Ricardo Lowe, Cpa Email and Phone Number
Ricardo Lowe, Cpa work email
- Valid
- Valid
- Valid
- Valid
Ricardo Lowe, Cpa personal email
Ricardo Lowe, Cpa phone numbers
With extensive experience as a CFO, I now bring my strategic insights to the CEO role, helping businesses achieve their full potential. My journey in finance began with a strong passion for understanding the story behind the numbers and how they drive business success. Over the years, I've worked closely with CEOs and business owners, providing the financial discipline and strategic thinking needed to navigate challenges and capitalize on opportunities.What sets me apart is my hands-on experience in both corporate America and small business environments. I’ve built a unique skill set that combines financial expertise with a strong sales and operational focus, giving me the flexibility and adaptability to drive success across industries.Key Highlights:- I excel at translating complex financial data into actionable strategies that CEOs can use to make informed decisions.- My background includes significant international experience and a deep understanding of global markets.- In addition to my CFO experience, I’ve developed expertise in sales, mentoring others to recognize that selling is a key skill for everyone in an organization, from HR to Operations.- I’ve managed multiple companies simultaneously, bringing adaptability and a breadth of experience across different industries.Now, as a CEO, I continue to help businesses implement strategic changes and grow their bottom line. Contact me at 954-632-3939 or ricardo@rlcfoconsulting.com and visit https://rlcfoconsulting.com/ Aside from work, I am an avid tennis player, enjoy world travel, and socializing with friends and family.FOCUS: Financial Planning and Analysis, Strategic Thinking, Financial Reporting, Controllership, M&A, Business Restructuring, Financial Acumen, CPA, International Experience, US GAAP, Entrepreneurial Experience, Trusted Advisor, Non-Profit Board Member, CFO
-
Chief Executive OfficerFraxioned Dec 2023 - PresentFraxioned provides a dream come true to investors and vacation dreamers by allowing them to own a share of a million dollar property. Members enjoy all of the benefits of owing a piece of real estate in a selective location. As a CFO of this young company I bring structure and discipline to help grow the company.
-
Chief Financial OfficerSkypostal Nov 2020 - PresentMiami, Florida, UsAs CFO for Skypostal, I work with the executive team and Board to understand their vision and desired outcomes for the company. I take this vision and together with my team, execute on it across the various finance and business functions of the company. Fostering a culture of accountability and ongoing improvements through the basic principles of people, process and technology, I have elevated the skills and role of the finance function. My role has been high-touch, high-impact and requiring not only strong critical thinking but a strategic vision for the growth of the company. In this process, I empower my team to execute, remove roadblocks, be accountable, learn from mistakes and always look to improve themselves and their work. I have revamped the finance organization to one that is trusted by the organization by partnering with other departments to promote sales and profitability, and by restructuring all key processes. As a result, financial reporting is now available on day 5 of the month, a 15 day improvement. DSO decreased by 5 days and there are significant cost avoidance on the company's AP processes by leveraging on existing technologies. -
Cfo Consultant, Fp&A, Strategic Thinker, M&A, Gaap, Financial ReportingRlowe Consulting Dec 2009 - PresentMiami, UsMy consulting practice is based on establishing myself as a CFO for multiple clients at a time. Every client is not only in a different industry but is also in a different growth situation. Some customers may be starting up and some customers may be in a restructuring situation. The typical areas of emphasis include: Strategy development and implementation, FP&A, Financial Reporting, KPI Management, Working Capital Management, Due Diligence and Capital Raising. In some situations, I manage the client’s accounting department and in other cases I represent the company as their only finance expert. Due to the nature of the engagements I also typically get involved with HR, IT and many other operational areas of the business, including Sales and Marketing. Selected Results:> Financial Planning and Analysis: Established the FP&A function and processes. Implemented budgets, KPI’s and forecasts, to help steer the Company toward its financial objectives.> Financial Discipline: Drive the need and understanding for managing the business based on ROI priorities, while maintaining accountability and timeliness of performance goals.>Financial Reporting: Establish processes and technology to ensure timely and accurate financial reporting. Hired and trained numerous controllers and accountants on their roles and responsibilities. > M&A: Manage financial due diligence efforts to acquire other companies.> Expertise in several industries such as: Retail/Wholesale, Medical Services, Cyber Security, E-Commerce, Digital Advertising, Printing, Fuel Management and Delivery.>Co-founded a design studio that creates one-of-a-kind paper creations and marketing materials. Achieved a successful exit.FOCUS: Financial Planning and Analysis, Strategic Thinking, Financial Reporting, Controllership, M&A, Business Restructuring, Financial Acumen, CPA, International Experience, US GAAP, Entrepreneurial Experience, Trusted Advisor, Non-Profit Board Member, CFO -
