Complete Wellness Solutions (CWS) helps people and businesses thrive by providing a complete and compliant online wellness software designed for corporations, and tailored to the individuals’ needs. The CWS portal is a comprehensive multi-role system providing services to implement all aspects of a wellness program. In addition to providing state-of-the-art technology that guarantees regulatory compliance, easy-to-implement award tracking, and robust data analytics, CWS provides employers and clinics with turnkey programs, lab integration services, health coaching platform, and more. We follow best practices for program engagement including designing effective, meaningful incentive programs and providing online education, user-friendly tracking and interactive challenges, and extensive communication materials to enhance participant engagement and program outcomes.

Owner and agent, specializing in group life and health insurance, individual health insurance, and voluntary insurance. Sold company in November 2017 to local agency. Also, national speaker on group life and health legislation, HIPAA, COBRA, Consumer Driven Health Care: HSA, FSA, HRAs, healthcare reform, and wellness. Developed employer sponsored wellness programs with online wellness portal for Wellness Management Systems (2007-2010) and also for Basic® (2004-2006).

• Selling CCS products (COBRA, FSA, HIPAA and HRA services) to agents, brokers, and employers. • Responsible for the northeast territory, produced the largest amount of proposals in the shortest time frame. Set record for adding new qualified agents to database.• Conducted HRA and COBRA seminars for agents, broker and their clients. • Worked with carriers to develop high deductible health plans to link with HRA (Health Reimbursement Arrangements).

Owner of insurance agency specializing in sales and service of group life and health insurance. Also provided medical bill management service for retirees and claim resolution service for physicians.

Sales and Service Representative with national insurance marketing organization which functions as a group sales office for Fortis Benefits, Principal Financial Group, and Aetna.

Manager of COBRA and Retiree Billing Departments for Third Party Administrative Company, a division of Blue Cross of Western Pennsylvania. • Supervised two departments with monthly cash flow of over one million dollars.• Implemented new COBRA billing program: new procedures, pricing, materials and PC billing system and quality control.

Administrative Coordinator, Group Life and health Compliance• Supervised administrative compliance unit that reviewed legal issues/complaints and legislation impacting group life and health.• Worked with Small Group Reform Laws, Created Federal Compliance Manual and COBRA materials for policyholders.• Reviewed state and federal laws and issued procedures to operating areas regarding new or amended legislation that impacted Group Life and Health.• Supervised Section 89 Testing Unit.• Developed excellent analytical, written, and verbal skills.