Elizabeth (Liz) Febles Email & Phone Number
Who is Elizabeth (Liz) Febles? Overview
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Elizabeth (Liz) Febles is listed as SBA Lender at First Horizon Bank, a company with 249 employees, based in Raleigh-Durham-Chapel Hill Area, United States, United States. AeroLeads shows a matched LinkedIn profile for Elizabeth (Liz) Febles.
Elizabeth (Liz) Febles previously worked as Commercial Relationship Manager at First Horizon Bank and Senior Portfolio Manager at First Horizon Bank. Elizabeth (Liz) Febles holds Bachelor'S Degree, Forensic Chemistry from Ohio University.
Email format at First Horizon Bank
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About Elizabeth (Liz) Febles
After being in the banking industry for 20+ years I realized that my favorite people to interact with and support are small business owners. That said, once a position opened on First Horizon's SBA team for the Mid-Atlantic region, I was excited to make the switch from commercial lending to SBA lending. My preference for working with the small business segment is likely because I grew up in a small business household.My Dad started his own business in 1972. He tells the story of how he was newly married, first child on the way, and was down to his last $20 when the check came in the mail from his first sale. I appreciate the determination, passion and grit the small business owner has. Dad worked every day, we kids bent resistors while watching cartoons, my mom managed the invoices. In middle and high school, I filled circuit boards with resistors, capacitors, and transistors by hand which I think is where my love of jigsaw puzzles was born. Dad would solder each one individually – a respiratory hazard for sure. We would hand pack each order with styrofoam peanuts and were on a first name basis with the UPS man. While things have become more outsourced or automated over time, my dad at age 87 is still at it with my mom’s assistance.My shift to the SBA role is also driven by my belief that small business owners do not tend to get the level of attention or customer service from the financial sector that they deserve. I'd like to change that by offering patience, guidance, and responsiveness to the small business segment. SBA Lending is complicated, please use me as a resource. I am here to answer any exploratory questions you or your clients/prospects may have as well as get SBA opportunities across the finish line.
Elizabeth (Liz) Febles's current company
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Elizabeth (Liz) Febles work experience
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Sba Lender
Current
Commercial Relationship Manager
CurrentAs your commercial relationship manager, my role is listen to you and work collaboratively to determine the best financial solutions for your ever-changing business needs and goals. I serve as your main point of contact to the Bank regardless of what solution you need (credit, treasury services, international services, etc.) and remain accessible and.
Senior Portfolio Manager
- Crafted credit approval packages which entailed a summary of the transaction, review of Borrower’s financial strength and risk assessment, industry highlights, depth of collateral and level of guarantor support.
- Held direct credit approval authority for transactions up to $5 million.
- Ensured adherence to credit policies, guidelines, and applicable regulatory requirements at all times.
- Corresponded with borrowers, syndicate banks, accountants, attorneys, credit/loan review and… Show more
- Corresponded with borrowers, syndicate banks, accountants, attorneys, credit/loan review and internal resources to satisfy transaction due diligence and compliance.
- Actively participated in the structuring, negotiation, and documentation phases of credit transactions.
Senior Portfolio Manager
- Delivered financial, industry, economic, and other analysis to facilitate decision making, while ensuring adherence to credit policies, guidelines, and applicable regulatory requirements.
- Provided ongoing management and primary accountability for all monitoring and maintenance activities on an assigned portfolio including financial modeling, collateral analysis, risk profiling/mitigation and.
- Actively participated in the structuring… Show more
- Actively participated in the structuring, negotiation, and documentation phases of credit transactions.
- Interacted with borrowers, syndicate banks, accountants, attorneys, and internal resources to complete transaction due diligence.
- Proactively identified credit weaknesses and opportunities, escalating as needed.
Commercial Lending Credit Analyst
- Performed ongoing portfolio management/monitoring including spreading of financials in Moody’s, tracking and verifying covenant compliance, and assessing the risk profile.
- Created approval packages for straight-forward transactions.
- Maintained adherence to credit policies, guidelines, and applicable regulatory requirements.
Commercial Lending Administrative Assistant
- Represented the bank to the customer in a courteous and professional manner and provided prompt, efficient and accurate service in the processing of transactions.
- Tracked receipt of financial and other statements and maintained customer files.
- Reviewed legal documents and credit approvals for consistency prior to execution.
- Coordinated the closing process as the liaison between the credit and documentation teams.
- Prepared letters, memos, forms and other correspondence as… Show more
- Prepared letters, memos, forms and other correspondence as deemed necessary. Show less
Elizabeth (Liz) Febles education
Frequently asked questions about Elizabeth (Liz) Febles
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What company does Elizabeth (Liz) Febles work for?
Elizabeth (Liz) Febles works for First Horizon Bank.
What is Elizabeth (Liz) Febles's role at First Horizon Bank?
Elizabeth (Liz) Febles is listed as SBA Lender at First Horizon Bank.
Where is Elizabeth (Liz) Febles based?
Elizabeth (Liz) Febles is based in Raleigh-Durham-Chapel Hill Area, United States, United States while working with First Horizon Bank.
What companies has Elizabeth (Liz) Febles worked for?
Elizabeth (Liz) Febles has worked for First Horizon Bank, Bank Of America, and Citizens.
How can I contact Elizabeth (Liz) Febles?
You can use AeroLeads to view verified contact signals for Elizabeth (Liz) Febles at First Horizon Bank, including work email, phone, and LinkedIn data when available.
What schools did Elizabeth (Liz) Febles attend?
Elizabeth (Liz) Febles holds Bachelor'S Degree, Forensic Chemistry from Ohio University.
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