Linda Fall Email & Phone Number

Flint, Michigan

Responsible for all aspects of analyzing, decisioning and portfolio maintenance of commercial/business loans up to $3.5 million including single signature lending authority. Manager with oversight responsibilities for team of 19 in various commercial credit positions including new money processing and decisioning for new and existing borrowers; portfolio management and renewal processing and decisioning in scorecard environment; Branch Credit Advisor team in a call center type environment. Oversight includes eight analysts with incremental decisioning authority. Responsible for maintaining acceptable performance for entire business banking portfolio, compliance with all policies and procedures, regulatory requirements, loan review activities and systems including scorecard management.

Responsible for all aspects of Small Business Underwriting platform including analysis, decisioning and performance of all business banking clients with exposure $750,000 or less in a fast paced production environment. Responsible for management of scorecard environment. Manager with signature authority and team of eight including five commercial underwriters with incremental approval authority and four commercial specialists. Responsible for maintaining acceptable delinquency levels, compliance with all policies and procedures, regulatory requirements, loan review activity, systems, etc.

Flint, Michigan

Responsible for scorecard analysis and decisioning of business loans for clients with exposure to $750,000 withing bank guidelines in high production environment. Responsible for completion of due diligence prior to close as well as ordering and verification of closing documentation pre and post closing.

Flint, Michigan

Analyst I: Financial analysis of middle market commercial clients and preparation of committee write ups for presentation to various decisioning commitees. Analyst II: Includes preparation of various reports and committee agendas as well as coaching responsibilities for junior Analysts.