L. M. Higgins Ii Email & Phone Number
Who is L. M. Higgins Ii? Overview
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L. M. Higgins Ii is listed as AVP Senior Underwriter at Commercial Bank of California at Commercial Bank of California, a company with 128 employees, based in Rancho Santa Margarita, California, United States. AeroLeads shows a matched LinkedIn profile for L. M. Higgins Ii.
L. M. Higgins Ii previously worked as AVP Senior Underwriter at Commercial Bank Of California and AVP Underwriter at Commercial Bank Of California. L. M. Higgins Ii holds Master Of Business Administration (M.B.A.), Finance, Gpa: 3.92 from California State University-Fullerton.
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About L. M. Higgins Ii
My name is Higgins, I am passionate about finance, and my mission is to help people and organizations make financially rewarding decisions.I am presently a Senior Credit Analyst with Commercial Bank of California, located in Irvine, California. I've been with the company since December, 2016. I work as part of the Corporate Banking team to underwrite commercial and industrial loan opportunities, ranging from conventional real estate deals, lines of credits, and SBA 504 bridge loans typically ranging between $500,000 to $5,000,000.I graduated from California State University of Fullerton (CSUF) with an MBA in FINANCE and a 3.92 GPA in January 2016. During my time at CSUF, I focused on corporate finance, enterprise valuation, forecasting, financial modeling, and modern portfolio theory. I have discovered a passion for analytic problem solving, and look forward to putting my education to use and to continue learning as I do so.I am a learner by nature, and I always will seek out new knowledge to augment my capabilities and skills. Being a learner, I am highly inquisitive, always striving to ascertain the root of a problem so that I can develop a solution. I have an inquisitive personality, and I combine this quality with my high level of attention and meticulous work ethic to deliver quality analyses and results.I combine both my love of analysis with my passion for public speaking to provide top notch results and findings through clear, enjoyable, and most of all, persuasive, communication.Thank you for taking a look, and I encourage you to send me a message and network. You can reach me at: LMHiggins2@csu.fullerton.eduThank you,"Higgins"L. M. Higgins II
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L. M. Higgins Ii work experience
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Avp Underwriter
Junior Underwriter
Senior Credit Analyst
-Underwrite commercial and industrial loans, as well as SBA 7(a) and SBA 504 loans, typically ranging between $500,000 to $5,000,000-Perform cash flow analyses to determine debt service capabilities of borrowers-Conduct due diligence investigation and industry research to ensure the quality of loan opportunities-Provide timely and accurate underwriting and.
Credit Analyst Ii
Investigated a loan portfolio of over 100 businesses and took corrective actions to ensure borrower compliance and proper loan monitoring by the bank. Successfully retained all clients, by providing expedited financial analysis and underwriting assistance while at 57% department staffing, against former employees’ attempts to switch clients to a.
Full Time Mba
-Full-time MBA student with a concentration in FINANCE.-Graduated: Jan 2016-Current GPA: 3.92Finance Related Coursework:Seminar in Corporate Financial Management – FIN 523 Spring 2015: AOptions and Futures – FIN 444 Spring 2015: ABusiness Valuation, Mergers and Acquisitions – FIN 440 Spring 2015: A+Seminar in Financial Administration – FIN 533 Fall 2014.
Student Consultant
Consulted as a team with a confidential private health care firm to research areas requiring improvement and to formulate a comprehensive business strategy to address the needs of the organization. Identified solutions, made recommendations and advised on methods of implementation, while directly cooperating with the President, CFO, and Head of Sales of.
Summer Financial Analyst Intern
Pioneered a new commercial bank service, Horizon Analytics, which provides enterprise valuation models and forecasts for current and prospective clients using various valuation methodologies as part of a new initiative to attract new customers and increase existing customer retention. Researched an array of techniques for the application of corporate.
Team Leader
Examined the value of Nordstrom’s equity in order to make buy/sell recommendations by inspecting the company’s fundamentals, industry outlook, and through the use of various enterprise valuation methods. Designed the financial models used by the team to ensure correct application of corporate finance principles.
