I have been passionate about stock investment since I was young. Investing is in my DNA. I believe in saving, investing, and leveraging assets to build wealth. Having been through multiple market cycles, I have learned that being disciplined, patient, and staying unemotional are keys to financial success. I also invest in myself. I came to the United States from Hong Kong on my own to pursue a master’s degree. I used to focus only on making high investment returns and it was not until the death of my parents that I realized the importance of financial planning. They did not have any financial plans, such as planning for their premature deaths and protecting their assets from mounting medical and long-term care costs. When both of my parents were seriously ill, my family became emotionally and financially stressed. To prevent this from happening to other people, I became a financial advisor. I believe that everyone can benefit from a comprehensive financial plan to help grow their assets while managing their risks and liabilities. I am committed to my profession and have earned my Certified Financial Planner® (CFP) designation from the CFP Board. For this designation, I have completed approved educational programs, passed rigorous examinations, and met stringent experience and ethics requirements.After providing wealth management services to high-net-worth individuals at broker-dealers for over a decade, including Merrill Lynch, HSBC Securities and Wells Fargo Advisors, I decided to join an independent Registered Investment Advisor (RIA). As an independent advisor, I am held to the highest standard as my clients’ fiduciary and I only work in their best interests. This is unlike broker-dealers, which are not fiduciaries and are focused on gathering assets and generating commissions. Through Vibrance Wealth Management, I specialize in goal-based investing and holistic financial planning while offering tailored strategic solutions to a select group of individuals and families in the Silicon Valley. I apply my unique balance sheet approach to plan for “what-if” scenarios while delivering personalized wealth management services. I help my clients follow their dreams and achieve their goals.I realize there is a lack of financial literacy in the Bay Area. Luckily, it is a skill that everyone can learn. Therefore, I volunteer to educate people about financial planning and investment. My mission is to elevate the financial literacy and make people feel confident in their knowledge and ability to cultivate and enjoy financial freedom.