-Review contract & update the closing date as necessary-Update contact info for 3rd parties -Retrieve & enter NPS information as needed on the file-Review documents already in file and create a borrower list of additional needs (updated paystubs, asset statements, IDs, divorce decree, REO, etc.) that are critical to the loan approval-Verify documents are labeled and stored correctly-Reach out to borrower to request all required documents - work closely with borrower to assure all documents in before disclosure deadline-Review URLA to ensure all items are completed-Review all new documents, and look for any additional needs / questions (large deposits, enough cash to close, employment gaps, etc.)-Prep any necessary LOEs to be included with initial disclosures-Communicate with the Processor if there is a need for a written VOE to clarify income in order to qualify-Request homeowners insurance quote from borrower and see if they have finalized. Agent information provided by borrower.-Request builder documents for all new construction / TBBs-Prep disclosures (including 4506C if required) for loan officer review-Send disclosures to borrower through Byte(once approved by loan officer)-Update loan status in real time in Byte-USPS validation-TBD underwrites -Review any new borrower documentation and update Byte accordingly- Create additional LEs and COCs as necessary. Be sure to update Byte and lock confirmation (email lockdesk) as appropriate.-Make sure all documents are labeled and stored correctly. LE COC needs to be labeled in the dropdown “LE COC” and add “LE COC + date” in the description.-Change loan status to submitted to processing and include any relevant facts the processor should know from the outset.-Appraisal – communicate with the processor when it is time to order the appraisal.-Review conditions draft. Request items from Borrower -Work closely with borrower to get all conditions turned in timely-Notify Processor when all items are in

Our platform offers you the power of choice. Our relationships with many well-known A+ rated insurance and financial services companies allow us to offer a wide selection of products and services. Creating a diverse strategy allows you to prepare for your future and can help safeguard the lifestyle you've built. We are a team of licensed financial strategists that have been providing financial literacy and real estate knowledge to our clients across the United States, Canada, and Puerto Rico. We take care of all of your financial needs so you don't have to, leaving you free to focus on the next real estate goal. We provide free education to assist in creating cash flow, manage debt, build savings, protect assets, scale your wealth and leave a legacy.

-Create and refine on-going curriculum based on business needs, learning portfolio performance, scale and efficiency-Implement procedures, policies, and best practices to manage a fast growing organization-Provide thought leadership and training in areas such as complaint/escalation handling, conflict resolution, etc.-Actively set individual and team targets for staff and train, coach, and develop them− Hold Bi-Weekly Coaching Calls for personal development of Staff, facilitate monthly team meetings to communicate expectations and share knowledge amongst the Team− Help manage a pipeline averaging $34.9M per month in 2022− Preform Loan Partner duties for several Loan Officers in multiple states (Freedom Club sales approach), manage their pipelines− Respond to Help Desk inquiries on Underwriting guidelines, program questions, Income Analysis, systems support, etc-Audit files to ensure that the program selected best suits the clients needs and is most profitable for the branch -Originate loans, guiding clients through the entire loan process and becoming a trusted industry expert for them

-Create and maintain training documentation (job descriptions, How-Tos, visuals, etc.) to support the Sales Team and Sales Support Staff-Facilitate & guide new hires through on-boarding & provide on the spot assistance as needed -Develop Centralized Loan Officer Assistant Role & Responsibilities, train Loan Officer Assistants in multiple branches across Texas− Support Top Producing Loan Officer (Prequalification to Closing) including income calculation, credit report and document analysis, program guidelines, pricing rates, requesting client documents, and underwriting conditions to ensure on on time closing and positive experience for the client -Partner with multiple departments, title companies, referral partners, etc to orchestrate the entire process

− Reviews and structures applications for pre-approval, calls clients to review application and better understand their goals and any potential challenges with the file − Prices and Locks Interest Rates, Profile Changes, Rate Renegotiations− Assists clients with password resets, uploading documents to secure portal − Analyzes client documents and updates the file − Orders Income and Asset Verifications − Monthly First Payment Calls to clients

− Execute Pre-Approvals, Send Disclosures, Obtain and Review client documents for Submission, Submit file to Processing − Order Title, HOI, preform income verification − Assist Processors and Operations Team as needed − Weekly calls to Buyers and Listing Agents to update them on the status of the file

− Counsel, advise and qualify home buyers for particular programs− Collect, review, input and submit client documents; run automated underwriting− Work with processors to expedite and assist in the processing and closing of each loan according to company andgovernment policies− Maintain customer database, sending marketing materials to prospects, clients and Referral Sources

-Collect, review, input and submit client documents; run automated underwriting-Price loans, send Closing Cost Estimates and Pre – Approvals to clients and Realtors− Maintain customer database, sending marketing materials to prospects, clients and Referral Sources− Understands product guidelines and how to structure loans

Feelance consultant for online and mobile advertising agencies and tech start-ups. I have managed a sales pipeline of $1M+ through the entire sales process, providing service after the sale and during the entire life cycle of the client, increasing our partnership month to month. I reached my sales goals by optimizing and targeting creative digital content for quality and conversion. I enjoy a hands on approach every step of the way, ensuring seamless service and optimal results. I had the opportunity to design and oversee the creation of a proprietary user interface and reporting engine to capture online and mobile leads/data. This gave me extensive experience in the back-end operations side of the business, which led to a direct result in performance once the campaigns launched. I gained valuable insight into how to streamline the entire user experience for best results. I manage the cash flow of the business unit including bills payable and receivables and provide upper management weekly reports and updates on the project.I represent myself and my clients at networking events and industry trade shows such as Ad:tech, Affiliate Summit Marketing Conference, SXSW and many more. I oversee the execution of meetings and the organization's presence before, after and during the event.

