Lending in Ontario and AlbertaCUSTOM MORTGAGE & LENDING SOLUTIONSWhether you are a first time home buyer, have good credit or credit challenges, need debt consolidation or require commercial or business financing, my goal is to provide holistic advice. With extensive experience in financing, I help clients save thousands of dollars by seeking & tailoring the most appropriate loan while protecting against restrictions & penalties. By bringing value to my clients, my business is mainly referral based.Clients benefit from preferential rates at no additional fees because I deal with Canada’s largest broker providing access to more than 50 different lenders including Banks, Credit Unions, and Alternative and Private Lenders. If you’re a business owner, I can also provide a valuable voluntary Employee Mortgage Benefits Program at no cost.COMPLIMENTARY CONSULTATIONLorne@expertfinancial.ca | www.Optimalfinance.ca | 416.276.6445 AGENT MARKETING SYSTEMREAL ESTATE TRAINING & TURN KEY MARKETING SOLUTIONSAs a past real estate broker of record and instructor for the Ontario Real Estate Association, my passion is helping agents become peak performers. In 2013, I founded Agent Marketing System providing access to leading trainers and a comprehensive suite of turnkey resources to drive business. TRAINING WITH INDUSTRY EXPERTS: access to in-house and online training. From business planning and marketing to lead generation and market trends. LEAD GENERATION & SOFTWARE: ensure you stay top of mind with clients and prospects.PERSONAL MARKETING: custom branded websites, professionally designed materials, social media & email campaign capabilities, search engine optimization and more.PROPERTY BRANDING: unlimited property websites, automated marketing, virtual & panoramic property tours, YouTube posting, property feedback systems, high end promotional print materials.SCHEDULE A COMPLIMENTARY TOUR AgentMarketingSystem.caASK ABOUT SPONSORED PRODUCTION PROGRAM 416.276.6445