Lily Pai Kern Email & Phone Number

Chicago, Illinois, United States

Schaumburg, Il

• Closed 10 SBA and USDA loans with Byline clients valued at over $15 million.• Created SBA Authorizations using the SBA wizard and trained new members on my team• Scheduled meetings and coordinated with team at Byline Bank to verify details of each loan• Ensured that loan documentation was correct, working with external consultants such as attorneys, insurance, title companies, environmental companies, and USDA lending specialists.• Worked closely with Bank SBA Reviewers to… Show more • Closed 10 SBA and USDA loans with Byline clients valued at over $15 million.• Created SBA Authorizations using the SBA wizard and trained new members on my team• Scheduled meetings and coordinated with team at Byline Bank to verify details of each loan• Ensured that loan documentation was correct, working with external consultants such as attorneys, insurance, title companies, environmental companies, and USDA lending specialists.• Worked closely with Bank SBA Reviewers to ensure that bank documents were consistently up to date and within SBA regulations, fixing all red flags Show less

Chicago, Il

• Piloted new SBA Community Advantage Program based on Ridgestone Bank’s SBA 7a loan program. Trained with Ridgestone Bank staff 3 days a week and transferred knowledge to Accion’s program which resulted in 13 loans in 2015, and 11 loans in 2016.• 2015, Led new SBA loan officers at Accion through the SBA loan process. Submitted 13 loans for GP submission and packaged 3 of those loans, as well as creating all physical files completely for compliance with SBA standards. Purposes for these SBA… Show more • Piloted new SBA Community Advantage Program based on Ridgestone Bank’s SBA 7a loan program. Trained with Ridgestone Bank staff 3 days a week and transferred knowledge to Accion’s program which resulted in 13 loans in 2015, and 11 loans in 2016.• 2015, Led new SBA loan officers at Accion through the SBA loan process. Submitted 13 loans for GP submission and packaged 3 of those loans, as well as creating all physical files completely for compliance with SBA standards. Purposes for these SBA loans include working capital, equipment, and leasehold improvements.• 2016, Submitted 11 loans for GP submission and packaged all of those loans, as well as creating all physical files completely for compliance with SBA standards.• Throughout all of 2016, also took on responsibilities for Accion Chicago's delinquencies and collection calls. Took on delinquent clients for 6 former Accion Chicago Loan Officers, 5 of whom left Accion. • Throughout 2016, coordinated all balloon reviews and restructures for Accion Chicago, including collection of documents, financial analysis, and drawing up final boarding documents. Thus far have conducted 60+ Balloon Reviews and 85+ Restructures. Show less

Chicago, Il

• Directed more than 40 clients though the Accion Chicago loan process, from application to post loan technical assistance, resulting in over $176,000 in microloans• Generated leads for loans by attending events and developing relationships with bankers and other referral sources

Boston, Ma

Greater Boston Area

• Identified potential partners to determine on-campus activity around microfinance and support for women in business; researched possible promotional opportunities through on-campus activities focused on Africa• Prepared schedule of 2012 microfinance conferences and current events to bring visibility to educational and networking opportunities

Boston, Ma

• Managed a group of 3 students in a financial consulting project for A Sweet Place, a local candy shop in Dorchester, MA• Spearheaded business process mapping and QuickBooks financial information organization for the small business, presenting progress each week to Program Director• Spent more than 30 hours training business owner in business processes and QuickBooks

Boston, Ma

• Researched country history, laws, and policies on microfinance in Ethiopia, Iraq, and Syria and consolidated relevant information to supplement the Financial Inclusion Guide with this content as a resource for small microfinance institutions

• Created and maintained user interfaces used by computer operators on an infrared camera assembly and production floor, boosting efficiency by minimizing the number of clicks required.• Developed Cost of Poor Quality application that identified millions of dollars in lost costs due to scrapped material and camera rework; results drove ongoing process improvements• Revamped the Autocab application to provide discrete information at the part number level to improve the root cause… Show more • Created and maintained user interfaces used by computer operators on an infrared camera assembly and production floor, boosting efficiency by minimizing the number of clicks required.• Developed Cost of Poor Quality application that identified millions of dollars in lost costs due to scrapped material and camera rework; results drove ongoing process improvements• Revamped the Autocab application to provide discrete information at the part number level to improve the root cause, failure, and cycle time evaluation process• Designed and delivered Standard Product Control, which highlighted trends in camera data relative to the Western Electric Rules for data analysis and camera improvement• Flagged more than 26,000 units that contained counterfeit camera parts and prevented them from reaching the market Show less

• Automated calculation of aircraft cruise information for Air Force mission planning software, saving pilots considerable time and aiding smooth flights• Replaced a manual system with an online application to predict aircraft takeoff and landing information, which reduced human error and ensured safe takeoffs and landings• Debugged and maintained MPS mission planning system for military aircrafts• Developed tool to predict an airplane's line of sight from the air, mapping areas… Show more • Automated calculation of aircraft cruise information for Air Force mission planning software, saving pilots considerable time and aiding smooth flights• Replaced a manual system with an online application to predict aircraft takeoff and landing information, which reduced human error and ensured safe takeoffs and landings• Debugged and maintained MPS mission planning system for military aircrafts• Developed tool to predict an airplane's line of sight from the air, mapping areas visible and hidden from the pilot's eyesight so pilots could recognize potential danger zones and avoid enemy attack Show less

Tested SyncML Device Management phone using Automate 5 and TCL Corrected C++ OBEX phone code (Python, Flexelint , Purify, and Klocworks) Set up phone test environment for PPP network connections, virtual machine (Linux, Chat, VMWare) Tested C650 Bluetooth general and OBEX features (RadioComm, Flash and Test Commands)

Ms-Mba, Public And Non-Profit

Activities and Societies: • VP of Finance, Women’s MBA Association 2012-2013 • Leader for the Christian MBAs • Non-Profit Team Consulting.

Bs, Computer Science

Activities and Societies: • Society of Women Engineers Tech Programs Director 2003, Membership Director 2004 • Intervarsity Fellowship.