Vp And Corporate TreasurerWorld Fuel Services Nov 2004 - Aug 2008Miami, Fl, UsDeveloped a treasury function for a large multinational company. Responsible for cash management, risk Management, capital structure and day-to-day cash flows. Oversee treasury operations across all four continents. Develop relationships with all major global banking institutions and leverage their capabilities to achieve internal compliance and efficiencies. Ensure ample liquidity is available to fund enterprise initiatives in various business units. Raised a $475 million syndicated loan facility with multinational financial institutions. In addition, helped raise over $100 million in equity through a secondary public offering.Implemented a global cash management system to manage funds around 30 countries and ensure availability of funds to manage daily working capital requirements. Reduced expenses by 100k over two years.Implemented a new risk management program designed to manage interest and foreign exchange risks. Manage a portfolio of interest rates and fx derivatives to ensure risks are properly mitigated and managed. Reduced interest expense in the six figures.Managed SEC reporting requirements as it relates to liquidity and capital usage. Ensure compliance with covenants, internal controls and US GAAP as it relates to Treasury. Designed and implemented corporate policies to ensure compliance with Sarbanes Oxley standards.FOCUS: Global Cash Management, Liquidity Management, Risk Management, Foreign Exchange Management, GAAP Financial Reporting, Sarbanes Oxley Standards. -
Director Of Treasury And Credit OperationsIngram Micro Jul 1997 - Oct 2004Irvine, Ca, UsManaged treasury and credit operations for Latin America. Including foreign exchange risk management, cash management and financial planning. In addition, managed credit and collection for the latin america region. Train and supervise a staff of 50, including country treasurers.Developed relationships with regional banks to negotiate credit facilities of up to $40 million. Redesigned and implemented a new FX strategy which reduced FX losses more than 50%. Restructured a foreign subsidiary during political and economic turmoil in Argentina to create a new business model with 75% lower risks and exposures.Streamlined and automated cash management operations by reducing number of bank accounts and promoting electronic payments. Restructured Mexican credit operations resulting in reduction of bad debt from $5 million to $2.5 million. Received Global Award of Excellence for this effort. Designed a new credit business process for the Miami Export operation, reducing bad debt 50%.Consolidated financial information and prepared financial statements for operations in 6 countries with different systems. Prepared tax filings for foreign subsidiaries. Prepared management discussion & analysis (MD&A) for SEC reporting purposes.Developed detailed business plans and budgets for 6 countries resulting in a 30% sales increase.FOCUS: Latin America Cash and Liquidity Management, Credit and Collections, Restructuring, Foreign Exchange Crisis Management. -
Business Planning ManagerSouthern California Gas Company May 1994 - Jun 1997Los Angeles, Ca, UsPlanned and managed projects and initiatives designed to improve operations, reduce costs, and generate new revenue. Created financial models to analyze more than $170 million in process costs and evaluate new business opportunities. Developed business plans and roll out strategies for new products and services. Redesigned the revenue/collections process resulting in a $20 million savings. Managed a team of 50+ across numerous departments to complete the project. Directed benchmarking activities and established best practices to achieve efficiencies totaling more than $5 million.Created financial plan for successful new product roll out that generated $1+ million in sales.FOCUS: Process Improvement, Benchmarking, Business Planning, New Business Development, -
Senior Internal AuditorPacific Enterprises Jun 1989 - Apr 1994Prepared and evaluated corporate financial statements. Evaluated internal controls and developed recommendations in the financial (e.g. Treasury, Accounting, Finance) and operational areas (e.g. gas distribution, materials management). Developed expertise in utility and oil/gas operations.SPECIALTIES: Internal Audit Compliance, Policies and Procedures, Team work, Operational Efficiencies.
Ricardo Lowe, Cpa Skills
Ricardo Lowe, Cpa Education Details
-
California Polytechnic State University-San Luis ObispoFinance/Accounting -
Rochester Institute Of TechnologyIndustrial Engineering
Frequently Asked Questions about Ricardo Lowe, Cpa
What company does Ricardo Lowe, Cpa work for?
Ricardo Lowe, Cpa works for Fraxioned
What is Ricardo Lowe, Cpa's role at the current company?
Ricardo Lowe, Cpa's current role is CEO | CFO | Strategy Development | Board Advisor | Restructuring.
What is Ricardo Lowe, Cpa's email address?
Ricardo Lowe, Cpa's email address is ri****@****ast.net
What is Ricardo Lowe, Cpa's direct phone number?
Ricardo Lowe, Cpa's direct phone number is +130572*****
What schools did Ricardo Lowe, Cpa attend?
Ricardo Lowe, Cpa attended California Polytechnic State University-San Luis Obispo, Rochester Institute Of Technology.
What skills is Ricardo Lowe, Cpa known for?
Ricardo Lowe, Cpa has skills like Management, Mergers And Acquisitions, Strategic Planning, Entrepreneurship, Business Development, Sales, Social Media, Cash Management, Banking, Strategy, Finance, Marketing Strategy.
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial