Khurshid Ahmad
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Khurshid Ahmad Email & Phone Number

Manager Advance with 15 + Years of Exp. | Certified Credit Professional | J & K Bank | at J&K Bank
Location: Bengaluru, Karnataka, India 4 work roles 4 schools
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Role
Manager Advance with 15 + Years of Exp. | Certified Credit Professional | J & K Bank |
Location
Bengaluru, Karnataka, India
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Who is Khurshid Ahmad? Overview

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Khurshid Ahmad is listed as Manager Advance with 15 + Years of Exp. | Certified Credit Professional | J & K Bank | at J&K Bank, a company with 1084 employees, based in Bengaluru, Karnataka, India. AeroLeads shows a matched LinkedIn profile for Khurshid Ahmad.

Khurshid Ahmad previously worked as Manager Advances at J&K Bank and Zonal Coordinator, Insurance and Marketing. at J&K Bank. Khurshid Ahmad holds Masters In Finance And Control (Mba Finance), Finance And Banking, First from University Of Kashmir.

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J&K Bank

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Profile bio

About Khurshid Ahmad

With over 15 years of experience at J&K Bank Limited, a Government-Owned bank in Jammu and Kashmir, having Pan India presence. I have established myself as a seasoned manager with a proven track record in advances, mortgage, and housing loans. I am proficient in various aspects of the lending process, including loan origination, credit assessments, property evaluations, and proactive recovery strategies. I possess strong skills in ensuring regulatory compliance and maintaining high levels of customer satisfaction. I am well-versed in managing small business loans and government-sponsored schemes. Additionally, I am adept at optimizing operations and facilitating streamlined legal processes, all while remaining committed to driving financial excellence and ensuring client retention.Summary of Accomplishments:Throughout my academic and professional journey, I've consistently excelled and achieved significant milestones like: Meeting Annual Credit Plan Targets: Demonstrated a remarkable ability to meet and exceed the targets of the Annual Credit Plan for my Business Unit. NPA Reduction: Successfully reduced Non-Performing Assets (NPA) from INR 18.00 Crores to INR 4.00 Crores in just two years through a systematic follow-up and recovery process. Maintained Zero NPA status of all the previous branches I have worked in. Impressive Credit Portfolio Growth: Contributed to a substantial growth in the credit portfolio, ensuring a thriving and healthy lending environment. Academic Excellence: Secured the first position with an outstanding score of 96% during the Exit Test at NIBSCOM, Noida, topping my batch among all participant banks in India. The topic of expertise was 'Analysis and Interpretation of Financial Statements.' Letter of Appreciation: Received a Letter of Appreciation from the President HRD at CHQ, J & K Bank, in recognition of my remarkable achievements at NIBSCOM. Certificate of Achievement: Awarded a Certificate of Achievement by J&K Bank for qualifying the PNB-MetLife Contest by effectively cross-selling IB products to customers.

Current workplace

Khurshid Ahmad's current company

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J&K Bank
J&K Bank
Manager Advance with 15 + Years of Exp. | Certified Credit Professional | J & K Bank |
india
Website
Employees
1084
AeroLeads page
4 roles

Khurshid Ahmad work experience

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Manager Advances

Current

Bengaluru, Karnataka, India

As a seasoned manager in advances, my role has revolved around overseeing mortgage and housing loan operations, ensuring adherence to lending policies, and facilitating efficient loan origination processes. Through comprehensive credit assessments, property evaluations, and borrower interactions, I've consistently made informed loan approval decisions..

Sep 2021 - Present

Zonal Coordinator, Insurance And Marketing.

Anantnag, Jammu & Kashmir, India

Experienced Insurance Coordinator:I have a rich and successful experience as an Insurance Coordinator and Marketing, with a proven track record in insurance portfolio management, policy evaluation, claims processing, and policy compliance. My skills also include negotiating insurance premiums and maintaining strong relationships with insurance providers..

Oct 2018 - Aug 2021

Assistant Manager, Loans And Operations

Kulgam, Jammu & Kashmir, India

Responsibility as Credit In charge (Rural Banking) Prepare loan files and process them as per bank’s general procedures. Arrange and conduct credit applicant interviews for further analysis and credit processing. Recommend/sanction credit limit for clients based on various parameters. Supervise and ensure daily smooth functioning of the branch's credit.

Sep 2012 - Sep 2018

Assistant Manager

Bengaluru, Karnataka, India

 Handled trade finance appraisal and operations, including foreign exchange services. Managed customer accounts and foreign remittances, ensuring compliance with regulations. Responded to correspondent banks' inquiries through SWIFT. Addressed audit observations and took corrective actions. Opening of LCs through Swift. Handling of export and import.

Oct 2008 - Sep 2012
Team & coworkers

Colleagues at J&K Bank

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4 education records

Khurshid Ahmad education

Masters In Finance And Control (Mba Finance), Finance And Banking, First

This degree encompasses a comprehensive study of financial management, investment analysis, risk assessment, and financial strategy. This.

Diploma, Credit Appraisal And Management, A

Certified Credit Officer

s a part of my ongoing commitment to professional growth, I earned the Certified Credit Professional/ Officer (CCP) designation from the.

Diploma/ Certification., Banking And Financial Support Services, A

Caiib- Certified Associate Of Iibf Mumbai.

This programme is designed to propel banking professionals to the forefront of the industry and has been instrumental in expanding my.

Diploma, Banking And Financial Support Services, A

Diploma In Banking And Finance (Jaiib)

I hold this certification, also known as diploma in Banking and Finance) from the Indian Institute of Banking and Finance (IIBF) Mumbai..

FAQ

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What company does Khurshid Ahmad work for?

Khurshid Ahmad works for J&K Bank.

What is Khurshid Ahmad's role at J&K Bank?

Khurshid Ahmad is listed as Manager Advance with 15 + Years of Exp. | Certified Credit Professional | J & K Bank | at J&K Bank.

Where is Khurshid Ahmad based?

Khurshid Ahmad is based in Bengaluru, Karnataka, India while working with J&K Bank.

What companies has Khurshid Ahmad worked for?

Khurshid Ahmad has worked for J&K Bank.

Who are Khurshid Ahmad's colleagues at J&K Bank?

Khurshid Ahmad's colleagues at J&K Bank include Ashwani Gupta, Csc Lammer, Naseerullah Ahangar, Er Tariq Ganie, and Namita Sharma.

How can I contact Khurshid Ahmad?

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What schools did Khurshid Ahmad attend?

Khurshid Ahmad holds Masters In Finance And Control (Mba Finance), Finance And Banking, First from University Of Kashmir.

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