As CFO, Linda leads the Procurement Team leveraging the company's powerful purchasing platform working with a qualified network of vendors and partners to secure competitive pricing, quality sourcing and due diligence to minimize risk and maximize outcomes. As a Principal, she looks at a company's vision, studies the scope of work and helps steer the project efficiently by taking a hands-on, agile management approach throught the life-cycle of a project.

Managed large corporate wide efficiency programs focused on both cost cutting and revenue generation. Coordinated the cross functional support required for timely implementation including technology and capital requirements, managing business delivery, reporting financial impact, internal communications, investor reporting, risk and regulatory control.Selected Achievements:➢ Project TOP (Tapping our Potential) - Led a team of 10 project managers through the implementation of a $600MM, 1,200 project, cost cutting and revenue generating program implemented over 2 years. Efforts included coordination with the Business, Technology, Finance, HR, Communications, Investor Relations, Risk and Compliance. Designed and developed reporting database. Reported progress monthly to the Executive Committee and Regulators.➢ Finance Transformation – Led the implementation of a Global Finance Transformation program for RBS Americas including Citizens Financial Group. The program included implementing Lean Management practices across the Finance division, converting to a common General Ledger across all of RBS, and evaluating and implementing site consolidation strategies where efficiencies could be gained.

Risk Financial Forecasting of Citicorp Credit Service• Overall output and strategic direction of all aspects of Risk Forecasting (NCL and Delinquencies) for all portfolios within the Citi Cards business, responsible for analyzing and forecasting losses for a business with $150 Billion in managed Receivables.• Reflect the impact on the Risk forecast for loss mitigation initiatives (across all aspects of the credit life cycle) risk based pricing and marketing programs.• Present and discuss forecasts and Risk trends with senior management across the Cards business and the Global Consumer Group as well as U.S. Government Regulators (OCC, Federal Reserve and FDIC).• Effectively manage change and create a culture of “Risk awareness and accountability”• Perform portfolio based stress testing to support Citi’s Performance Exception process.• Provide NCL forecasts for various economic scenarios for multiple years. • Provide insight into the macroeconomic environment and trends and related market developments.• Act as a technical and subject matter expert for senior management on highly complex financial issues.• Monitor and analyze portfolio performance against industry peers and trends.• Develop alternative forecasting methodologies.

Small Business Consulting: Financial Automation, Forecasting, Budgeting, Operations Process Review and Efficiency recommendations- Rosenthal, Curry and Kranz LLP - Automation of Accounting and office processes reduced Accounting Expenses 50%- Blue Chip Farms - Enable ownership to manage cash flow and investment opportunities

Coordinated Operations and Project management for the $13B sale of CitiCapital to GE Capital. Created an end-to-end operation at Citi to manage the assets retained from sale totaling $2.8B.Selected Achievements: ➢ Project Management - Managed the segregation of assets to be retained by Citi; converted 3,000 assets off five legacy systems onto one product processor; identified and documented all transition services agreements.➢ Created an end-to-end Operation – Indentified and trained staff; implemented new processes for cash management, collections, tax operations and funding; established metrics, capacity plan, quality control and efficiency reporting.

Directed transactions for a 1,200 person Commercial Banking Operations Organization, including a staff of 70 that coordinated Operations, Project Management, User Acceptance Testing, Strategic Analysis of Operational Effectiveness, Compliance and Control and Real Estate rationalization.Selected Achievements: ➢ Reduced expenses 25% by functionalizing operational processes across Leasing and Banking operations consolidating operational sites from 16 to 10 including site selection, ROI analysis and employee impact reviews.➢ Developed proprietary Leasing and Banking lifecycle survey in collaboration with strategic partners. Increased satisfaction scores 20% to 95% overall satisfaction in 3 years via focused quality improvement strategies.➢ Designed and implemented Compliance standards including Continuity of Business, Risk Control Self Assessment, Audit and Risk Reviews and external audit preparation bringing the organization to a Satisfactory control rating and enabling quick response with limited expense to two separate business interruptions.➢ Addressed major operational issues in the Bankers Leasing Business – eliminated 20 major client issues in 6 months; streamlined processes increasing accuracy to 95% from 40%; addressed $17B of asset level reconciliation breaks.