Loai Adel, Credit Certified

Loai Adel, Credit Certified Email and Phone Number

Head of Procurement @ Merit University
Egypt
Loai Adel, Credit Certified's Location
Cairo, Egypt, Egypt
Loai Adel, Credit Certified's Contact Details

Loai Adel, Credit Certified personal email

About Loai Adel, Credit Certified

Professional banker with 9 years of experience focusedin SMEs/Corporate credit. reviewing and assessing credit proposals.I had the privilege to work at AlexBank as SMEs Senior Credit Risk Analyst.Corporate Credit analyst at AlAhly Tamkeen.Corporate Credit certified from the Egyptian Banking Institute “EBI” & Newyork institute of finance "NYIF" .I believe we should always follow our dreams and stick to our goals, and not to allow circumstances, financial barriers or economic conditions stop us from achievingthem.- Banking, Corporate Finance, and Risk Management- Preparation of Economic reposts on industrial sectors.Specialties:- Corporate & SMEs Credit & Risk Management. I have a Certified Management Accountant (CMA) credential from the Institute of Management Accountants (IMA), and more than 10 years of experience in various financial roles, Credit certified from NYIF(Newyork institute of finance) & Egyptian Banking Institute ( EBI ).My core competencies include financial analysis, forecasting, accounting, financing, and customer relations. I review loan requests, assess clients' financial status, evaluate creditworthiness and risks, and set up payment plans. I also maintain updated records of loan applications and monitor the progress of existing loans. In my previous roles, I acquired skills in banking operations, retail branch operations, and trade finance, working with banks and suppliers on transactions such as T/Ts, IDCs, ODCs, and L/Cs. My mission is to provide high-quality and efficient financial services to small and medium enterprises, and to contribute to the economic and social development of my country. I am always eager to learn new things, face new challenges, and work with diverse and talented teams.

