Over the last 30 years, I’ve been privileged to have experienced firsthand the transformation and innovation of how consumers pay for goods and services. I am a leader with a proven track record for successfully delivering, launching and enhancing global point-of-sale commerce solutions that commercially meet customer expectations, regulatory requirements and revenue objectives. My extensive payments background provides me with the ability to strategically and effectively assess market trends, business justifications, partnerships and technical direction to successfully drive initiatives from concept to completion. Over the years, I’ve built and led global product teams responsible for introducing various payment solutions and technologies such as debit, electronic check, ACH, eCommerce, wireless, mobile, contactless and EMV. What I am most proud of is my ability to interpret and apply market & regulatory change as well as navigate the technical and economic inner workings of a complex and evolving industry. Having a comprehensive understanding of the payments business and market players allows me to quickly & effectively manage the “acceleration of change” currently underway in the payments business.Here’s a sampling of my experience: • Successfully led global product, core acquiring and 3rd party/ISV certification & management organizations • Managed entire product life cycle for point-of-sale solutions, value added services and alternative payment options• Experienced in product due diligence, integration and international expansion • Keen ability to interpret and apply industry compliance requirements and technical “change” impacting customer experience• Proficient in vendor evaluations, contract negotiations, integration & service management• Served on several payment industry advisory boards & executive councils