal and external stakeholders.I specialize in sustainable finance, environmental policy, and risk management, applying the TCFD framework to assess the climate-related risks and opportunities for the agri-business sector. I also conduct market and sector analysis, benchmarking, and portfolio reporting, supporting the credit policies and decisions for the corporate and SME segments. I work closely with the headquarters, credit risk, and branch teams, as well as with the customers and partners, to deliver high-quality and timely agri-finance solutions.