Loïc Berthou

Loïc Berthou Email and Phone Number

Head of Engineering, Consortium Intelligence @ Socure
Ottawa, ON, CA
Loïc Berthou's Location
Ottawa, Ontario, Canada, Canada
Loïc Berthou's Contact Details

Loïc Berthou work email

Loïc Berthou personal email

About Loïc Berthou

Transforming BNPL with real-time, data-driven insights that empower consumers to leverage their positive credit history and help lenders make informed, responsible decisions. With over 20 years’ experience in software engineering, specialising in risk and compliance, I am passionate about developing innovative, scalable solutions to tackle complex challenges in the financial industry. Previously, as Director of Engineering for Risk & Compliance at Zip Co, a global BNPL leader, I led the modernization of decisioning platforms, supporting over 100 million credit decisions annually. My teams delivered transformative projects, from a complete overhaul of our underwriting platform to agile responses to fraud and regulatory demands, while steering key strategic initiatives with senior leadership.At Qlarifi, our platform aggregates real-time BNPL transaction data securely and responsibly—designed specifically for the industry, by the industry. Our purpose-built technology meets the growing demand for transparency and proactive harm minimization, building a sustainable, data-driven future for BNPL lending.

Loïc Berthou's Current Company Details
Socure

Socure

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Head of Engineering, Consortium Intelligence
Ottawa, ON, CA
Website:
socure.com
Employees:
482
Loïc Berthou Work Experience Details
  • Socure
    Head Of Engineering, Consortium Intelligence
    Socure
    Ottawa, On, Ca
  • Socure
    Head Of Engineering, Bnpl
    Socure
    Ottawa, On, Ca
  • Qlarifi
    Co-Founder & Cto
    Qlarifi Aug 2023 - Present
    London, Gb
  • Career Break
    Professional Development
    Career Break Apr 2023 - Aug 2023
    Recharge, Regroup, Refocus...Learning more about tensors, transformers, feature stores, etc.
  • Zip Co
    Director Of Engineering, Risk & Compliance
    Zip Co Jul 2022 - Mar 2023
    Sydney, Au
    Managed 4 teams comprised of 2 managers and 13 engineers.Platform Upgrade & Migration: Leading the strategy for the modernization of our decisioning platform to provide enhanced capabilities at scale for more than 100M decisions per year, and continue to support the growth of our business for the upcoming years.Collaborate & Influence: Collaborate with other directors and senior leadership on key strategicinitiatives.Strategic Planning: Led the strategic planning for the overall risk engineering organization, looking at the long term goals for building a system that scales both in transaction volumes processed but also in functional capabilities for our internal stakeholders. Managed difficult prioritization of projects and provided transparency across the org.Team Dynamics/Leadership Style: I lead with empathy and transparency. I believe in trusting people and empowering them to do their best, challenging them positively to grow their skills and develop their leadership abilities.Metrics/Reporting: Work closely with other engineering leaders and DevOps team to establish a KPI.
  • Zip Co
    Senior Engineering Manager - Decisioning
    Zip Co May 2021 - Jun 2022
    Sydney, Au
    My teams build our Zip Global Decisioning Platform to deliver the highest approval rates of the market while ensuring the most optimal loss rates, for multiple regions across the world.Scaled from 7 engineers to 15 engineers & 2 managers in 9 months.Platform that processes ~$4B in yearly transaction volume & ~4M monthly active users.Tactical to Strategic Transition - Shifting from tactical (small team to build) to a scale up oriented on strategy and the growth of the department (from 1 team to 4 teams).Effective Delivery - Executing the implementation of the new credit underwriting strategy to reduce loss rates that puts the company on a path to profitability. Also managed the engineering response team that handled a fraud attack, effectively shutting down in a record time a complex network of fraudsters with minimum impact to our business.Machine Learning Scaling - Led the evaluation for a Feature Store vendor that would provide scalability & reliability to our data science practice. Closely involved in the creation of a ML Ops team that would support the scaling of our data science practice. I helped interview candidates and define the remit of this team.Team Ceremonies - Established norming sessions, team demos, retrospectives, lunch & learn, funFridays, on-site team building. Contributed to the team culture, productivity & retention.Compliance - Collaborated closely with Legal and Compliance, staying ahead of our regulatoryrequirements. Implemented technology changes required to the success of Zip’s partnership withWebBank (Federal Licencing).
  • Quadpay, A Zip Company
    Engineering Manager - Fraud & Risk
    Quadpay, A Zip Company Mar 2020 - Apr 2021
    New York, New York, Us
    Hired and managed a team of 6 engineers.
  • Quadpay, A Zip Company
    Senior Software Engineer (Platform)
    Quadpay, A Zip Company Jan 2019 - Feb 2020
    New York, New York, Us
    Part of the early engineering team that took Quadpay from 0 to 1.
  • Tovi Health
    Lead Software Engineer
    Tovi Health Jan 2016 - Dec 2018
    First engineer building a wellness mobile app informed by health behavior change research.Angular app backed by a Ruby/MongoDb back-end.
  • Morgan Stanley
    Senior Software Engineer - Xva Trading
    Morgan Stanley Oct 2012 - Jul 2015
    New York, Ny, Us
    Expert developer on the counterparty credit risk application used by the trading desks and risk management desk for all the bank's OTC derivatives..Net C# WinForms client application backed by Java SOAP services.
  • Natixis Global Asset Management
    Senior Software Engineer
    Natixis Global Asset Management Feb 2012 - Aug 2012
    Boston, Ma, Us
  • Societe Generale Corporate And Investment Banking - Sgcib
    Senior Software Engineer - Commodity Trading
    Societe Generale Corporate And Investment Banking - Sgcib Apr 2010 - Feb 2012
    Nanterre, Ile-De-France, Fr
  • Societe Generale Corporate And Investment Banking - Sgcib
    Software Engineer - Exotic Ird Trading
    Societe Generale Corporate And Investment Banking - Sgcib Sep 2007 - Mar 2009
    Nanterre, Ile-De-France, Fr
  • Nexeya
    Software Integration Engineer
    Nexeya Sep 2005 - Aug 2007
    Toulouse, Occitanie, Fr
  • Nexeya
    Software Engineer
    Nexeya Sep 2002 - Aug 2005
    Toulouse, Occitanie, Fr
  • Slovenská Inovačná A Energetická Agentúra
    System Administrator
    Slovenská Inovačná A Energetická Agentúra Apr 2002 - Jul 2002
    Bratislava, 00 002 801, Sk

