Lori Scott Email & Phone Number

Toronto, Canada

• Provide Risk oversight over commercial credit risk policy, procedures, communications, training, and job profiles.• Project Work: o Risk oversight over redevelopment of commercial credit operating procedures to support implementation of a large organizational redesign and new end-to-end lending platform. Ensured proper risk controls along with productivity improvements. • Development and ongoing management of automated policy exception reporting

Toronto, Canada

• Adjudicated commercial mid-market credit transactions – diversified industries

Toronto, Canada

• Successfully led Commercial Banking’s Basel AIRB filing and provided oversight over Harris Business Banking’s AIRB filing• Accountable for Commercial Banking’s Basel compliance including compliance assessments; monitoring; reporting; and OSFI submissions• Managed a team of Technical Writers accountable to prepare commercial PD, LGD and EAD risk rating model development and validation reports.

Toronto, Canada

• Planned and executed internal audits primarily of P&C’s National Office Units such as P&C Risk, Pricing and Analytics, BMO Insurance, BOMIBL, CFD’s ABL Group. • Prepared audit reports to Senior Executives• Prepared Loan Loss Evaluation reports delivered to P&C Senior Credit Officer

Toronto, Canada

• Evaluated the quality of the Bank’s loan portfolios through on-going in-depth, monitoring, sampling and analysis of Credit Transactions• Identified and communicated emerging risks in the bank’s Commercial and Corporate Loan Portfolio• Prepared reports to Senior Executives• Recommended revisions to Bank Policies, Directives and Financing Guidelines

Toronto, Canada

• Structured, underwrote and recommended commercial mid-market structures • Managed a portfolio of commercial accounts with authorized loan limits ranging from $3 million to $25 million. Industries included manufacturing, wholesale, transportation, public sector.• Successfully achieved growth targets annually• Built and maintained strong relationships with a portfolio of clients• Ensured the ongoing safety and quality of the portfolio through close monitoring, strict control… Show more • Structured, underwrote and recommended commercial mid-market structures • Managed a portfolio of commercial accounts with authorized loan limits ranging from $3 million to $25 million. Industries included manufacturing, wholesale, transportation, public sector.• Successfully achieved growth targets annually• Built and maintained strong relationships with a portfolio of clients• Ensured the ongoing safety and quality of the portfolio through close monitoring, strict control, and administration of specific Bank policies and regulations.• Managed a team of two small business lenders, promoting their development of credit skills and knowledge• Note: similar roles held for different portfolios from 1989 to 1992 Show less

Toronto, Canada

• Developed and managed Franchise Programs for major national Franchise chains such as Tim Horton’s and Home Hardware • Led meetings with Franchisor Senior Executives discussing matters of corporate finance and operational strategy.• Ensured the ongoing safety and quality of the assigned portfolio through close monitoring, strict control, and administration of specific Bank policies and regulations.• Provided ongoing support and direction to Account Managers and Credit Managers… Show more • Developed and managed Franchise Programs for major national Franchise chains such as Tim Horton’s and Home Hardware • Led meetings with Franchisor Senior Executives discussing matters of corporate finance and operational strategy.• Ensured the ongoing safety and quality of the assigned portfolio through close monitoring, strict control, and administration of specific Bank policies and regulations.• Provided ongoing support and direction to Account Managers and Credit Managers across the country to ensure timely adjudication of Franchisee transactions• Led Franchise Training component of BMO’s commercial account manager onboarding training program Show less

Risk Management Certificate Program, Risk Management

Joint Program with Bank of Montreal and Schulich School of Business

Master'S Of Business Administration, Business/Commerce, General

Dean's List

Certified Management Accountant, Accounting

Bachelor Of Arts, Administrative And Commercial Studies, Business Administration And Management, General