Louis De Jager Cpa, Ca Email & Phone Number

Cambridge, On, Ca

Greater Kitchener-Cambridge-Waterloo Metropolitan Area

Greater Toronto Area, Canada

- Managed a client portfolio within the supply chain industry specialization. - Maintained oversight of portfolio quality, including credit expiries and client contact targets. - Structured and underwrote credit applications in line with bank policies and guidelines. - Managed credit risk exposure and managed daily excesses within delegated lending authority. - Drove growth organically through new loans and inorganically through new client acquisitions.

- Managed a diverse client portfolio of over 200 Business Banking clients. Addressed early warning signals to safeguard the bank’s capital. - Structured, reviewed and submitted credit applications and advised on suitable products based on client’s needs. - Acted as client’s first point of contact for all banking related needs and owned requests until resolution. - Increased share of wallet by offering value added products to existing clients and onboarding new to bank clients. - Recognized for highest net promotor score during client satisfaction surveys.

Toronto, Ontario, Canada

• Banking: developed costing methodologies and frameworks to quantify the financial impact of technology incidents. • Fleet Management: recommended and oversaw the implementation of a collections solution to increase loan covenant metrics. • Aviation: prepared workshop presentations and developed business requirements for a billing replacement project. • Auto manufacturing: assessed the current product costing methodologies and recommended improvements towards a global costing framework.

Toronto, Canada Area

- Developed the financial forecasting model (including P&L, Balance Sheet and Cash Flow Statement) for external fund raising and responded to questions from investors.Reporting - Month end closure and preparation of monthly reporting. Prepared and submitted quarterly reports to external stakeholders.Human Capital - Ensured accuracy of both the Canadian and US payrolls by updating for new hires, terminations, promotions and commissions. Prepared and submitted subsidy submission as part of Canada’s Youth Career Focus Programs.Policies and procedures - Developed policies and procedures for spending authorization matrix and expense approval processes to strengthen the internal control environment.Cash Management - Managed cash position and liaised with banks. Developed cash flow forecasts.Taxation - Liaison for requests from the Canadian Revenue Authority and the Internal Revenue Services.

West Africa

As regional business manager my portfolio includes Angola, Ghana, Democratic Republic of Congo and Côte d’Ivoire. My accomplishments included:• driving key Africa Regions goals (including Universal Banking and Chinese sector) across country franchises. I ensured inclusion of these goals for discussion in the country- as well as regional quarterly Franchise committees• finalising and soliciting support from key stakeholders/forums for the DRC refresh strategy which involved the restructuring of the local entity• preparation of regional quarterly regional Franchise committee presentations• presenting updates on key strategic initiatives during Franchise committees• enhancing Finance Management Information (MI) reporting to deliver insightful management information reporting to provide a consistent view of the region. This MI was also included in the regional Franchise committee presentations• developing salesforce pipeline dashboards to provide a clear view of the pipeline and lost opportunities• providing accurate and timely management information from ad hoc requests• developing and finalising the non-presence country paper which included a competitor analysis and the development of a framework to evaluate deal requests from non-presence countries

Johannesburg Area, South Africa

As Financial Controller at Puma Energy South Africa my responsibilities included:Daily reporting on the working capital status of group of companiesWeekly Flash and month end reporting as well as providing commentary on the performance.Implementing controls over the margin of various companies and affiliates (Lesotho and Swaziland)Liaising with authorities on the monthly Slate volumesPreparation of budgets and business plans for group of companies and affiliates.Reviewing internal controls for all entities on a daily basis and highlighting risk and concerns to managementImplement control framework to control the margins of all entities on a daily basisImplementing inventory controls for entities.

Nigeria

As group financial manager I had direct reports from 3 finance managers, a treasury manager and a risk manager. My responsibilities included:• Implementing a stronger governance framework over the procurement of consumables• Reviewing of monthly management pack reporting for the group of companies• Providing feedback during monthly finance review meetings regarding financial results• Reviewing internal policies and procedures• Updating internal risk registers particularly relating to finance• Updating and uploading forecasts and budgets for the group entities on HFM• Preparing a submitting business plans for group of entities• Authorising payments to third parties• Liaising with external auditors• Reviewing the preparation of the Annual Financial Statements for the group entities.

I managed an engagement that provided assistance to the Federal Ministry of Finance in Nigeria with the establishment of a new Wholesale Development Finance Institution.The scope of the assistance included:• Conducting market studies regarding demand and supply assumptions within the Nigerian MSME sector• Developing a financial model for the DFI• Developing a business plan• Preparing information memorandum for potential investors• Recommending a proposed governance structure for the new DFI

Sunninghill

Critically reviewing strategies and business cases for Telecom operators.Buidling revenue and opex models as inputs to Value Based CAPEX models.Recreation of fixed asset register.

Provide technical accounting advise to clientsCompilation of Annual Financial StatementsConducted technical skills transfer to clients

Compiled Monthly management accounts and Finacial StatementsPrepared and submitted Tax returnsReviewed IRR calculationsProvided monthly feedback on status of companies

Managed External Audit TeamsChaired Audit committee meetingsProvided clients with technical Accounting advice.

Cpa, Ca

Education record

Level 2 Candidate

Acma, Cgma, Management Accounting

Ca(Sa), Accounting And Finance

Bcomm Accounting (Hons), Accounting