Synergy Business Group was founded in 2010. We are a franchisee of Vertical Business Solutions. Our company provides business consulting by offering an income tax service and refund fulfillment program to existing businesses. Our main product is called the Profit and Taxes program.

Direct operations department of $265M multi-state bank. Manage item processing department. Serve as liaison between senior management and Regulatory Compliance Committee to meet requirements of OTS agreement. Performed loan review and special projects at direction of Chairman. Prepared quarterly validation of Allowance for Loan & Lease Loss methodology.

Established the financial management systems of this de novo bank including development of general ledger chart of accounts and the deposit and loan parameters for Fidelity Banc Pac core accounting system. Registered company with IRS, Federal Reserve Bank, state regulatory agencies, hired bank staff, established correspondent bank accounts, complementary bank services. Assisted in raising $7 million capital for IPO offering by speaking at meetings for prospective shareholders.

Directed financial management functions, prepared monthly financial statements, FFIEC Call Reports, forecasts, and budgets. Oversaw general accounting functions, including AP, employee benefits, account reconciliation, and cash management. Administered financial management systems, evaluating and integrating new applications. Interact with the Board of Directors and President concerning financial forecasts and reports. Lead Audit Committee meetings for the board.Served as CFO/COO of de novo bank from organization in to the 10th year of operations.Responsible for the accurate and timely preparation of Call Reports and other regulatory reports required by the FDIC, OCC, Federal Reserve Bank and State of Mississippi.Contact person for all Bank Examinations, named BSA Officer by the Board.Extensive use of IBM Query program on bank's AS/400 for internal for management reports.

Consistently met deadlines while demonstrating strong analytical and problem-solving skills to achieve corporate objectives.Performed loan review duties for rapidly growing $70 million commercial loan portfolio.Provided training in compliance policies and procedures for all bank departments.Responsible for financial and operational audits of all bank departments and functions.

Developed and maintained compliance programs with federal and state banking laws and regulations. Served as the contact person for two OCC Compliance and CRA exams - rated 2 - Satisfactory.Developed and maintained compliance programs, trained bank staff, officers and directors as required on ever-changing federal bank regulations and internal bank policy and procedures.Performed financial and operational audits for all bank departments.Implemented $25,000 annual savings in Due-From Bank Accounts.Responsible for loan review function of $60 million commercial/consumer loan portfolio.

Performed compliance audits on 29 branch banks in MS and LA. Interfaced with bank presidents and department heads to resolve compliance exceptions and violations.Performed loan audits and operational audits of various bank departments throughout bank branch network for adherence to bank policy and procedures.Performed financial and operational audits for all bank departments.Trained employees to use computers and implemented $7,500 savings in loan department.