Loïc Berthou Email and Phone Number
Loïc Berthou work email
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Loïc Berthou personal email
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Transforming BNPL with real-time, data-driven insights that empower consumers to leverage their positive credit history and help lenders make informed, responsible decisions. With over 20 years’ experience in software engineering, specialising in risk and compliance, I am passionate about developing innovative, scalable solutions to tackle complex challenges in the financial industry. Previously, as Director of Engineering for Risk & Compliance at Zip Co, a global BNPL leader, I led the modernization of decisioning platforms, supporting over 100 million credit decisions annually. My teams delivered transformative projects, from a complete overhaul of our underwriting platform to agile responses to fraud and regulatory demands, while steering key strategic initiatives with senior leadership.At Qlarifi, our platform aggregates real-time BNPL transaction data securely and responsibly—designed specifically for the industry, by the industry. Our purpose-built technology meets the growing demand for transparency and proactive harm minimization, building a sustainable, data-driven future for BNPL lending.
Socure
View- Website:
- socure.com
- Employees:
- 482
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Head Of Engineering, Consortium IntelligenceSocureOttawa, On, Ca -
Head Of Engineering, BnplSocureOttawa, On, Ca -
Co-Founder & CtoQlarifi Aug 2023 - PresentLondon, Gb -
Professional DevelopmentCareer Break Apr 2023 - Aug 2023Recharge, Regroup, Refocus...Learning more about tensors, transformers, feature stores, etc.
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Director Of Engineering, Risk & ComplianceZip Co Jul 2022 - Mar 2023Sydney, AuManaged 4 teams comprised of 2 managers and 13 engineers.Platform Upgrade & Migration: Leading the strategy for the modernization of our decisioning platform to provide enhanced capabilities at scale for more than 100M decisions per year, and continue to support the growth of our business for the upcoming years.Collaborate & Influence: Collaborate with other directors and senior leadership on key strategicinitiatives.Strategic Planning: Led the strategic planning for the overall risk engineering organization, looking at the long term goals for building a system that scales both in transaction volumes processed but also in functional capabilities for our internal stakeholders. Managed difficult prioritization of projects and provided transparency across the org.Team Dynamics/Leadership Style: I lead with empathy and transparency. I believe in trusting people and empowering them to do their best, challenging them positively to grow their skills and develop their leadership abilities.Metrics/Reporting: Work closely with other engineering leaders and DevOps team to establish a KPI. -
Senior Engineering Manager - DecisioningZip Co May 2021 - Jun 2022Sydney, AuMy teams build our Zip Global Decisioning Platform to deliver the highest approval rates of the market while ensuring the most optimal loss rates, for multiple regions across the world.Scaled from 7 engineers to 15 engineers & 2 managers in 9 months.Platform that processes ~$4B in yearly transaction volume & ~4M monthly active users.Tactical to Strategic Transition - Shifting from tactical (small team to build) to a scale up oriented on strategy and the growth of the department (from 1 team to 4 teams).Effective Delivery - Executing the implementation of the new credit underwriting strategy to reduce loss rates that puts the company on a path to profitability. Also managed the engineering response team that handled a fraud attack, effectively shutting down in a record time a complex network of fraudsters with minimum impact to our business.Machine Learning Scaling - Led the evaluation for a Feature Store vendor that would provide scalability & reliability to our data science practice. Closely involved in the creation of a ML Ops team that would support the scaling of our data science practice. I helped interview candidates and define the remit of this team.Team Ceremonies - Established norming sessions, team demos, retrospectives, lunch & learn, funFridays, on-site team building. Contributed to the team culture, productivity & retention.Compliance - Collaborated closely with Legal and Compliance, staying ahead of our regulatoryrequirements. Implemented technology changes required to the success of Zip’s partnership withWebBank (Federal Licencing). -
Engineering Manager - Fraud & RiskQuadpay, A Zip Company Mar 2020 - Apr 2021New York, New York, UsHired and managed a team of 6 engineers. -
Senior Software Engineer (Platform)Quadpay, A Zip Company Jan 2019 - Feb 2020New York, New York, UsPart of the early engineering team that took Quadpay from 0 to 1. -
Lead Software EngineerTovi Health Jan 2016 - Dec 2018First engineer building a wellness mobile app informed by health behavior change research.Angular app backed by a Ruby/MongoDb back-end.
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Senior Software Engineer - Xva TradingMorgan Stanley Oct 2012 - Jul 2015New York, Ny, UsExpert developer on the counterparty credit risk application used by the trading desks and risk management desk for all the bank's OTC derivatives..Net C# WinForms client application backed by Java SOAP services. -
Senior Software EngineerNatixis Global Asset Management Feb 2012 - Aug 2012Boston, Ma, Us -
Senior Software Engineer - Commodity TradingSociete Generale Corporate And Investment Banking - Sgcib Apr 2010 - Feb 2012Nanterre, Ile-De-France, Fr -
Software Engineer - Exotic Ird TradingSociete Generale Corporate And Investment Banking - Sgcib Sep 2007 - Mar 2009Nanterre, Ile-De-France, Fr -
Software Integration EngineerNexeya Sep 2005 - Aug 2007Toulouse, Occitanie, Fr -
Software EngineerNexeya Sep 2002 - Aug 2005Toulouse, Occitanie, Fr -
System AdministratorSlovenská Inovačná A Energetická Agentúra Apr 2002 - Jul 2002Bratislava, 00 002 801, Sk
Loïc Berthou Skills
Loïc Berthou Education Details
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Cesi Ecole D'IngénieursManagement & Industry Sciences -
Iut De CachanElectronics & Computer Sciences
Frequently Asked Questions about Loïc Berthou
What company does Loïc Berthou work for?
Loïc Berthou works for Socure
What is Loïc Berthou's role at the current company?
Loïc Berthou's current role is Head of Engineering, Consortium Intelligence.
What is Loïc Berthou's email address?
Loïc Berthou's email address is lo****@****ail.com
What schools did Loïc Berthou attend?
Loïc Berthou attended Cesi Ecole D'ingénieurs, Iut De Cachan.
What skills is Loïc Berthou known for?
Loïc Berthou has skills like .net, C#, Sql, Commodity, Test Driven Development, Software Development, Unit Testing, Tfs, Linq, Continuous Integration, Subversion, Oracle.
Who are Loïc Berthou's colleagues?
Loïc Berthou's colleagues are Christian Gonzalez, Marylou Rubio, Maede Maftouni, Phd, Thilakeswar Dhanasekaran, Alexandra Kelly, Jp Obando, Rishab Panyam.
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