Lillian Lee Email & Phone Number

Los Angeles, California, Us

Beverly Hills, Ca, Us

Seattle, Wa, Us

- Manage and oversee a portfolio of C&I, syndicated and later stage technology companies. - Network and build relationships with centers of influence, and clients/prospects in technology and commercial fields.- Work with Manager to identify and develop new markets within the Bank’s footprint and expand lending opportunities in accordance with the Bank’s strategic plan.- Participate in joint calls with cash management, commercial deposit services, and/or retail branch representatives, as appropriate, to assist with offering complete banking solutions to clients and prospects.- Prepare credit memorandum that conforms to the Bank’s required underwriting format and guidelines.- Participate in formal credit approval process by presenting loans for approval to the required level of authority and appropriate Loan Committee. (For technology loans, all credits are presented to the Chief Credit Officer and CEO)- Maintain a strong working knowledge of the Bank’s current credit policies and procedures established for Commercial Lending.- Maintain relationships with peers at other institutions to stay current with market trends- Manage and maintain credit quality of assigned loan and deposit portfolios, communicating directly with borrowers and depositors, as appropriate. - Co-created “Jump Start” deposit program for emerging technology companies

Pasadena, Ca, Us

- Managed and oversee technology loans and China portfolios ranging from Series A to small/mid-capitalized public companies. - Underwrote technology and venture capital backed companies.- Worked with credit analyst in reviewing existing credits.- Ensured portfolio administration and risk management of each client relationship was in compliance with established EWB credit policy, procedure and business strategy as well as commercial, technology, China and regulatory guidelines.- Co-managed commercial relationships by analyzing financial data to determine the merits of specific loan requests, and recommended structure as well as managing the client relationship.- Responsible for credit risk and quality of the portfolio.- Performed due diligence/analysis with new client relationships.- Partnered with the relationship manager as the point of a contact for the client; acting as a liaison to the credit department, commercial support staff and other internal business partners.- Monitored loan repayment activities and financial condition of clients and took necessary action to collect past due accounts and ongoing repayment ability of all other accounts.- Managed the renewal process by working with the relationship manager, client and credit department.- Participated in community and business functions/groups to ensure a positive image for the Bank within the region’s marketplace.

Dallas, Tx, Us

Managed a portfolio of over $50M in commitments ranging from stage 1 to small/mid-capitalized public companies. Top performer for Q3 and Q4 2015, closing commitments over $20M per quarter.Connected clients and prospects to appropriate resources outside of banking needs.Conducted investor check meetings with board members of clients and prospects.Analyzed, interpreted, and condensed loan presentation of technology companies for non-technical bank credit team members.Managed customers’ risk by performing monthly customer update from CFO and CEO on company status and achievements.Heavy interaction with CEO and CFO and acted as their liaison for all banking needs.Created and underwrote loan proposals for prospects and clients and when clients violated covenants, re-underwrote the loan according to economic conditions and forecast.Monitored loan documentation process to ensure the proper loan and security agreement was produced. Advocated for prospects and clients during loan committee meetings.Familiarized clients on bank collateral audits and what was acceptable reporting.Trained credit specialist and underwriting associates on loans and how they are underwritten.Attended various technical events to build prospect and client relationships.

Dallas, Tx, Us

Spread and analyzed company prepared financial statements and projection models into Bank standardized format. Executed collateral analysis to determine debt coverage/shortfall by assessing all forms of security (i.e. A/R).Structured financial covenants that monitor companies’ liquidity and leverage with correlation to projections.Performed historical and Pro-Forma cash flow and debt service coverage analysis using transaction overview model.Composed formal write-ups of account requests, loan structure, company developments, business model, financial analysis, collateral analysis, and industry overview.Collaborated with credit administration and loan officers on underwriting and documentation of loan requests.Generated monthly Growth Capital Monitored Loans Report to track the debt outstanding and collateral coverage/shortfall.Prepared quarterly Credit Quality Review packages for adversely rated loans to assess their risk by presenting their loan structure, debt outstanding, companies’ current developments, cause for concern, and Bank’s action plan.Recommended risk ratings and run pricing models on proposed loans.Communicated with prospective and current clients to clarify questions which arise during due diligence.

Dallas, Tx, Us

Managed portfolio consisting of 60+ accounts ranging from stage 1 to stage 3 companies.Reviewed and generated compliance status reports of the portfolio.Analyzed customer financials to ensure compliance with covenants outlined in loan and security agreements.Performed monthly analysis that provided lenders and risk managers with insight into a company's financial condition.Recommended and initiated risk rating upgrades and downgrades according to credit policy.Assisted account officers, loan operations personnel and risk managers when requested.Generated Venture Capital reports.Processed advances and payments according to customer compliance.Requested clarification from loan officer or client on financial statement discrepancies.Designed loan monitoring report for divisional use to monitor outstanding risk.

Provided support to lead bookkeeper on various accounts ranging from non-profit organizations to small business owners. Reconciled bank accounts.Assisted in various account meetings and correspondence with clients.Managed accounts receivable and accounts payable.Forecasted budget for non-profit organization, topline variance of 2% as a final result.Created monthly and quarterly reports.Prepared quarterly tax reports for venture funds.