Lori Cairo Email & Phone Number

Charlotte, North Carolina, United States

Responsible for designing, executing, and monitoring a front-line risk and control program for the Marketing Operating Committee business functions. Lead a team responsible for the identification, assessment, monitoring, and management of non-financial risks related to processes and controls within the Consumer and Small Business Banking LOB, which includes Consumer Banking, Wealth and Investment Management, and Wholesale Marketing. Helped to establish consistent and sustainable controls that support the successful execution of Marketing Strategy, while providing leadership with an aggregate view of risk for the Marketing functions and each respective business, as well as assurance of the effectiveness and sustainability of the internal risk and control framework, including risk assessment, reporting, monitoring and escalation of control related issues.

Rocky Mount North Carolina

Developing and implementing a risk-based audit function with plans approved by the Mayor and City Council. Responsible for managing and developing professional staff, facilitating communication and activities in matters involving potential fraud, waste and abuse, to include implementation and administration of the City’s Hotline. Scope of work includes financial, operational, technological, and compliance audits as well as special projects on various City of Rocky Mount departments, locations, functions and accounts, as directed in accordance with professional standards and authoritative guidance from the Institute of Internal Auditors and the Government Accountability Office. The goal for this new audit function is to bring greater clarity, transparency, and accountability to Rocky Mount’s city government for its residents.

Mooresville, North Carolina

Implemented a progressive risk-based audit approach to focus on core operational and strategic business risks. Transitioned audit plan to drive higher demand by increasing customer satisfaction and demonstrating the value internal auditing brings to the table. • Defined the audit universe through a rigorious risk assessment process, ensuring our limited resouces are focused on the most significant risks and business processes.• Established strong relationships, not only with the CEO and audit committee, but with external audit firms, business leaders, and other stakeholders inside and outside the organization.• Leveraged subject matter expertise in delivering results in evolving areas of the business to demonstrate relevance from the internal audit function during significant times of change.• Managed a team of 45 to execute a robust audit plan from accounting to operations and compliance.• Stabilized attrition by focusing on rigorous training to learn how to audit, communicate effectively, lead teams, and assess businesses.• Partnered with Legal to implement an integrated compliance function, defining regulatory requirements across the enterprise, providing guidance and assurance that regulatory requirements are being met.

Boca Raton, Florida

Revitalized internal audit function to place more emphasis on strategic, operational and technology risks. Designed and directed audit plan and allocation of resources using and integrated, risk-based audit approach.As Chief Compliance Officer, implemented corporte-wide governance framework, which included proactive compliance program designed to meet fiscal and regulatory compliance requirements.Raised the profile of the department and established its reputation as a value-added business partner.

South Florida

Led Internal Audit Services practice for South Florida responsible for all phases of the internal audit process for out-sourced or co-sourced engagements. Directed overall growth, strategy and success of practice, including building effective team. Managed wide range of professional services for clients with emphasis in such areas as:Internal Audit Outsourcing and Co-sourcingIT Audit ServicesMergers, Acquisitions & Due DiligenceSystem and Project ReviewControl Effectiveness EvaluationEnterprise Risk ManagementSarbanes Oxley & Regulatory ComplianceDirected all phases of the audit process for the following industries: real estate, construction, retail, cruise line, technology, insurance, health care, transportation, public sector and universities.

Miami, Florida

Coordinated, structured and managed project to overcome inefficiencies and redundancies caused by prior acquisitions, through standardization and centralization of back-office processing and implementation of Shared Service's Center. Center credited as foundation, which empowers delivery of innovative and exceptional customer service.

South Florida

Led Enterprise Risk Services practice for South Florida marketplace responsible for audit and consulting staff of 60, delivering projects with emphasis on such areas as:Financial Statement / Internal Control AuditIT Audit ServicesRegulatory CompliancePost Implementation ReviewIT Risk AssessmentControl Effectiveness EvaluationDirected all phases of the external and internal audit process.Manaaged effective relationships with senior executives, audit committee members, and other partners within the Big 4 firm.Managed complex projects spanning manufacturing, retail, restaurant, financial services, technology, distribution, real estate and utility industries. Projects included assisting clients with closing financial books, performing post implementation reviews, and developing plans to assist clients integrate systems with acquired entities.

Boca Raton, Florida

Founded restaurant and grew sales to $1.2 million annually with staff of 45.

Pompano Beach, Florida

Consistently achieved quarterly sales targets for industrial products, reaching annual revenue of $1.6 million by penetrating the Latin American export market.

Fort Lauderdale, Fl

Performed bookkeeping, accounting, and tax preparation services for individuals and small businesses.

Master Degree, Accounting Information Systems

Activities and Societies: President Accounting Students Association, Board of Governors IIA

Bachelor Of Science (B.S.), Accounting

Bachelor Of Arts (B.A.), Marketing

Education record