Lori Hester Email & Phone Number

Hickory, Nc, Us

United States

• Perform high-level work such as organizing, scheduling, coordinating, researching, compiling, exchanging, and analyzing information.• Serve as retailers' liaison between Shopping Center Management and Specialty Leasing retailers atthe shopping center.• Interact with Corporate team members from various disciplines, mall management team members,other employees, and customers to assist with information exchange, problem-solving, and requests.• Prepare, create, & edit requested reports and presentations via Microsoft Programs such as WORD and EXCEL.• Compose and type correspondence, memos, and reports and maintain up-to-date retailer files.• Work directly with specialty leasing retailers negotiating and inputting terms into various digitalplatforms to follow through with deal approvals, execution of license agreements/amendments,collection of applicable deposits, insurance, setting up work orders, and coordinating retailer move-inand move-out.• Monitor, maintain, and enforce common area standards by regular communications with retailers,following procedures and daily reviews of the common area, and inline retail visual merchandising.• Focus on accounts receivable specific to specialty leasing and partnership marketing collections andparticipating in monthly calls.• Collect and document sales information from Specialty Leasing retailers as required in the LicenseAgreement.• Prepare Lease Change Requests for billings and amendments, opening/closing documents, defaults, and any other accounting document relating to specialty leasing and partnership marketing programs.• Collect and maintain retailers' and clients' certificates of insurance before expiration.• Keep abreast of new and unique Specialty Leasing concepts and trends and communicate these with the on-site Specialty Leasing Managers and General Managers.** JLL will no longer be managing VHM after restructuring

Apex, North Carolina, United States

• Reviewed & completed mortgage loan applications, prepared & sent out disclosures, requesteddocuments from borrowers, analyzed all documentation and completed income calculations for all borrowers.• Ordered all loan services such as credit, appraisal, title, flood, and requested homeowners’ insurance.• Utilized DU and LP AUS• Interacted with borrowers throughout loan process as their liaison between the loan officer and everyone else.• Sent out weekly emails to realtors updating them on their customer’s loan progress.• Completed all loan submission checklists, emailed processor with pertinent loan facts, and submittedloan file through encompass when ready for underwriting approval.• Cleared underwriting conditions and resubmitted loan file for final clear to close.• Partnered with the closing departments to obtain necessary information and documentation before and after the loan closed.** Company downsized as business slowed down dramatically

United States

Mortgage Post Closer• Audited and assembled documentation for closed loans before sending the file to the appropriate Investor.• Completed preliminary HMDA compliance review in Encompass.• Gathered additional data/ documents to clear deficiencies.• Assembled all final documents for closed loans and forward them to the appropriate Investor.Consumer Documentation Preparer• Prepared loan closing documentation for consumer-purpose loans secured by real estate, titled vehicles and/or collateral secured by UCCs.• Funded all closings secured by real estate.• Prepared consumer loan modifications and subordinations documents reviewed the existing collateral files and assuring the accuracy of all documents.• Verified correct lien perfection for all security instruments.• I accepted a position at Fairway Independent Mortgage.

Hickory, North Carolina, United States

Sr Mortgage Processor• Processed conventional (conforming & non-conforming), and government, first & second residential mortgage loans.• Utilized DU & LP AUS.Administrative Assistant• Assisted the branch manager with daily and weekly reports, and perform all office administrative duties.• Corporate changes eliminated my position.

Hickory, North Carolina, United States

Sr Mortgage Processor• Reviewed & completed mortgage loan applications, sent out disclosures, requested documents from borrowers, analyzed all documentation and completed income calculations for all borrowers.• Processed conventional (conforming & non-conforming) and government first & second residential mortgage loans.• Finalized all underwriting conditions and prepared loan packages to send for closing.• Utilized DU & LP AUS.Customer Service Representative• Assisted the branch manager with daily and weekly reports and performed all office administrative duties.** Corporate centralized processing to offsite location

Hickory, North Carolina, United States

• Answered questions and assisted with researching and resolving issues from banking and merchant customers.• I accepted a position with Wells Fargo Home Mortgage

Gainesville, Georgia, United States

• Processed conventional (conforming & non-conforming) and government first & second residential mortgage loans.• Utilized DU & LP AUS• The company closed due to the 2008 mortgage crisis.

Marietta, Georgia, United States

• Processed conventional (conforming & non-conforming) and government first & second residential mortgage loans.• Utilized DU & LP AUS.• My loan officer left the company and asked me to follow her to another company.

Gainesville, Georgia, United States

Contract Mortgage Underwriter• Underwrote conventional conforming first mortgage loans.• Utilized DU & LP AUS.Sr. Mortgage Processor• Processed conventional (conforming & non-conforming) and government first & second residential mortgage loans.• Utilized DU & LP AUS• The in-house mortgage dept was closed due to the merger of First National Bank of Gwinnett (FNB Gwinnett) with Gainesville Bank & Trust.

Duluth, Georgia, United States

Sr. Mortgage Underwriter• Underwrote conventional (conforming & non-conforming) and government first & second mortgage loans.Sr. Mortgage Processor• Processed conventional (conforming & non-conforming) and government first & second mortgage loans.• Documented and cleared all underwriting conditions and prepared loan packages to send to closing department.• Utilized DU & LP AUS• I accepted a contract underwriting position with United Guaranty Insurance Company (UGIC) at FNB Gwinnett.

Duluth, Georgia, United States

Sr. Mortgage Underwriter• Underwrote conventional (conforming & non-conforming) and government first & second mortgage loans.Sr. Mortgage Processor• Processed conventional (conforming & non-conforming) and government first & second mortgage loans.• Documented and cleared all underwriting conditions and prepared loan packages to send to closing department.• Utilized DU & LP AUS• My loan officer left this company and asked me to follow him to another company.

Atlanta, Georgia, United States

Jr. Mortgage Underwriter• Underwrote conventional (conforming & non-conforming) first & second mortgage loans. Sr.Mortgage Processor• Processed conventional (conforming & non-conforming) and government first & second mortgage loans.• Utilized DU & LP AUS• Cleared all underwriting conditions and prepared loan packages to close.Mortgage Loan Closer• Preparation of mortgage closing packages for conventional, VA and FHA loans• Issued funding authorization to closing agent upon review of all required funding conditions.• Prepared all loan package to be sent to Investor for loan purchase.• Accepted a position at Entrust as a Sr Underwriter with promise of obtaining my DE & SAR designations.