Lauren S. Email & Phone Number

United States

Responsible for sourcing opportunities and originating debt for market rate and affordable multifamily properties across the United States including bank balance sheet, private placement, Fannie Mae, Freddie Mac, and HUD solutions.

Coronado, California

• Led, managed, and executed the rebranding of DOZ including all print, web, and marketing material to ensure our external physical presence properly reflected our people, our experience, and our expertise
• Shaped the external impression and representation of DOZ as a thought-leader in the affordable housing industry to both current and potential clients and leverages marketing efforts to secure new business and grow.
• Represented DOZ at industry events and conferences to expand its network, share the firm with the industry, and set meetings with potential new clients
• Managed the new business proposal pipeline
• Managed the external training and Continuing Professional Education (CPE) webinar program
• Handled external communication of industry and regulatory updates, white papers published by DOZ and client updates

Visalia, California

• Originated construction and term loans for affordable multifamily and specialty structured finance projects (new construction & acquisition/rehabilitation) utilizing various combinations of tax-exempt bond financing.
• Led project teams consisting of internal and external customers with varying interests – attorneys, general contractors, real estate developers, state and federal government representatives, and private equity.
• Underwrote proposed affordable housing transactions, including risk, budget and client financial analysis to ensure business line profitability and sustainability for affordable housing real estate loans typically.
• Created document templates for client-specific needs, authored instruction manuals and provided training to analysts for implementation
• Responsible for business development, client acquisition and relationship management throughout the State of California
• Managed loan process for real estate transactions to include due diligence and third party report review, pricing, underwriting, legal document and deal point negotiation, financing structure and presentation for.

• Underwrote potential construction and rehab projects to determine financial feasibility and risk for financing period of 24 months to 30 years and negotiated terms and offers to borrowers
• Analyzed and drew conclusions from financials provided by potential borrowers, both non-profit and for-profit, to determine financial health of organization
• Managed loan administration and maintenance of loans via Annual Loan and Relationship Reviews and Construction Status reporting
• Subject matter expert in review, consultation, documentation and administration of Affordable Housing Program grant applications to Federal Home Loan Bank

Parking & Traffic CommissionServed by Mayoral Appointment

Volunteered on loan committee reviewing and providing recommendations for small business loan applicants to support economic development in Fresno and surrounding areas. Provided guidance and recommendations to borrowers on how to improve their applications/business models. Helped revise loan application and approval process for the CDFI to increase.

• Selected for competitive Finance Leadership Development Program (FLDP), designed to identify high-performing early employees and provide intensive leadership and finance training
• Managed the government contract process with NASA from receipt of requests for proposals through final negotiations of the resulting contract
• Performed final analysis of contract terms and proposal contents and served as a liaison between technical and business operations functions ensure complete statements of work mirrored requirements as defined in the.
• Presented proposals and status updates to management approval panels and NASA Procurement office

• Compiled and spread costs, performed pricing, and analyzed cost and technical elements in the development of proposals
• Led the implementation of new cost software at Michoud Operations and created and delivered training across the facility
• Served as mentor to two new employees, created training material for new employees
• Participated in a multi-million dollar Termination for Convenience proposal team, gaining experience and exposure to both pricing and contracts aspects
• Created a desktop procedure manual, training program and presentation to be used in training/orientation for incoming department manager and future new hires