Lloyd Cato Email and Phone Number
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I am an accomplished executive with extensive experience in the global fintech and payments ecosystem. My executive management experience includes GTM product strategy, product/project management, product pricing, P&L responsibility, and transaction processing. In addition, I have broad experience as an operational leader managing large product certification and support teams. I have worked in senior positions at American Express and Visa.I have consistently been able to cultivate collaborative relationships by leveraging my strong interpersonal skills and by being an effective written/verbal communicator. I am able to mentor highly skilled professionals to drive results and meet strategic objectives. I have demonstrated my thought leadership through delivering effective presentations to clients or senior management and negotiating contracts/agreements with vendors or payments partners.Areas of Expertise: GTM Product Strategy, Payments Strategy, Product Pricing, Product Management, Project Management, Operations Management, Program Management, Strategic Partnerships, Global Business Development, Merchant Services, Mobile Commerce, POS/Network Certifications, Vendor Management, Leadership, Talent Management, Product Strategy, Thought Leadership, P&L Responsibility, and Strategic Planning & Execution.
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Head Of Corporate It - Corporate Systems StrategyVisa 2020 - PresentFoster City, California, UsReporting to Chief Information Officer (CIO), leads Corporate Systems Strategy within the Corporate IT organization. Responsible for leading large-scale strategic initiatives to transform how Corporate IT delivers solutions and services. • Lead the up-front planning and subsequent execution of large-scale strategic technology initiatives that support the effort to modernizing Corporate IT tools/applications. • Drive Corporate IT’s strategic efforts to improve relationships and alignment with Visa business partners. Conduct research (surveys, focus group, interviews, etc.) and analysis to create strategies for enhancing communications and business partner relationships.• Work with Corporate IT leadership to identify and document the strategic framework that will help enhance team capabilities for solution and service delivery. • Create actionable reporting and analytical tools to help monitor application and technology performance and identify growth and improvement opportunities. -
Vice President, Strategic Fintech Partnerships - Product EvangelistVisa 2016 - 2020Foster City, California, UsLead team to develop strategic partnerships with leading payment fintechs and manage product go-to-market initiatives.• Execute global role that champions payment fintech ecosystem needs with Visa Product organization in the product discovery, product management, commercial models, and go-to-market strategies of Visa products/initiatives across all Visa regions.• Provide thought leadership and strategy development in assessing product go-to-market risks by evaluating commercial models, product capabilities, pilot/sales agreements, sales approaches, implementation strategy, support plans and rollout timeframes. Effectively communicate problems, issues, risks, solutions to appropriate stakeholders and leadership.• Drive multiple work streams by effectively leading cross-functional teams in a highly matrixed environment.• Deliver best-in-class products with high ROI and strategic value by acting as a strategic liaison between senior executives from Fintech Partnership, Merchant Sales, and Product teams to achieve executive level alignment.• Promote Visa products and solutions through sponsorship and participation in industry conferences and meetings as a featured speaker. -
Vice President, Global Acquirer ProcessingVisa 2014 - 2016Foster City, California, UsPromoted to lead team comprised of 25+ card payment professionals in the areas of product management/development, global business development, marketing/pricing, POS device & host certifications, product support, vendor management, and technical architecture.• Led product management team that is responsible for the design and development of Global Acquirer Processing products and services. Provided overall leadership for the execution of the product business plan and strategy, working in close collaboration with external clients and internal stakeholders. Monitored and responded to emerging market trends that affects product strategy.• Led product support team that is responsible for the support and certification of Global Acquirer Processing products and services. Defined, tracked and improved key product support metrics that connected activities to deliverable business outcomes. Maintained quality service by establishing and enforcing operational standards.• Created Visa’s Payment Technology Partner program, which worked to forge strategic partnerships with acceptance fintech providers. Sponsored and participated in industry conferences and meetings as a featured speaker to share merchant and acquirer processing opportunities with Visa.• Led business development team that was responsible for driving market development efforts for Global Acquirer Processing products and services for all Visa markets. Developed account penetration strategies for new and emerging client accounts and expanded relationships with existing client accounts.• Drove product management, product support, and marketing efforts with $10M+ annual operating budget. -
Senior Director, Global Acquirer ProcessingVisa 2011 - 2014Foster City, California, UsLed team comprised of 15+ card payment professionals in the areas of product management/development, global business development, marketing/pricing, POS device & host certifications, product support, vendor management, and technical architecture.• Provided product management leadership for the work of documenting requirements, designing processing flows, sizing development efforts, creating a payment functionality prioritization roadmap, and building business case justifications of products and services.• Led for market development efforts for Global Acquirer Processing products and services for all markets outside of the U.S. Screened potential business deals by developing market strategies and deal requirements.• Drove team to improve the operational systems, processes, and policies in support of the product strategy. Drove team to create and execute long-term business planning, including any initiative geared toward high product utility and operational excellence. Established global product support and certification infrastructure.• Led activities that included: product management, marketing/pricing strategy, website design, production support and certification. -
Vice President, Merchant Enablement & Information ManagementAmerican Express 2007 - 2011New York, Ny, UsPromoted to lead team comprised of 60+ card payment professionals in the areas of operation management, product management/development, relationship management, marketing/pricing, POS device & host certifications, product support, and vendor management.• Certified and managed Tier I/II merchant and acquirer processor authorization/settlement links for Canada/U.S./Mexico markets. Successfully drove operational plan for major new processing platform migration. Over 80% of global authorization/settlement traffic processed through these processing links that connected large merchants and acquirers.• Certified third party POS products to AXP network for Canada/U.S. markets (includes EMV & Contactless)• Drove POS/network certification, product development, product support and marketing efforts with $10M+ annual operating budget.• P&L, product management/development and marketing responsibility of AXP point-of-sale (POS) products and services for Canada/U.S. markets (includes EMV and Contactless). Products supported multiple brand networks (AXP, MC, Visa, JCB, etc.). Portfolio generated $15M+ in product revenue annually.• P&L responsibility merchant fee revenue portfolio. Portfolio generated $100M + revenue annually.
Lloyd Cato Skills
Lloyd Cato Education Details
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W. P. Carey School Of Business – Arizona State UniversityEconomics -
W. P. Carey School Of Business – Arizona State UniversityMaster Of Business Administration -
San Diego Mesa CollegeBusiness Administration -
San Diego State UniversitySports Medicine
Frequently Asked Questions about Lloyd Cato
What company does Lloyd Cato work for?
Lloyd Cato works for Visa
What is Lloyd Cato's role at the current company?
Lloyd Cato's current role is Head of Corporate IT - Corporate Systems Strategy at Visa.
What is Lloyd Cato's email address?
Lloyd Cato's email address is lc****@****ail.com
What is Lloyd Cato's direct phone number?
Lloyd Cato's direct phone number is +165043*****
What schools did Lloyd Cato attend?
Lloyd Cato attended W. P. Carey School Of Business – Arizona State University, W. P. Carey School Of Business – Arizona State University, San Diego Mesa College, San Diego State University.
What skills is Lloyd Cato known for?
Lloyd Cato has skills like Product Management, Strategy, Payments, Vendor Management, Strategic Partnerships, Credit Cards, Management, Payment Card Processing, Leadership, Electronic Payments, Merchant Services, Program Management.
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