Lisa Wolf Email & Phone Number

Greater Chicago Area

Oversee day-to-day management of fair lending and fair banking (UDAAP) for $50+ billion organization which includes 15 charter banks and a mortgage company within the Wintrust family (and their associated entities), including the complaint management program. Manage a team of 5+ employees.

Greater Chicago Area

- Provide guidance regarding complex Fair Lending compliance issues. - Evaluate and design programs to ensure appropriate level compliance within the desired fair lending risk appetite.- Advise Board , Senior Management and Bank staff of emerging fair lending issues; consult and guide the Banks in the establishment of controls to mitigate risks; ensure department products and services adhere to the principles of fairness by providing leadership, training and supervision. - Conduct Fair Lending training.- Conduct or critically challenge business line monitoring reviews.- Manage fair lending risk assessment processes, coordinating with 1st line of defense.- Execute review protocols consistent with prudent statistical practices, review parameters and regulatory expectations.- Develop comprehensive fair lending testing and monitoring and manage team to timely complete reviews.- Identify process improvements to enhance review procedures.- Maintain proficient knowledge of all applicable banking rules and regulations and acts as an authority and resource for all functional areas.- Work closely with the Compliance SVP; develop strategic plans, review reports; organize plans and make recommendations for initiatives involving functional changes within the Bank and budgets- Collaborate with other departments to direct, investigate and independently resolve issues in a timely manner.- Provide timely reports to keep Senior Management informed on progress of Fair Lending programs; establish and provide direction.- Effectively and professionally interact with regulatory agency personnel such as answering examination information requests addressing examination findings and discussing compliance processes and policies.- Manage violations and their resolution, address regulatory issues or actions and other regulatory communications, follow up and monitor until satisfactory resolution is obtained.

South Bend, Indiana

- Oversee and administer the bank’s compliance management system, including managing the fair lending program, complaint management program, compliance audit program, regulatory compliance change management process, and compliance training program;- Serve as subject matter expert in all areas of federal consumer financial services law and respond to senior management inquiries regarding significant compliance matters;- Research and analyze the impact of regulatory compliance obligations on the bank, including proposed and final consumer protection laws and regulations, and advise members of senior management, the Risk Management Committee, and others;- Prepare updates and present on complex regulatory issues and regulatory hot topics to management (both oral and written presentations); - Closely oversee all aspects of fair lending monitoring and testing, conduct fair lending risk assessments, and advocate for risk mitigation where appropriate; - Oversee the completion of compliance risk assessments performed with the participation of, or on behalf of, the Compliance Department;- Manage bank examinations and serve as a liaison between the bank and regulators;- Interface with internal and external resources to keep apprised of state and federal legislative and regulatory developments which affect financial institution compliance; - Supervise compliance officers assigned to work with first line business units to address fair lending and compliance issues and to complete regulatory compliance testing and monitoring; and- Serve as Chairperson of the Compliance Committee and participate as a member of other bank committees and working groups.

South Bend, Indiana

Senior Compliance Specialist at a $6 billion community bank.- Executes the Bank’s independent regulatory compliance review program including assessing regulatory risk, executing compliance reviews, reporting results through written reports and discussions with management at all levels of the bank, and monitoring and testing any required remedial action.- Provides leadership to the Compliance Department.- Manages, mentors, trains and develops other Compliance Department staff.- Effectively communicates with various departments as needed to provide responses to compliance inquiries as they relate to the various federal and state banking regulations.- Maintains knowledge and skills through completion of continuing education and training pertinent to the position.

Lending Compliance Officer for a $3.5 billion community bank.- Support the Bank’s Compliance Program by providing compliance subject matter expertise to the Bank’s lending areas: Residential and Consumer Lending, Commercial Lending, Commercial Credit, and Loan Servicing;- Monitor changes in lending compliance laws and regulations in order to provide appropriate guidance to these areas;- Monitor and provide guidance to the CRA Department;- Create implementation plans for any regulatory or product/service change;- Create and manage appropriate controls;- Keep affected policies and procedures current;- Assist departments with ongoing monitoring activities, conducting compliance monitoring or reviews, and assistance in the development and delivery of compliance training; and- Support legal department as a relief resource for official requests, contract review, research and other legal work as needed.

Indianapolis, Indiana Area

Senior Consultant with the Indiana Credit Union League, the state trade association for credit unions in Indiana. Responsibilities include: - Research, develop and provide consulting services to Indiana credit unions in areas such as lending, compliance, and operations;- Prepare and present compliance-focused seminars and webinars for credit union executives, staff and board members;- Make credit union site visits to analyze existing mortgage and lending operations, policies, and procedures, and provide training and corrective instruction;- Research regulatory proposals, solicit input from affected credit unions, and draft agency comment letters; - Summarize new and amended federal regulations and provide training and educational materials to affected credit unions; and- Produce formal and informal reports and written material relating to the financial services industry and developments in federal consumer financial laws.

Deputy Attorney General (Nov. 2009 - Jan. 2014)Law Clerk (June 2009 - Nov. 2009)- Handled investigations and all phases of civil litigation in state and federal court, focusing on government enforcement actions such as deceptive consumer transactions and lending issues, and prosecuted real estate-related administrative litigation against real estate agents and appraisers; - Reviewed mortgage loan origination documents for compliance with federal and state laws and negotiated out-of-court resolutions between consumers and financial institutions relating to origination, servicing, and foreclosure issues;- Worked with federal and state agencies on complex investigations, multistate litigation, procedural best practices, etc.; - Advised other sections of the office on the application of federal and state real estate, lending, and foreclosure laws; prepared internal and external presentations on federal and state consumer protection laws; and conducted internal trainings on the Dodd-Frank Act and consumer financial laws; and- Supervised rotating staff of analysts, law clerks and interns.

J.D.

Activities and Societies: Delta Theta Phi, Notre Dame Legal Aid Clinic

Political Science

Activities and Societies: News Editor of The Saint (student newspaper), Student Senate, Pi Sigma Alpha, POLIS

Education record