John Rossitto, Cfp®, Chfc Email & Phone Number

I have a unique approach. I help people FIND MONEY they are currently losing unknowingly and unnecessarily. Two ways professionals can improve a financial plan. One is to find better or different products that potentially pay higher returns. The second is to help them be more efficient by avoiding unnecessary losses. Consider the game of golf. One can buy different golf clubs or he can improve his swing. I believe there is more opportunity to help clients improve their swing than buying or changing clubs. For most people, there are five major areas of wealth transfers. They are:1. How they pay for their mortgages2. How taxes impact their finances3. How they fund their retirement accounts (qualified and non-qualified accounts)4 How they pay for their children’s education costs5. How they pay for major capital expenses like cars, weddings, and vacations.I help change their approach to these wealth transfers to be efficient and then use products to help them accomplish their goals.I also help people answer the four financial questions.They are: 1. What rate of return do you have to earn on savings and investment dollars to be able to retire at your current standard of living and have money last until life expectancy?2. How much do you need to save on a monthly basis to be able to retire at your current standard of living and have your money last to life expectancy?3. Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle until life expectancy?4. If you don’t do anything different then you're doing now, how much will you have to reduce your standard of living at retirement for your money to last to life expectancy?I can usually answer these questions in 15 minutes and you will be able to determine if I’ll be able to help you and if what I do is what you are looking for. I like coffee.

Listed skills include Strategic Financial Planning, Retirement Planning, Investments, Estate Planning, and 16 others.