Lilly Koch

Lilly Koch Email and Phone Number

Mortgage Loan Officer at GOLD COAST FEDERAL CREDIT UNION @ GOLD COAST FEDERAL CREDIT UNION
Lilly Koch's Location
Lake Worth, Florida, United States, United States
Lilly Koch's Contact Details

Lilly Koch personal email

n/a
About Lilly Koch

You will find me to be a hard-working, dependable person who likes working in an active and challenging environment. I characterize myself as a dedicated individual who takes initiative and works well under pressure. I believe that I am capable of accomplishing any challenge that may be presented to me.

Lilly Koch's Current Company Details
GOLD COAST FEDERAL CREDIT UNION

Gold Coast Federal Credit Union

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Mortgage Loan Officer at GOLD COAST FEDERAL CREDIT UNION
Lilly Koch Work Experience Details
  • Gold Coast Federal Credit Union
    Mortgage Loan Officer
    Gold Coast Federal Credit Union Jan 2024 - Present
    United States
    01/2024 - Present​Gold Coast Federal Credit Union, West Palm Beach, FLMortgage Loan Officer• Work with members throughout the mortgage loan process from application to closing.• Prepare, analyze, process and document all required forms and related documentation for real estate loans.• Evaluate credit reports on all applicants, verify debts, and estimate monthly payments for any outstanding debts not listed (according to Real Estate Procedures).• Provide RESPA documents as required.• Process loans to include verification of employment and income, deposit accounts, and all liabilities to prepare application for the underwriter.• Determine credit worthiness of applicant based on industry standards for collateral/equity value
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  • Gold Coast Federal Credit Union
    Consumer Loan Underwriter
    Gold Coast Federal Credit Union Feb 2022 - Jan 2024
    Palm Springs, Florida, United States
    Reviews and analyzes all incoming consumer loan applications .Communicating loan decisions to staff and identify ways to develop, attract and increase loan volume while mitigating risk.Establishes the terms and conditions of approved loans, counteroffers and denies loans based on credit union policies and guidelines. Performs verification of income calculations using pay stubs, bank statements and tax returns submitted for loan consideration.Evaluate items such as income, debt ratio, outstanding debts, collateral information, credit history, employment history and residence to ensure established credit union’s guidelines are being met.
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  • Gold Coast Federal Credit Union
    Personal Account Manager
    Gold Coast Federal Credit Union Mar 2017 - Feb 2022
    West Palm Beach Florida
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  • Suntrust
    Financial Services Rep
    Suntrust Jun 2012 - Feb 2017
    Wellington, Florida
    Responsible for obtaining new Personal and Business relationships. Offer new products/services on needs basis by financial analysis Maintained daily sales plans with precise outbound sales calls. Conducted sales meeting and huddles in mornings. Originate new consumer and business loans, lines. Work/scrub turndown loans to save sale and satisfy client needs  Maintained in compliance with all regulatory requirements.
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  • Suntrust
    Assistance Branch Manager
    Suntrust Jun 2005 - Jun 2012
    Orlando, Florida Area/ Boca Raton Area
     Manage branch platform and tellers to achieve both personal and team goals. Conduct motivating sales-oriented morning huddles, weekly meeting, and team building exercises. Cold calls for new banking prospects. Originate new households, loans, accounts and make referrals. Track productivity on daily basis and delegate sales goals. Coach and track employee’s leadership and make sure their goals are met. Manage employee and branch when manager not present
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  • Suntrust
    Financial Services Representative
    Suntrust May 2000 - May 2005
    Orlando, Florida Area
     Responsible for obtaining new personal and business deposits and loan. Retain existing relationship /offer new products /suggestions.  Refer new business to our mortgage, investment, and merchant services department. Maintain daily sales plan with precise outbound sales calls. Floor managing incoming traffic redirecting to alternative delivery. Accomplishing monthly and quarterly goals.
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  • Suntrust
    Bank Teller
    Suntrust Jun 1997 - Apr 2000
     Provide industry leading service. Complete transaction according to established guidelines (complexity of transactions performed varies by teller level. Identify referrals opportunities and make appropriate referrals. Participate, support and develop effective relationships with all branch partners.  Ensure compliance with internal controls, operational procedures and risk management policies. Pursue on-going education of SunTrust products, services and other lines of business.  Ensure that all business transactions and practices in the individual’s span of control comply with all regulations and the SunTrust code of conduct.
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  • Huntington National Bank
    Bank Teller
    Huntington National Bank Jan 1997 - May 1997
    Orlando, Florida Area
     Provide industry leading service. Complete transaction according to established guidelines (complexity of transactions performed varies by teller level. Identify referrals opportunities and make appropriate referrals. Participate, support and develop effective relationships with all branch partners.  Ensure compliance with internal controls, operational procedures and risk management policies. .
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  • Apple Savings Bank
    Bank Teller
    Apple Savings Bank Sep 1993 - Jan 1997
    Bronx New York
     Provide industry leading service. Complete transaction according to established guidelines (complexity of transactions performed varies by teller level. Identify referrals opportunities and make appropriate referrals. Participate, support and develop effective relationships with all branch partners.  Ensure compliance with internal controls, operational procedures and risk management policies.

Lilly Koch Skills

Customer Service Banking Small Business Lending Credit Credit Analysis Loans Commercial Lending Sales Retail Banking Consumer Lending

Lilly Koch Education Details

  • Rosignol Secondary School
    Rosignol Secondary School

Frequently Asked Questions about Lilly Koch

What company does Lilly Koch work for?

Lilly Koch works for Gold Coast Federal Credit Union

What is Lilly Koch's role at the current company?

Lilly Koch's current role is Mortgage Loan Officer at GOLD COAST FEDERAL CREDIT UNION.

What is Lilly Koch's email address?

Lilly Koch's email address is li****@****ust.com

What schools did Lilly Koch attend?

Lilly Koch attended Rosignol Secondary School.

What skills is Lilly Koch known for?

Lilly Koch has skills like Customer Service, Banking, Small Business Lending, Credit, Credit Analysis, Loans, Commercial Lending, Sales, Retail Banking, Consumer Lending.

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