Loretta Ryan Email & Phone Number

Responsible for driving relevance, innovation and profitability to community financial institutions.

• Supported and assisted the global regions with various Debit Optimization efforts including Low Value Payments, 5 Step analysis and merchant category deep dives.
• Conducted several informational sessions on sharing of best practices.
• Responsible for managing the Global Debit Budget.
• Thought leader and program owner for a US employee learning and engagement initiative, ‘Master the Brand’ (4,600+ employees).

• Responsible for analyzing various issuer and merchant proposals, including MasterCard branded Credit and Debit, Maestro, Cirrus and Direct Pay to Corporates.
• Work with product group to continually gain a better knowledge of company’s breadth of product offerings.
• Partner with the customer relationship managers to design incentive structures and quantify MasterCard’s revenue for each proposal.
• Finance approval authority on certain incentive proposals as well as contract signing authority.
• Coordinated and presented proposals to Executive management.
• Represent Business Development Finance on customer calls, presentations and meetings, including direct negotiations on financial and business terms.

• Responsible for analyzing various issuer and merchant proposals, including MasterCard branded Credit and Debit, Maestro, Cirrus and Direct Pay to Corporates.
• Partner with the customer relationship managers to design incentive structures and quantify MasterCard’s revenue for each proposal.
• Coordinated and presented proposals to Executive management.
• Represent Business Development Finance on customer calls, presentations and meetings, including direct negotiations on financial and business terms.
• Review all customer presentations, RFP, and contracts to ensure incentives, commitments and other customary terms agree to the approved business case.

• Responsible for managing US & Canada member incentive contracts (160+).
• Prepare monthly accruals and amortizations for review with Corporate Finance.
• Review details of all new agreements and enter into the incentive database.
• Prepare annual incentive budgets ($150MM+), monthly forecasts and variance analyses.

The Horse Source was first published in 1997 by founder Betty Albrecht. The Horse Source is distributed complimentary throughout Dutchess County & neighboring communities at horse related events, feed stores, tack shops, horse shows, horse boarding & training facilities. The Horse Source will continue to remain our top local directory for connecting the.

• Responsible for the analysis, reconciliation and reporting of the financial statements for the four Reader’s Digest special interest magazines.
• Provide detailed analysis and interpretation of marketing campaigns, including direct mail, insert printing, new business, and renewal and billing efforts.
• Helped maintain senior management reporting package, providing accurate information to monitor and diagnose the current circulation business.
• Preparation of annual budget and two-year operational plan for the special interest magazines.
• Identified as lead Core Business Circulation Representative for the Oracle Supply Chain/Finance implementation (3/00-1/01).

• Responsible for the closing and reconciliation of production costs for various book titles.
• Maintained and updated book production cost database.
• Acted as a liaison between Accounting and Manufacturing departments to resolve issues and provide meaningful and accurate information.
• Interacted with outside suppliers and accounts payable to ensure proper payment of outstanding invoices.

Mba, Marketing Management

Bachelor, Accounting