Loïc Berthou Skills

.net C# Sql Commodity Test Driven Development Software Development Unit Testing Tfs Linq Continuous Integration Subversion Oracle Ruby Java C++ Devexpress Infragistics Commodities Market Data Refactoring Acceptance Testing Software Engineering Moq Trading Systems Databases Design Patterns Mongodb Angularjs Javascript Teamcity Financial Markets Software Craftsmanship Solid Principles R Data Science Scala Functional Programming Big Data Hadoop Spark Docker Vagrant Apache Cordova Ios Development Android Development Firebase Go

Loïc Berthou Education Details

  • Cesi Ecole D'Ingénieurs
    Cesi Ecole D'Ingénieurs
    Management & Industry Sciences
  • Iut De Cachan
    Iut De Cachan
    Electronics & Computer Sciences

Frequently Asked Questions about Loïc Berthou

What company does Loïc Berthou work for?

Loïc Berthou works for Socure

What is Loïc Berthou's role at the current company?

Loïc Berthou's current role is Head of Engineering, Consortium Intelligence.

What is Loïc Berthou's email address?

Loïc Berthou's email address is lo****@****ail.com

What schools did Loïc Berthou attend?

Loïc Berthou attended Cesi Ecole D'ingénieurs, Iut De Cachan.

What skills is Loïc Berthou known for?

Loïc Berthou has skills like .net, C#, Sql, Commodity, Test Driven Development, Software Development, Unit Testing, Tfs, Linq, Continuous Integration, Subversion, Oracle.

Who are Loïc Berthou's colleagues?

Loïc Berthou's colleagues are Christian Gonzalez, Marylou Rubio, Maede Maftouni, Phd, Thilakeswar Dhanasekaran, Alexandra Kelly, Jp Obando, Rishab Panyam.

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