Lori Vasch Email & Phone Number

United States

Remote

Responsible for analyzing and conditioning FHA and Conventional AUS approved and manually underwritten mortgage loans to ensure compliance with both agency and internal guidelines. Complete comprehensive analysis and evaluate risk to control underwriting loss. Analyzed appraisals on FHA insured loans for existing, new construction and manufactured homes to ensure that all FHA guidelines were met.Develop and maintain positive working relationships with co-workers, internal and external business clients and partners.Present and clearly explain possible restructure options to meet both agency and lender guidelines. Exercise judgement in interpreting and applying guidelines in responding to and solving problems.Provided training to junior staff on FHA loans to ensure compliance with FHA guidelines.

Remote

In-depth review of 10% of all closed loans for Credit/Collateral/Occupancy/Income Eligibility and Compliance with all regulations and overlays.Responsible for auditing FHA, FNMA and FHLMC loans post closing.Performed compliance monitoring through the evaluation of risk assessment of Federal Housing Administration Single-Family mortgage loans.Applied Federal Housing Administration compliance requirements on items such as quality control programs, credit reports, asset documents and appraisals.Obtains and maintains proficient knowledge of investor and lender guidelines.Reviews loans to detect errors and omissions; identify and escalate any potential fraud and violations.

Remote

Responsible for analyzing and conditioning FHA and Conventional approved and manual underwritten mortgage loans to ensure compliance with both agency and internal guidelines.Evaluate debt ratio, loan-to-value, credit score, property valuation and various other factors.Determine and document loan conditions and clearly communicate requirements and/or decisions.Manages pipeline by maintaining and exceeding daily quota and turn times.Identify and recommend alternatives regarding loan restructuring.Develop and maintain positive working relationships with co-workers, internal and external business clients and partners.

Review, examine and underwrite Conventional and FHA loans to ensure soundness and compliance with company standards. Responsible for auditing the financial data to ensure compliance with government laws and guidelines. Evaluate debt ratio, loan-to-value, credit score, property valuation and various other factors. Determine and document loan conditions and communicate requirements and/or decisions. Maintain current knowledge of market conditions and company lending guidelines. Demonstrate ability to handle high volume and superior level of customer service.

Independence, Ohio

Provided meticulous attention to detail in underwriting FHA and Conventional mortgages. Evaluated the financial strength of borrowers to determine risk and repayment capacity. Demonstrated excellent follow-through with loan processors, loan originators and management during all phases of theunderwriting process. Ensured loan submissions met internal and external eligibility requirements. Efficiently handled multiple tasks and roles within an ever-changing and fast-paced work environment. Provided training to junior staff and new hires.