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A senior payments professional, leader, evangelist, consultant and expert in card, mobile, instant payments, open banking and emerging payments solutions, with a proven track record in building partnerships and selling to UK and European banks and FIs.Solid payments background across UK, European and international markets with Visa and MasterCard schemes, Faster Payments and Open Banking APIs.Technical and product background that spans the gap between sales and product ownership and builds credibility with clients. Industry relationships and key interest in new developments and innovations ensures effective advice to both customers and internal product teams.Track record of digital transformation, customer engagement, stakeholder management, building partnerships and experience of the RFP process, from both sides of the table.Natural leader and team player with excellent analytical and customer facing skills; an inclusive and consultative style; and a passion for launching new payment innovations and services.
Konsentus
View- Website:
- konsentus.com
- Employees:
- 35
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Vp ConsultingKonsentus Nov 2018 - PresentLondon, United KingdomKonsentus is the leading real-time service that provides ASPSPs (e.g. Banks & Building Societies, Payment & Electronic Money Institutions, etc.) with Third-Party Provider (TPP) Identity & Regulatory checking services required to comply with PSD2 Open Banking access to accounts. The unique SaaS based service provides:• TPP Identity Verification – Konsentus verifies a TPPs identity (using their eIDAS certificate) in real-time via the relevant Qualified Trust Service Provider.• TPP Regulatory Checking – Using the proven identity, Konsentus checks in real-time on a pan EEA basis to confirm the TPPs regulatory status and for what services.• Tokenisation Issuance & Management Services – Konsentus provides real-time issuance, checking & validation, and life cycle management of Access Tokens issued to TPPs on behalf of the ASPSP.• Immutable audit log - Provides the ASPSPs with a system of record of all actions and activity that took place as required under PSD2.Konsentus ensures financial institutions never provide data to unregulated TPPs and thus comply with the demands of PSD2 and protect their customers; creating confidence in open banking.
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General ManagerOpen Payments Cloud Mar 2018 - Nov 2018London, United KingdomReporting directly to CEO, leading the commercial launch of a Fintech start-up and building a platform to bring together entrepreneurs, developers and FIs to offer new and innovate payment services. • Managing the development and set-up of a High-Availability cloud-based payment platform.• Securing industry partners and relationships to deliver the overall payment services.• Building the proposition and marketing strategy, selecting and working with marketing agency.• Resourcing and setting up the team to support the production environment.• Spokesman at events and conferences and recruiting pilot customers. -
Principal Product ManagerCompass Plus Jul 2013 - Feb 2018Nottingham, United KingdomDeveloping the European market for an innovative leader in the payments business.• Building the value proposition for TranzAxis, a new and exciting open payments platform.• Supporting the leading disruptors by defining and delivering solutions to develop and grow their business against aggressive timescales and targets.• Building industry partnerships to support the launch of PaaS processing service.• Championing a new mobile payments solution and working with partners to grow it’s presence and acceptance network.• Integrating with Faster Payments and driving the adoption of Open Banking APIs.• Representing Compass Plus at conferences, exhibitions and writing press articles. -
Senior Consultant, EuropeAci Worldwide Jan 2011 - Jun 2013Focusing on growing business in ACI's strategic Central European Region.• Pre-sales consulting for customers and prospects.• Building and presenting compelling solutions and value propositions.• Coaching team members and running annual business, product and sales training.• Business development, representing ACI at conferences, exhibitions and in the press. -
Business Solutions ConsultantAci Worldwide Feb 2007 - Dec 2010Driving the sales of ACI’s issuing & acquiring solutions across EMEA region, drawing on solid domain knowledge of the business requirements for Credit, Debit and Pre-paid Cards.• Subject Matter Expert within ACI for card issuing and acquiring.• Market the ACI solution internally and represent ACI at conferences.• Present solutions, complete RFI and RFP responses, and facilitate workshops.• Drive product development initiatives in line with customer and market requirements.
