Lincoln Kerber Email and Phone Number

CTRL investment is a recently launched fintech company that provides an investment platform for CFD trading. The company is based in New Zealand however our clients come from both New Zealand and Australia as we are licensed and operate under the regulations of both ASIC and FMA. My duties as Compliance Officer include: - Developing and implementing the Compliance Assurance Program as part of the compliance framework.- Designing and implementing internal controls and procedures as per required Compliance Assurance Program.- Ensuring an appropriate level of Due Diligence is carried out on a risk basis approach.- Writing and reviewing internal policies and assessments so that they remain in line with the most recent regulatory requirements and risks faced by the business.- The preparation and submission of regulatory queries and reviews. Monitoring agent activities to capture potential breaches and points of improvement ensuring they are in line with the company standards and complying with the regulatory obligations.- Provide training and advisory to the board of directors and other departments.- Submit periodical or ad hoc reports, reviews and risk assessments to the board of directors.- Maintain a register of findings and incidents, reporting or escalating accordingly.- Lead and participate as a consultant in projects related to the development and implementation of internal policy and processes.

As a Due Diligence Officer, my main responsibility was to is to ensure that our advisory team across New Zealand was onboarding our clients in accordance with the Company’s policies and procedures, ensuring consistently high a standard of compliance with the requirements set down by the NZX and any legislation - both domestic and international - that may impact on the Company.This required me to provide guidance, review, and approve client onboarding based on the information provided by the client and third-party screening service providers.Secondarily my role was to provide support in mitigating any non-regulatory risks such as fraud and errors meeting consistent compliance standards across the business.

My main responsibilities in this role:● Review and validate the workings and conclusions of the High-Risk Customers monitoring team with regard to a potential financial crime committed by HSBC customers.● Reviewing Client Services assessments for account closure, submitting them to the Account Closing Committee.● Registering suspicious transactions and behaviour, escalate internally and report if necessary to the government authority to ensure that customers identified as High Risk were accurately flagged.● Database validation and control testing of the customer monitoring system ensuring accurate flagging of customers in line with internal policies and procedures.Achievements:● Performed a comprehensive review and published the policy and procedures for Customer Due Diligence on High-Risk Customers. The policy was the main reference for the first and second line of defence for the concepts of High-Risk Customer and instructions on how to identify them properly and the procedures for handling those customers.● A comprehensive review and restructuring of the flagging system that resulted in a major improvement to its capacity of capturing the required information in line with the monitoring policy and the information access access policy.

My main responsibilities on this role:• Identify, analyze and recommend remedial actions on breaches with investment guidelines, ensuring remediation through stakeholder engagement;• Risk limit monitoring (liquidity, concentration, credit, portfolio composition) • Perform checks on various fiduciary activities which assured the accuracy of the assets on the breaches control system database using MS Excel to analyze system data.• Act as an SME for the investment controls including system setup, operational support, system maintenance, training of team members, working with the vendor for system improvements;• Provided second line oversight of Review Breaches Control Team through control reporting reviews;• Attend risk management meetings and committees to offer expertise and practical solutions• Partner with stakeholders (Portfolio Managers, Compliance, System Vendor, Risk, Legal and Regulators) to enhance procedures for portfolio monitoring. Achievements: • Reviewed the administration fee process of more than 500 portfolios and identified a gap of millions of dollars of undercharging;• Conducted a thorough review of the Breaches Control System identifying construction errors and other gaps which, once rectified, improved quality of analysis.

Responsibilities:• Reconcile opening balance of more than 500 mutual funds before releasing it to the portfolio managers;• Executed and registered the settlement of deposits, withdrawals, fees and taxes of those funds; • Created managerial dashboards and conducted headcount analysis to assist my direct manager.Achievements:• Developed a control to track the timing of trading bills arriving after hours, resulting in a process standardization that minimized operational risk.

I acted as the assistant manager for my family business that produced and marketed accessories for the Optical branch. My role covered all stages of the production and distribution, including managing the team, supplies and equipment maintenance as well as the distribution and client portfolio.