Lisa Singleton Email & Phone Number

Glen Burnie, MD, US

Act as both Loan Servicing Manager overseeing staff of 10 as well as compliance manager for lending division. Monitor lending compliance and mitigate any potential risks for the bank. Address consumer complaints filed with regulatory agencies, utilizing expertise in banking and compliance. Conducted comprehensive overhaul to ensure compliance with multiple.

Baltimore, Maryland, US

Established Quality Control Department for the bank’s newly established mortgage department. Wrote QC Plan, established review and reporting processes as required by agencies and investors and standardized system by writing QC procedures. I also use my extensive knowledge and experience in mortgage compliance, to act as a resource for the loan originations.

Baltimore, Maryland, US

Conduct compliance reviews on all loans closed by 1st Mariner. Analyze GFEs for adherence to regulations associated with 2010 RESPA revisions, Dodd-Frank... Assess necessity of tolerance cures. Also responsible for ensuring that TILA, MDIA, Reg B are observed and enforced. Responsible for keeping abreast of industry proposals and changes and revising.

Assisting realtors with closing short sales by negotiating with existing lenders.

Conducted independent reviews of prime and sub-prime mortgages originated by Fieldstone and Broad Street. Audited for compliance with investor and regulatory guidelines. Reviewed credit decisions of early payment default (government loans) and all potential fraud cases.

Responsible for ensuring that all mortgages originated and closed through bank and its lending subsidiaries were in compliance with federal, state and investor guidelines; addressing investor and regulator concerns, and responding to their Notices of Action such as repurchase requests or violations; protecting the bank’s loan portfolio through fraud and.

Processed and closed first mortgages including conventional, jumbo, and government. Worked with borrowers and Loan Officers to obtain credit, employment, asset & liability information which was then prepared for automated or manual underwriting. In conjunction with Secondary Marketing resolved pricing & lock issues. Followed up with appraisers, settlement.

Prepared files for mortgage applicants seeking HELOC or second mortgages. Followed up with both telemarketing leads and originator referrals to obtain credit, income, asset and liability information. Prepared files and submitted those that were within guidelines. Resolved underwriting issues and conducted necessary counter offers for sub-prime terms. As Sr.

Processed consumer loans