Senior Leader, Innovator and Inventor. Payments Expert. Public Company Executive.Successful, entrepreneurial, results-driven senior executive with broad strengths in technology, market vision and innovation, strategic planning and general management, as well as the hands-on product development, systems integration and marketing/consultative selling of complex business outsourcing mission-critical business processes. Public, private, and venture capital-backed companies; CEO, COO, and Board of Director roles. Extensive international experience. Founded, successfully grew, then exited the industry leader in electronic bill presentment and payment (EBPP BSP).Louis is the inventor of inventor of U.S. Patent Number 7,021,530 for the method for managing and processing bill payment via a stored-value debit card, check card, signature debit card, PIN based card or automatic teller machine (ATM) card from a variety of access points. Louis has other patent applications pending all of which relate to prepaid, debit and check cards with bill payments.Specialties: Louis Hoch has more than 30 years of management experience 21 of which at a senior executive level of public companies. Louis is an expert in Payment, product development, strategic partnerships, innovation, emerging payment channels, prepaid cards, merchant processing, international business, media relations, investor relations, public company formation, reverse mergers, call center and service bureau operations.