Lori Debaar Email & Phone Number

Maryland, United States

United States

Dedicated underwriter for specific accounts. Includes learning/working in various LOS systems based on client need. Issuing all loan approvals as well as MI decisions for the customer account. Keeping up to date on all agency guidelines and underwriting standards to meet secondary market guidelines.

2179 E Big Beaver Road, Suite A, Troy, Mi 48083

Managed onboarding of closed loans, prior underwriter writing, closed loan review for purchase, and reconciling any funding issues.

United States

Managed all aspects of purchasing the mortgage loans for the division. Duties include managing underwriting staff, loan review, funding, and selling of the mortgage loans on the secondary market.

210 Fulton St E, Grand Rapids, Mi 49503

Main duties were to process mortgage real estate loans for the owner (s), selecting multiple investor's and comparing rates to present to the owner, owner would pick the best option, underwriter the loan to that investor guidelines, obtaining documents from the clients, ordering title, ordering payoffs, homeowners' insurance, as well as anything else to clear the loan to close. Scheduling close with clients and loan officer. Tracking the customer data for later for the owner in CRM system. Also, performed all office duties which was greeting guests, ordering supplies, opening the business, and taking calls for all originators on site.

5151 Corporate Drive, Troy, Mi 48098

MGIC Contract underwriter for Flagstar Bank. I handled underwriting residential real estate loans above 80% LTV with mortgage insurance. Follow Agency guidelines for Fannie Mae and Freddie Mac for loan salability. Issues Mortgage insurance at the appropriate level. One of 3 mortgage insurance customer service rush desk reviewers. This included researching and resolving all Account executives, internal Flagstar underwriters, and MGIC underwriter's request to review for MI when the MI would supsend. Performed customer service on rush requests within 2 hours as well as maintained 6 to 8 underwriter per day as required.

1580 E. Beltline Se, Grand Rapids, Mi 49506

Processed and underwrote agency loans for both Freddie Mac and Fannie Mae. Had two to three assigned loan officers that I was responsible for managing the pipelines, scheduling closings, ordering title, payoffs, and resolving any title issues. Underwrote a variety of non-agency products such as bank statement loans, stated income, stated asset, and jumbo per investor guidelines. Scheduled closings internal and external with all parties (customer, loan officer, closing doc prep, title office). Reviewed Closing statements with customer and requested wires.