National investment firm specializing in the evaluation, acquisition, management & sale of distressed debt & real estate. Manage $680M portfolio & staff of 8. Research markets, perform extensive data analysis to make informed financial recommendations & decisions. Develop financial models & conduct complex mathematical analysis. Make sound, impartial portfolio management decisions based on factual data. Monitor/adjust operations for maximum efficiency. SUCCESS HIGHLIGHTS:CREATING VALUE (PORTFOLIO MGT)• Reduced distressed loans 24% from $900M to $680M in less than 1 year. • Designed & implemented strategic plans which reduced % loans in bankruptcy from 29% to 16%. Result: costs savings of $195K per year. CREATING VALUE (PROFITABILITY): • Created/implemented alternate strategies for divesting loans in a loss position. Result: Turned an aggregate 22% loss to a 17% profit. CREATING VALUE (OPERATIONS):• Reduced cost-of-business in CA: renegotiated vendor contracts. Result: cut foreclosure fees from $735K to $340K (54%).• Reduced the cost of doing business in TX: researched & changed legal partners for foreclosures. Result: cut legal costs from $900K to $150K (83%).• Reduced the time required to do business in Texas: crafted a solution for legitimately removing the judicial process. Result: cut liquidation timeline 79% from 14 months to 3 months. • Reduced liquidation timelines 40% by building relationships with external vendors then tracking & expediting their performance.CAPTURING VALUE (PORTFOLIO MGT): • As a Business Liaison w/ deep knowledge of portfolio & operational details, partnered w/ technology professionals to design reports that identified unapplied revenue. Result: recovered $2.4M in unapplied revenue.CAPTURING VALUE (OPERATIONS): Identified huge volume of erroneous payments by AP to third party vendors. Result: designed/implemented remediation plan that recovered $377K (100%) of erroneous payments.

Responsibilities similar to above, but specific to a subset of ~130 loans. SUCCESS HIGHLIGHTS: Out of a national field of 12 Asset Managers:• Consistently ranked as #1 revenue performer;• Consistently executed shortest liquidation timelines.

National providers of residential asset management and specialty loan servicing. KEY DUTIES:Managed $44M portfolio. Performed detailed due diligence to pre-qualify acquisitions (this kind of analysis was a major success driver for creating/adding value at HMC). SUCCESS HIGHLIGHTS - CREATING VALUE (PORTFOLIO MANAGEMENT):Continuously reviewed/analyzed portfolio, strategized optimal exit solutions. Result: In total tenure, infused portfolio with $484K more profit than the company anticipated.Frequently placed in top 10% (or higher) out of a national team of up to 178.

Regional real estate sales and loan origination.KEY DUTIES:• Established company from ground zero and a chief architect of maximizing the company’s value.• Recruited, hired, trained and led multi-function teams of as many as 40 employees. • Analyzed sales data as foundation for designing/implementing successful marketing campaigns. SUCCESS HIGHLIGHTS - CREATING/ADDING VALUE:• Created/implemented a sales strategy which generated $350K revenue within company’s first year.• Created/implemented a business development strategy that led to a successful merger in 2008.• First-to-market with a strategy that met the needs of a customer base suddenly struggling though the Great Recession. Result: the business realized peak revenue of $3M in 2010.