Team Leader
Organized and led a team of students in a region wide competition to value several companies for merger and divestment opportunities and presented strategic solutions to a panel of judges. Trained and helped develop less experienced students in corporate finance during the duration of the competition.
Business Development Manager
At AZT POS, a small start-up company, I was responsible for outbound business development efforts to establish a network of point-of-sale dealers who carried AZT POS products. Such products included touch screen point-of-sale consoles and cash registers. I successfully established key relationships throughout the United States in California, Nevada, and.
Retail Store Manager
After having completed my retail store management training, I opened a brand new corporate store in Fullerton, California.I successfully built a new loyal customer base. I developed strong relationships with customers by providing well organized interactive demonstrations and educational workshops, which heightened customer exposure and involvement with.
Hobby Specialist
I desired to develop my interpersonal skills to a high degree of excellence. After witnessing the level of customer service provided by Games Workshop staff members, I wanted to join the team of highly motivated salespeople in a fun hobby and game store environment.As soon as I joined Games Workshop, I was enrolled in a 2 year management training course.
Colleagues at Commercial Bank of California
Other employees you can reach at cbcal.com. View company contacts for 128 employees →
Randa Saleh
Colleague at Commercial Bank Of CaliforniaLos Angeles, California, United States, United States
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Kevin Gonzalez
Colleague at Commercial Bank Of CaliforniaLos Angeles, California, United States, United States
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Lalbihari Kushwaha
Colleague at Commercial Bank Of CaliforniaSanger, California, United States, United States
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Patty Mcadams
Colleague at Commercial Bank Of CaliforniaCosta Mesa, California, United States, United States
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Regina P.
Colleague at Commercial Bank Of CaliforniaFontana, California, United States, United States
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Jason Diluigi
Colleague at Commercial Bank Of CaliforniaYorba Linda, California, United States, United States
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Gabby Orozco
Colleague at Commercial Bank Of CaliforniaLos Angeles, California, United States, United States
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Kathy Irby
Colleague at Commercial Bank Of CaliforniaSanta Monica, California, United States, United States
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Sukrit Vaswani
Colleague at Commercial Bank Of CaliforniaIrvine, California, United States, United States
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Grady Kjesbo
Colleague at Commercial Bank Of CaliforniaOrange County, California, United States, United States
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L. M. Higgins Ii education
Master Of Business Administration (M.B.A.), Finance, Gpa: 3.92
Bachelor’S Degree, Cinematography And Film/Video Production, Gpa: 3.74
Frequently asked questions about L. M. Higgins Ii
Quick answers generated from the profile data available on this page.
What company does L. M. Higgins Ii work for?
L. M. Higgins Ii works for Commercial Bank of California.
What is L. M. Higgins Ii's role at Commercial Bank of California?
L. M. Higgins Ii is listed as AVP Senior Underwriter at Commercial Bank of California at Commercial Bank of California.
Where is L. M. Higgins Ii based?
L. M. Higgins Ii is based in Rancho Santa Margarita, California, United States while working with Commercial Bank of California.
What companies has L. M. Higgins Ii worked for?
L. M. Higgins Ii has worked for Commercial Bank Of California, Pacific Mercantile Bank, Csuf Mihaylo College Of Business And Economics, Confidential - Mba Business Strategy Consultant Project, and Nordstrom Equity Valuation Group Project.
Who are L. M. Higgins Ii's colleagues at Commercial Bank of California?
L. M. Higgins Ii's colleagues at Commercial Bank of California include Randa Saleh, Kevin Gonzalez, Lalbihari Kushwaha, Patty Mcadams, and Regina P..
How can I contact L. M. Higgins Ii?
You can use AeroLeads to view verified contact signals for L. M. Higgins Ii at Commercial Bank of California, including work email, phone, and LinkedIn data when available.
What schools did L. M. Higgins Ii attend?
L. M. Higgins Ii holds Master Of Business Administration (M.B.A.), Finance, Gpa: 3.92 from California State University-Fullerton.
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