Lokendra Kumar Email & Phone Number

New Delhi, Delhi, India

Documentation - Scrutinizing & checking loan related documents of all asset classes for Vehicle Funding, insurance finance, fuel finance and tire finance. End to end management & verification of KYC process for every constitution such as individual, Non- Individual, PVT Ltd, Schools/ Society etc. and processing the payment for entire northern region including liaison across the business compliance and operations. Effectively assessing credit risk of income proof & non-income… Show more Documentation - Scrutinizing & checking loan related documents of all asset classes for Vehicle Funding, insurance finance, fuel finance and tire finance. End to end management & verification of KYC process for every constitution such as individual, Non- Individual, PVT Ltd, Schools/ Society etc. and processing the payment for entire northern region including liaison across the business compliance and operations. Effectively assessing credit risk of income proof & non-income proof customers & Identifying various types of credit risk associated with borrower according to credit policy. Verification of Bank account details, Subvention, DBO compliance, closing entries for refinance contracts, used asset payment compliance. Coordinated with Branch for achievement of budget and ensuring the compliance of quality standards. Processing of loan payments for all branches of northern region with speed & accuracy to maintain good TAT.Credit Appraisal - Assessing credit worthiness of prospective customers. Evaluating hire purchase and loan application forms to assess the repayment capacity of customer. Weighing credit parameters of utmost relevance to come to a consensus on the disbursement of loanFraud checks & clearance– Identify and monitor the fraudulent behavior at the point of application. Screening new applications for suspicious activities, thus improving the on-boarding experience of genuine customers. Further analyzing the fraudulent applicants with the help of supporting documents.Deficiency Follow up & reports - Clearing deficiencies in the loan related documents & Enhancing quality of loan documents by timely follow up with branches.Dealer/ DSE & DMA codes - Creation of dealer codes associated with the transport business and generation of MIS reports and communicating the same to the Branch Managers. Show less

Ahmedabad, Gujarat, India

 Handling the footfalls at dealership and dealership related activities. Field investigating, Pre-disbursement & Post-disbursement activities. Accurate processing of loan application within a timeline of the day. Manage, Safeguards, Review, Update and Prepare credit loan files for closing. Supports executives with analytics & decision support tools as the basis for Reorganization, Consolidation and Relocation strategies. Responding to customer queries & grievances and… Show more  Handling the footfalls at dealership and dealership related activities. Field investigating, Pre-disbursement & Post-disbursement activities. Accurate processing of loan application within a timeline of the day. Manage, Safeguards, Review, Update and Prepare credit loan files for closing. Supports executives with analytics & decision support tools as the basis for Reorganization, Consolidation and Relocation strategies. Responding to customer queries & grievances and providing timely information and redressal. Exploring favorable cross selling. opportunities with the customers. Show less

Master Of Business Administration - Mba, Marketing/Marketing Management, General, A

Activities and Societies: Seminars, sports, events

Master Of Business Administration - Mba, Marketing/Marketing Management, General, A

Master Of Business Administration - Mba, Marketing/Marketing Management, General