-Design and manage the development of proprietary user interface, lead generation engine and creative content ofmobile and online campaigns− Actively seek out new prospects, attend trade shows and represent the company at industry events

Set.fm provides a technology platform which allows musicians to capture and sell their recordings and fans to interact, listen, and purchase live music recordings on their mobile device instantly! Set.fm is built by music lovers for music lovers. Our free app helps working musicians tap into additional revenue streams while introducing new ways for fans to interact with the artists that they love. With Set.fm, artists can instantly capture, promote, and sell recordings of their live performances. It’s simple to set up and most artists already have the equipment needed to produce high quality recordings. Now fans everywhere can relive the live show experience long after the house lights have come up. Set.fm is proudly based in the live music capital of the world, Austin, Texas.I contributed in the planning and execution of this start up's $1.2M seed funding and company launch announcements with the goal of gaining exposure in leading Music Tech and Technology industry publications. I successfully gained mentions, interviews and articles in high profile publications such as TechCrunch, VentureBeat, SoundCtrl, Hypebot, Music Think Tank, Silicon Hills, Digital Music News, Austin Business Journal, and many more. I did so by extensive research of the Music Tech and Technology industries. I identified and sought out key editors, industry analysts and expert bloggers. I fostered these relationships leading up to the launch date to ensure the correct timing and execution of the press releases, opening doors for contributed partnerships. I collaborated with the Marketing Manager for timing and content creation of social media posts, email campaigns and blog entries.Here are a few mentions that we received.

Smiley Media is ranked as an Inc. 500 Fastest Growing Company and generates advertising revenue by monetizing user actions. Smiley Media is an emerging leader in internet advertising. Managed accounts of $1M+ in monthly sales.

-Focuses on bringing advertisers and website publishers together, leveraging user actions such as registration to monetize Internet traffic. -Seeks direct advertisers and grows the partnership by being hands on and thinking outside of the box -Coordinates and oversees the offer design process-Facilitates a feedback loop with advertisers and utilizes the data to better target users and provide quality and high converting leads-Communicates technical specs and requirements to engineering team-Monitors performance of the campaign and optimizes for best results-Expands partnerships with existing clients and fosters long lasting relationships within my network-Meets revenue goals by growing accounts significantly month to month-Represents the company at industry trade shows and networking events

-Experience with all mortgage loan types, including Conventional, FHA, VA, Brokered, Rehabs, One-Steps, Streamline and Rollover Refinances.-Ability to review and analyze a customer's financial status, goals and needs, and recommend the appropriate loan product.-Excellent math skills, familiarity with basic pricing structures, rates and yields. Awareness of economic factors and their effect on loan terms. -Excellent communication skills, including phone, personal contact and written.-Ability to work under high pressure deadlines with diplomacy.-Able to persuade customers, real estate agents, and attorneys in a professional manner.-Strong ability, desire and enjoyment in working with others as part of a team as well as independently. Desire to serve and act in the best interest of the customer.-Knowledge of personal computers, desktop underwriting and loan application software.-Possess good judgment, ability to accept responsibility and handle confidential information.-Good at problem solving, researching, and decision making.-Self-starter; dependable; and accurate when completing responsibilities.

-Submitted the most new files in a digressing market-Recognized as top Account Executive in the region-Exceeded personal and appointed goals-Responsible for selling wholesale mortgage products with the focus on sub-prime and Alt-A products, pricing and process to mortgage brokers. -Develops market strategies to assure that the company is doing business with the most knowledgeable and reputable brokers in an assigned geographic territory. -Develops and maintains strong relationships with mortgage broker clients. Monitors accounts to ensure the company is doing business with the most knowledgeable and reputable brokers. -Makes frequent on-site visits to brokers office to give presentations on new products and processes. Responds timely to brokers questions i.e. scenario calls and serves as a liaison between the broker and the operations staff. -Develops and maintains strong partnership with the Operations personnel to facilitate transactions and improve client service. -Participates as the ambassador at industry events and local MBA organizations to increase visibility and sales influence. -Continually update training, competitive information and industry knowledge to better serve both the company and clients.-Company Closed in October 2006

-Nationwide cold-calling to introduce products and services, expanded client base by 40% to previous year-Instructed brokers over the phone on navigating the website, guiding them through the loan submission process, giving price scenarios, and locking interest rates -Organized and managed 4000+ contacts and administered preset bi-weekly email marketing strategies

-Supervised operations of $16M retail store- Managed Payroll, Staff Scheduling, Sales Budget and Forecast Goals-Planned and executed training programs for 150 employees including managers and supervisors-Facilitated weekly manager’s meetings and led corporate visits