Providing independent financial guidance and investment management for business owners, individuals and families. We help our clients gain clarity, prioritize and make good decisions about their financial future.

WINE WOMEN champions the advancement of women’s careers in the wine industry by building strong relationships, essential business skills and leadership among members.

We provide mediation services for business partners in conflict or at an inflection point in their partnership.

Serve on arbitration panels resolving issues between investors and member brokerage firms. Matters in dispute involve: breach of fiduciary duty, failure to supervise, negligence, misrepresentation.

Co-founder and wealth advisor. This firm is result of the merger of Smith Rapacz and Mosaic Wealth Management. Served high net worth individuals and families with highly customized wealth management services. Acquired clients and served as financial planner and investment advisor: evaluated all elements of the financial picture, including cash and debt management, investment planning and management, asset allocation, tax planning, retirement planning, college savings, charitable intentions, estate planning, management of closely held and concentrated positions, and risk management. Coordinated other advisors.