Directed audit activities to deliver high-quality, value-added results for credit / counterparty audits of both first and second lines of defense including internal / regulatory issue validations for the Wholesale (Corporate, Structured Finance, Commercial and Investment Banking), Global Markets credit products and counterparty risk. Also cover Retail Banking portfolios, exposure management (hedging), Capital Markets, Counterparty, Credit Strategies (current expected credit loss (CECL), portfolio analytics) and Credit Review. Overseeing the implementation of the Environment, Social and Governance (ESG) program. - Created strategic audit plan and risk assessments to develop a risk based audit plan that adheres to regulatory expectations. - Proactively developed partnership with senior level business stakeholders and attended monthly Credit Risk Committee meetings to provide ongoing monitoring of the business and projects.- Managed multiple teams of professional auditors simultaneously to deliver timely audit reports in adherence with IA methodology. - Mentored junior team members to prepare them for more senior roles. (Acting Director from Mar 2020 to May 2021)

Auditor-in-Charge of audits and regulatory issue reviews for credit risk management functions. Prepared the audit plan and scope, resource budget, risk control matrix outlining the risks, key controls, and tests of design and operating effectiveness, coordinated audit document requests and meetings, reviewed workpapers to ensure adherence to IA Methodology and quality assurance standards, mentored junior team members, wrote the audit report and issues, and presented the results to senior management.

Led global operational risk Enterprise Governance, Risk and Compliance (eGRC) projects to enhance quality of risk and control self-assessments (RCSAs), improve and harmonize operational risk framework across 3 lines of defense to align risk identification, quantification, control testing, risk mitigation, and aggregation of risk profile to improve business level assessments and identify emerging risks.

Redesigned operational risk reporting for Risk Committee of Board and C-Suite executives to comply with regulatory standards by ensuring reports and analytics were visually impactful and relevant to facilitate timely and well-informed decision making. Reporting included scorecards and metrics from RCSA’s, loss events and root cause analysis, action plan trends and closure status, KRI’s, and emerging risks. Served as operational risk subject matter expert for design, build-out, implementation of new ORM IT platform using Agile approach.

Provided independent oversight and review of the first and second lines of defense of Credit Risk Management by executing end-to-end business process walkthroughs, identifying risk and key controls, testing control design and operating effectiveness, and providing effective challenge of business. Managed annual audit plan, audit engagements, including scoping, test approach, sampling methodology, resources, audit budget and scheduling, reviewed workpapers, and wrote report to present issues to business leadership and executive management. Businesses: Structured Credit, Leverage Finance, Supply Chain, Hedge Fund administration, municipal financing, Wholesale and Commercial banking (asset based financing) Areas: Underwriting, collateral valuations, watch list, troubled debt restructuring, syndications, Repos, credit models and ratings (incl. SNC), covenant compliance, ALLL, portfolio monitoring, and regulatory compliance. Led Operations audit of Derivative transactions for the Markets business to verify compliance with CFTC regulations.

Project manager for GE Corporate Treasury on Liquidity Risk Management team, implementing Oracle to meet banking regulations and reporting under Basel III / U.S. LCR for liquidity and stress testing.

Led risk analytics team for $16B (12/12) transportation equipment financing and trade factoring portfolios by driving process improvements to transaction-level database to increase transparency of credit risk reporting. Developed risk analytics for presentations to senior management to identify risks and monitor portfolio performance. Designed peer benchmarking with key quantitative credit and financial metrics used by senior management and the CEO for earnings release calls.

Served as key member in establishment of credit risk team created to implement standardized models, metrics, processes, and systems to enable build-out of portfolio analytics for $22B (12/08) energy portfolio which consisted of loans, leases, securities, project finance, and derivative transactions. Standardized metrics to comply with Basel II including PD, LGD, and EAD.