As the Director of Altus Financial, an Associate Partner Practice of St. James’s Place Wealth Management based in south Pembrokeshire, I am a strong advocate of full financial planning, with an emphasis on maintaining long-term relationships with my clients and providing them with a source of trusted advice as their financial needs evolve over the years. My advanced knowledge in the areas of retirement and financial planning complement and enhance my advice in the areas of investment planning, inheritance tax planning, mortgages and protection, particularly as I continue to work and study towards Chartered status. More details are available at www.altusfp.co.ukI have worked in financial services for over 10 years and provide a strategic financial planning service, mainly to directors, professionals and clients planning for their retirement, helping to plan their long term financial futures in a practical way.Your home may be repossessed if you do not keep up repayments on your mortgage Altus Financial is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.SJP Approved XX/XX/XX