Libeth Mills Email & Phone Number

California, United States

Remote Employee - Az Location

Greater San Diego Area

Reviewed, analyzed, and made final determinations on reverse mortgage submissions for Retail as well as Broker and Correspondent Wholesale channels.• Provided timely and accurate decisions meeting both FHA and RMS guidelines.• Acquired extensive knowledge of HECM for Purchase product (H4P) and was promoted to President’s Club to underwrite 100% H4P’s for retail channel in 2015.• Met or exceeded customer service level agreements by providing clear and concise communication to all parties at all levels of underwriting through closing process. • Mentored and trained new personnel on reverse mortgages preparing them for DE certification.• Supported one of the largest pipelines for highest producing account executive in wholesale channel in 2016.

Greater San Diego Area

Evaluated financial strength, credit worthiness, and collateral to determine overall risk and ability of borrower repayment based on guidelines for conventional (conforming/non-conforming) & FHA programs. • Obtained risk lending authority to approve loans up to $2,000,000 with company exception authority. • Presented findings and recommendations to senior management for additional parameter exception requests. • Communicated, researched, and problem-solved final loan decisions with sales and operations in order to streamline loan process and deliver quality and salable loans to investors. • Received customer service and management awards for quality/production.

Greater San Diego Area

Processed a large pipeline of FNMA, FHLMC, FHA, VA, and CalHFA, MCC, and PERS loans

Greater San Diego Area

Processed Conventional, VA, FHA for Spot and Builder Tract Departments