Lou Dunham Email & Phone Number

Brevard, North Carolina, US

Brevard, North Carolina, US

For 14 + years, the CAMELSolutions credit risk professionals have assisted financial institution directors and executives address an unprecedented array of obstacles to success through the COVID-19 pandemic. Shrinking margins, liquidity issues and deteriorating credit quality can cause capital erosion while reducing stakeholder value - all under the glare.

Retired

Approved by the OCC to provide interim executive leadership and to correct the deficiencies noted in a Regulatory Consent Order.Responsible for the creation and implementation of a strategic/ business plan designed to eliminate an existing Regulatory Consent Order. The plan included the need to raise $200 million in capital to cover problem assets at the.

Directed board meetings Worked in partnership with the chief executive to make sure board resolutions were carried out Assisted chief executive in preparing agenda for board meetings Directed search for a new chief executive Acted as spokesperson for the organization

Responsible for the oversight of all operations and implementation of the strategic plan for a $600 million OTS stock savings bank with the goal of optimizing shareholder returns while minimizing risk to company capital. Support the Board of Directors and Executive Management to assure a viable, profitable, growth oriented company. Developed and.

• PRESIDENT, CHIEF EXECUTIVE OFFICER, DIRECTOR, February 2009 - July 2009MUTUAL BANK, Harvey, IllinoisApproved by the Board of Directors, FDIC, and State of Illinois to correct the deficiencies noted in a Regulatory.
• Successfully responded to the action items of a Cease and Desist Order from the FDIC and the State of Illinois through the development and implementation of appropriate policies and procedures, implementation of.
• Worked with external auditors and due diligence teams preparing marketing documentation and negotiating stock purchase agreements for the recapitalization of the Bank through private offerings.

US

• Responsible for the oversight of all operations and implementation of the strategic plan of this $166 million OTS stock savings bank operating in West Virginia, Ohio and Florida. Provided support to the Board of.
• Developed and implemented a business plan to grow a $70 million community bank into a regional institution focusing on quality commercial and consumer business. Implemented policies and procedures throughout the.
• Evaluated the bank’s core technology capabilities and developed and implemented a plan to upgrade.
• Developed an implemented a business plan to increase the banks asset size to $1billion in 7 to 10 years with above average profitability goals through organic growth and through acquisitions.

• The executive was responsible for a $30.0 million (capital) start-up holding company and its subsidiary, Infinity Bank NA., reporting to the Board of Directors. Administer all aspects of corporate governance for the.
• Applied for a successfully received a federal banking charter from the Office of the Comptroller of the Currency, approval from the Federal Reserve Bank, and approval from the Federal Deposit Insurance Corporation.
• Developed a plan to replace capital from London through a private placement of capital in the USA.
• Developed and implemented a business model and plan for a national bank focusing on commercial business.

• The executive officer of this $3.4 billion bank provided support to the Chief Executive Officer, Board of Directors, and Executive Management to assure a viable, profitable, growth oriented public company (NASDAQ) with.
• Oversaw Mergers and Acquisitions, Loan Policy development and implementation, Commercial, Consumer, Mortgage, and Yacht underwriting, Credit related technology, Loan Documentation, Risk Management areas including.
• Served on various committees including Executive, Strategic (Board and Management), Asset/ Liability, Management, Loan (Chair), Board Loan (Secretary), Compliance, CRA, and Technology.

• The Executive Officer of this $ 2.2 billion, two bank holding company serving Vermont, New Hampshire, and Massachusetts supported the Chief Executive Officer, Board of Directors, and Executive Management to assure a.
• Oversaw Mergers and Acquisitions, resulting in the acquisition of several banks.
• Oversaw Loan Policy development and implementation for all subsidiaries, Commercial, Consumer, and Mortgage underwriting, Credit related technology, Commercial and Consumer Workout Units, Collections, OREO disposition.
• Served on various committees including Executive, Strategic (Board and Management), Human Resource, Asset/ Liability, Management Loan (Chair), Board Loan (Secretary), Compliance, CRA, and Technology, Y2K, and Customer.

Commercial Lender

US

Commercial Lender