Lisa Hebert-Losier

Lisa Hebert-Losier Email and Phone Number

Group Benefits Chief Underwriter and Tarificatrice en chief, Assurance collective @ Manulife
Montreal, QC, CA
Lisa Hebert-Losier's Location
Greater Montreal Metropolitan Area, Canada
Lisa Hebert-Losier's Contact Details

Lisa Hebert-Losier personal email

n/a
About Lisa Hebert-Losier

Lisa Hebert-Losier is a Group Benefits Chief Underwriter and Tarificatrice en chief, Assurance collective at Manulife. She possess expertise in insurance, actuarial science, employee benefits, risk management, reinsurance and 14 more skills.

Lisa Hebert-Losier's Current Company Details
Manulife

Manulife

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Group Benefits Chief Underwriter and Tarificatrice en chief, Assurance collective
Montreal, QC, CA
Website:
manulife.com
Employees:
32968
Lisa Hebert-Losier Work Experience Details
  • Manulife
    Group Benefits Chief Underwriter And Tarificatrice En Chief, Assurance Collective
    Manulife
    Montreal, Qc, Ca
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  • Manulife
    Group Benefits Chief Underwriter / Tarificatrice En Chief, Assurance Collective
    Manulife Jun 2023 - Present
    Montreal, Quebec, Canada
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  • Munich Re
    Biometric Research / Recherches Biométriques
    Munich Re Aug 2022 - Jun 2023
    Montreal, Quebec, Canada
    Responsible for leading a team that set assumptions by preforming experience studies and research in the individual life, critical illness, and disability lines of business for North America. Builds and maintains strong relationships with key internal stakeholders such as IT, operations, business transformation, pricing and corporate actuarial in the development and execution of assumptions and experience studies.___________________Diriger une équipe effectuant les études d’expérience et la recherche soutenant le développement des hypothèses de tarification pour l’assurance vie individuelle, maladies grave et invalidité en Amérique du Nord. Développer et maintenir des relations solides avec les principales parties prenantes internes telles que les TI, les opérations, la transformation opérationnelle, la tarification et l’actuariat corporatif dans l’élaboration et l’exécution d’hypothèses et d’études d’expérience.
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  • Munich Re Canada
    Director, Individual Reinsurance Solutions
    Munich Re Canada Jan 2019 - Aug 2022
    Montreal, Canada Area
    Responsible for growing Munich Re’s individual life reinsurance business with primary focus on Québec and Caribbean markets. Lead the Montreal Individual Business Development and Pricing team to create reinsurance solutions that fit the evolving needs of our clients, including but not limited to traditional individual life, critical illness and disability reinsurance, product development, and reinsurance capital solutions.__________________Mettre en place la stratégie de croissance des affaires de Munich Re en réassurance individuelle principalement pour les marchés du Québec et des Caraïbes. Gérer l'équipe de Montréal créant des solutions de réassurance sur mesure en assurance vie individuelle, maladies graves et invalidité, en développement de produits et en gestion de capital.
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  • Prudential Financial
    Vice President & Actuary, Group Benefits Pricing Assumptions And Reinsurance
    Prudential Financial Apr 2018 - Dec 2018
    Roseland, Nj
    Responsible for leading a nine-person team to set manual pricing assumptions for all of Group Employer Benefits products, over a dozen products representing $440million in annual sales. Owner of Group’s reinsurance risk and capital strategy, overall program management and external relationships.Select Highlights:- Key member of cross functional and companywide team that negotiated a reinsurance capital management deal that resulted in a $1billion reduction in capital and improved overall business returns by 1.0%.- Updated the AD&D and LTD rating manual which lead to the discovery of new risk base rating variables.- Supporting Groups’ key growth initiate by overseeing and validating the work done by outside consultants of multiple new voluntary products: issue and attend age Hospital Indemnity Plan, issue age Critical Illness and Accident.
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  • Prudential Financial
    Director & Actuary, Group Insurance Special Products Pricing
    Prudential Financial Jan 2017 - Apr 2018
    Roseland, Nj
    Responsible for leading a five-person team to set pricing and support product development of Group Benefits’ Special Products portfolio: Critical Illness, Accident, Business Travel Accident (BTA), and Retiree Group Life Buyouts (RBO).Select Highlights:- Partnered with retirement to submit a $1billion combined Pension and Group Life Retiree Buyout bid. This led to leveraging methodology and updating mortality and investment assumptions that resulted in a more competitive bid.- Developed pricing for a group level term suite of products in 3 months to support a $100million in annual premiums association bid. This included building a model, setting pricing assumptions, and profit targets.
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  • Aig
    Director & Actuary - Group Benefits Pricing And Product Development
    Aig Oct 2014 - Oct 2016
    Farmington, Connecticut
    Director & Actuary, Group Benefits Pricing and Product DevelopmentManaged Employer Group Benefits Long Term Disability, Short Term Disability, Term Life, and Accidental Death & Dismemberment pricing initiatives, representing $150M+ of annual premiums. Defined pricing targets, coordinated manual rate refresh, state filings, and owned pricing and underwriting tools. Managed such functions as experience monitoring and underwriting training/support. Select Highlights:- Participated in the AIG Physician Segment LTD product launch, personally owning the business case financial and profitability metrics. Devised and introduced a LTD pricing manual customized for the physician segment market, including the creation of market-leading benefit riders in only six months.- Led a team of five actuaries to review, document, and enhance current Excel manual pricing tools in preparation for an IT integration project, cementing success despite a large China-based team through effective development of timelines and skilled management of expectations.
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  • The Hartford
    Director & Assistant Actuary - Group Benefits Large Case Pricing
    The Hartford Oct 2013 - Oct 2014
    Determined pricing and monitored experience on Group Benefits’ Short Term Disability/Leave Management and Fee Base products, representing $300M+ in annual premiums/fees. Supervised a three-person team.Select Highlights:- Created block of business pricing targets and proposed rate actions to the Head of Group Benefits business. - Completed attribution analysis to better comprehend pivotal drivers of experience trends and the effectiveness of pricing execution. - Collaborated with underwriting and product management teams on National Account large case specific pricing.
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  • The Hartford
    Director & Assistant Actuary, Group Benefits, Investment Liaison And Experience Analysis
    The Hartford Aug 2011 - Oct 2013
    Managed the investment strategy and experience reporting for Group Benefits. Strengthened risk/return trade-off through the implementation of a hedging strategy to support product pricing.Select Highlights:- Created an automated process to track ongoing disability business and pricing experience. - Sharpened the knowledge of senior managers and their understanding of disability experience risks, trends and investment strategy implications through report development and presentations. - Conducted an annual portfolio spread analysis and forecasting in partnership with ERM and investment management departments to set USGAAP investment returns.
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  • The Hartford
    Senior Actuarial Consultant & Assistant Director, Individual Annuity Pricing
    The Hartford Aug 2010 - Aug 2011
    Served as a key early contributor to Hartford’s Fixed Index Annuity (FIA) product development. Reviewed and recommended product design recommendations based on state and SEC regulation restrictions. Identified and conveyed various risks related to crediting methodology of the FIA product in alignment with equity and bond market movements. Served as the actuarial point of contact for internal/external financial advisor service teams for exception requests.
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  • The Hartford
    Senior Actuarial Consultant & Assistant Director, Group Benefits Associations Pricing
    The Hartford Jun 2008 - Aug 2010
    Managed term life and AD&D product development and pricing. Engineered the creation and rollout of a five-year level term program. Coordinated applicable life and AD&D filing initiatives.
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  • Cigna
    Actuarial Senior Specialist - Heath Care Trend
    Cigna Sep 2006 - Jan 2008
    Reported on and projected metrics for medical trends, inpatient utilization, and normalization factors to senior management. Contributed to the rollout of CIGNA’s Medicare Advantage products.
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  • Cigna
    Actuarial Senior Specialist - Corporate Owned Life Insurance Pricing
    Cigna Feb 2005 - Sep 2006
    Supervised the maintenance, pricing, reserving, and financial reporting of the Leverage and Participating books of business. Captured $10M in cost savings by devising a new IBNR model to replace obsolete assumptions and methodology that enable the release of excess reserves.
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Lisa Hebert-Losier Skills