Loai Adel, Credit Certified's Current Company Details
Merit University

Merit University

View
Head of Procurement
Egypt
Website:
merit.edu.eg
Employees:
101
Loai Adel, Credit Certified Work Experience Details
  • Merit University
    Head Of Procurement
    Merit University
    Egypt
  • Sal7Lyy
    Operations Manager
    Sal7Lyy Jul 2024 - Present
  • Vodafone Business
    Senior Business Transformation Lead
    Vodafone Business May 2024 - Present
    Egypt
    Leads cross functional transformation programs across TSSR, problem shaping, building solution and implementationBecomes an expert in TSSR business and have a deep understanding of the service lines’ processes and activities Acts as a consultant, influencer and strategic thought partner to service owners and TSS Service Line LeadsApplies frameworks and best practices to evaluate the transformation initiative’s readiness to launch, develops action plans, leads program mobilization efforts, and provides advisory throughout the life of the initiative Evaluates and analyzes data to support TSSR business strategy/operations and processes improvementsRe-engineers processes to improve delivery, reduce complexity, reduce waste and incorporate accountability to sustain the change Uncovers areas within the business to drive performance improvements to unlock productivityCommunicates with peers from TSSE & TSSI and Garage Team to maintain an understanding of priorities, business requirements, existing and future opportunities, environmental impacts, and overall landscape of TSSCommunicates and summarizes transformation initiatives statuses in a succinct mannerReports transformation progress for TSSR overall program / service line status reporting; Acts as TSSR representative with Garage Team
  • Al Ahly Tamkeen For Microfinance
    Credit Vse Team Leader
    Al Ahly Tamkeen For Microfinance Oct 2023 - Jun 2024
    Egypt
    *Communicating goals and deadlines to team members.*Planning workloads and delegating tasks.*Creating a productive work environment for the team using gamification, trust and other appropriate strategies.*Assessing team performance and providing feedback to employees.*Assisting with hiring and training employees.*Assisting with the daily operation of the organisation.*Performing customer service functions, including interacting with customers and answering questions.*Providing teams with information about recent developments, programmes and policy changes of management.
  • Al Ahly Tamkeen For Microfinance
    Credit Vse Officer
    Al Ahly Tamkeen For Microfinance Aug 2022 - Oct 2023
    Egypt
    *Review loan requests.*Assess clients’ financial status.*Evaluate creditworthiness and risks.*Contact clients to gather financial data and documentation.*Analyze risks and approve or reject loan requests.*Calculate financial ratios (e.g. credit scores and interest rates).*Set up payment plans.*Maintain updated records of loan applications.*Follow up with clients about loan renewals.*Monitor progress of existing loans.
  • Euro Exim Bank
    Trade Finance Professional
    Euro Exim Bank Nov 2021 - Aug 2022
    Egypt
  • Alexbank
    Relationship Manager
    Alexbank Aug 2018 - Dec 2021
    Egypt
    - Identify strategies and approaches to build the capacities of the Entrepreneur officials and CBO members working for the project and micro finance and micro enterprise development;Develop a plan to improve the capacity on micro finance and micro enterprises development;- Develop tools to analyze the micro finance schemes available in a given area and link such service providers with the communities and micro enterprise development;- Develop a user friendly tool that can be used to analyze key features of micro finance schemes available through local micro finance suppliers available in a particular geographical area (this tool should analyze the interest rates, complementary and supplementary services available through the same service provider, past records of the credit supplier on maintaining an acceptable service delivery standards etc);- Analyze the applications of micro enterprise development and provide feedback / guidance to improve the efficiency and effectiveness.
  • Alexbank
    Microfinance Specialist
    Alexbank May 2015 - Aug 2018
    Egypt
  • Orange
    Corporate Sales Executive
    Orange Oct 2013 - May 2015
    Egypt
    - Identifies business opportunities by identifying prospects and evaluating their position in the industry; researching and analyzing sales options.- Sells products by establishing contact and developing relationships with prospects; recommending solutions.- Maintains relationships with clients by providing support, information, and guidance; researching and recommending new opportunities; recommending profit and service improvements.- Identifies product improvements or new products by remaining current on industry trends, market activities, and competitors.- Prepares reports by collecting, analyzing, and summarizing information.- Maintains quality service by establishing and enforcing organization standards.- Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; bench-marking state-of-the-art practices; participating in professional societies.- Contributes to team effort by accomplishing related results as needed.
  • Mec Middle East Chemicals
    Sales Representative
    Mec Middle East Chemicals Dec 2011 - Dec 2012
    Egypt
    -Responsible for selling products and services to clienteles.-Keep in touch and follow up with current and prospective customers & see if they have any additional needs or concerns.- Visiting potential customers for new business.- Gathering market and customer information and providing feedback on future buying trends.- Negotiating variations in price, delivery and specifications with the Sales manager.- Advising on forthcoming product developments and discussing special promotions.

Loai Adel, Credit Certified Education Details

  • Egyptian Banking Institute
    Egyptian Banking Institute
    Principles Of Banking Certificate
  • Institute Of Management Accountants (Ima)
    Institute Of Management Accountants (Ima)
    Certified Management Accountant
  • Information Technology Institute (Iti)
    Information Technology Institute (Iti)
    Very Good
  • Sohag University
    Sohag University
    Good
  • Thanwiaa
    Thanwiaa
    Very Good

Frequently Asked Questions about Loai Adel, Credit Certified

What company does Loai Adel, Credit Certified work for?

Loai Adel, Credit Certified works for Merit University

What is Loai Adel, Credit Certified's role at the current company?

Loai Adel, Credit Certified's current role is Head of Procurement.

What is Loai Adel, Credit Certified's email address?

Loai Adel, Credit Certified's email address is lo****@****ail.com

What schools did Loai Adel, Credit Certified attend?

Loai Adel, Credit Certified attended New York Institute Of Finance, Egyptian Banking Institute, Institute Of Management Accountants (Ima), Information Technology Institute (Iti), Sohag University, Thanwiaa.

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