Ling Wang Email & Phone Number

Beaverton

Comprehensive understanding of the current reporting requirements for HMDA (Regulation C)Assisting the preparation of the annual HMDA LAR reports, in accordance with HMDA requirements.Assist in maintaining the HMDA compliance program and perform monthly validations of loan data.Reconciles HMDA data between the loan origination system (Encompass) and the.

Hillsboro Oregon

• Applied credit policies, compliance requirements and programs to different loan scenarios. My best practice was to stay involved in every step of loan process administering and organizing conference calls with clients.
• Researched clients business returns, k1s and their asset documents, internal tools, and credit policies to present suggestions, options and recommendations to underwriters how to satisfy some difficult conditions..
• Coordinated with affluent clients, their CPAs, underwriters on every single loan to come to the agreement that client’s income and asset met bank’s requirement. Worked independently and with sound judgment to reduce.
• Fully understood, correctly interpreted, and accurately explained to clients applied laws, regulations, ordinances and policies applicable to the mortgage industry, such as the most recent TRID, Dodd Frank, HMDA and.
• Communicated effectively both orally and in writing to both internal and external stakeholders. This experience was from daily interaction with clients, private bank client managers, underwriters and processors. I am.
• Actively established and maintained effecting working relationships with all stakeholders and had the reputation of over delivering for my clients. I do this by building my relationships with them, working hard to.

Hillsboro Oregon

• Prepared closing disclosure and reconciled fees with escrow officers prior to closing for borrower’s information, account payoffs, home owner insurance, property taxes and other pertinent closing information. Reviewed.
• One of the two winners out of 200+ employees for making dream come true award
• Meticulous in delivering error-free documentation and ensuring compliance with company policies and regulatory requirements.
• One of the two closers assigned for FHA, VA and state bond loans and remained top closer most of quarters despite of complicated and time consuming government loans.

Hillsboro Oregon

Coordinated with Oregon and Idaho states for the complete delivery of state assisted loans. Ensured the accuracy of mortgage rates daily. Insured government loans with the department of FHA and VA.

Seattle WA

• Assisted other institutions with IRA transfer requests, monitored customers’ IRA, SEP, QRP accounts in compliance with IRA regulation. Provided lead and technical support to branch staff, clients, investment service.
• Licensed in series 6 and 63 in securities