Insurance Actuarial Science Employee Benefits Risk Management Reinsurance Analysis Disability Insurance Management Investments Pricing Underwriting Enterprise Risk Management Financial Risk Analytical Skills Financial Modeling Life Insurance Health Insurance Financial Analysis Product Development

Lisa Hebert-Losier Education Details

Frequently Asked Questions about Lisa Hebert-Losier

What company does Lisa Hebert-Losier work for?

Lisa Hebert-Losier works for Manulife

What is Lisa Hebert-Losier's role at the current company?

Lisa Hebert-Losier's current role is Group Benefits Chief Underwriter and Tarificatrice en chief, Assurance collective.

What is Lisa Hebert-Losier's email address?

Lisa Hebert-Losier's email address is li****@****aig.com

What is Lisa Hebert-Losier's direct phone number?

Lisa Hebert-Losier's direct phone number is +197354*****

What schools did Lisa Hebert-Losier attend?

Lisa Hebert-Losier attended Concordia University.

What skills is Lisa Hebert-Losier known for?

Lisa Hebert-Losier has skills like Insurance, Actuarial Science, Employee Benefits, Risk Management, Reinsurance, Analysis, Disability Insurance, Management, Investments, Pricing, Underwriting, Enterprise Risk Management.

Who are Lisa Hebert-Losier's colleagues?

Lisa Hebert-Losier's colleagues are Bill Smith, Swandayani Swandayani, Yujia Song, Mary Irene Talaugon, Ed Dickinson, Aji Suseno, Brian Eley.

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