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Business ManagerAci Worldwide Sep 2005 - Feb 2007Promoted after 6 months from Consultant to Business Manager for the Card Management System. • Lead and developed the CMS consultancy team.• Customer engagement to research various local market conditions, turn around and retain “at risk” customers and develop reference sites.• Horizon scanning to drive product development initiatives and manage the product roadmap to meet sales opportunities, customer commitments, and market requirements.
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Product ManagerExperian Jul 2001 - Jul 2005Developing Experian’s credit card platform and outsourced processing service based on VisionPLUS. • Managing a multi-million pound investment budget to enhance the credit card platform.• Requirements definition, business case creation and delivery of new / enhanced products. • Sales and pre-sales support, consulting with prospects and responding to RFI/RFPs.• Vendor selection and managing relationships with key 3rd party suppliers and MasterCard/VISA -
Senior Business ConsultantExperian Sep 2000 - Jun 2001Nottingham, United Kingdom• Consulted with a new card client to define and re-engineer their business processes to migrate their portfolio to the Experian platform with minimal system development.
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Project ManagerExperian Jun 1998 - Aug 2000Nottingham, United KingdomWorked closely with MBNA Bank - Experian’s largest client• Managed a dedicated team of 10 staff, responsible for development and on-going support of the Autoscore credit decisioning system for Experian’s largest client, MBNA. • Won a competitive bid to retain MBNA’s strategic credit decisioning business.• Responsible for integrating ACI BASE24 for authorisation processing and ACI PRM for fraud detection with Experian’s Cardpac system. Successfully delivered against tight Y2K timescale.
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Project ManagerExperian Jun 1997 - May 1998Nottingham, United Kingdom• Developed an “Entry Level System”, to provide cost-effective solution to smaller-portfolio clients. Selected the CTL Prime package and set up the technical infrastructure and operational processes.
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Project ManagerHarpur Card Services May 1996 - May 1997Nottingham, United KingdomProject Manager of the Data Exchange Management project, key to a new fuel card service contract. Introduced ground-breaking Oracle transaction database and the first use of a 4th generation development tool, ‘Magic’.
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Project ManagerNational Grid Jan 1996 - Apr 1996Nottingham, United KingdomProject Manager at ESIS, successfully delivered against budget and timescale, under PRINCE -
Project ManagerDeloitte Jan 1991 - Dec 1995Coventry, United KingdomPraxis Systems was a pioneering software engineering company, highly focused on quality and methodologies. It was acquired by Deloitte Consulting (then known as Touche Ross) in 1992.Projects covered a wide variety of sectors and clients including: Pfizer, British Gas, Boots, Oxford University Press, Abbey National, Rover and Hewlett Packard.Praxis took pride in applying engineering principles to software development, with quality a key factor. This culture engrained the professional attitude I apply in all my work. -
Team LeaderKpmg Jan 1988 - Dec 1990London, United KingdomAnalyst/programmer, progressing to team leader of later projects.Formal training in SSADM, Interviewing skills, Presentation skills, and Report Writing. -
Graduate ProgrammerData Logic Sep 1986 - Dec 1987Manchester, United KingdomWorking on development projects for: FADS DIY, Next / Club24, IBM.
Paul Love Twelves Skills
Frequently Asked Questions about Paul Love Twelves
What company does Paul Love Twelves work for?
Paul Love Twelves works for Konsentus
What is Paul Love Twelves's role at the current company?
Paul Love Twelves's current role is VP Consulting at Konsentus.
What is Paul Love Twelves's email address?
Paul Love Twelves's email address is p.****@****lus.com
What is Paul Love Twelves's direct phone number?
Paul Love Twelves's direct phone number is +4478377*****
What are some of Paul Love Twelves's interests?
Paul Love Twelves has interest in Children.
What skills is Paul Love Twelves known for?
Paul Love Twelves has skills like Payment Systems, Emv, Payment Card Processing, Electronic Payments, Product Management, Acquiring, Strategy, Pre Sales, Management, Consulting, Transaction Processing, Business Analysis.
Who are Paul Love Twelves's colleagues?
Paul Love Twelves's colleagues are Juliana Hashimoto Guedes, Sneha Lakshmi, Kyle Hopkins, Fiona Matthews.
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