Maliyaat Business Consultancy (MBC) is a versatile business consulting firm, serving both domestic and international clientele. We offer comprehensive services spanning finance, taxation, internal control, and business process improvement.● Formed strategic alliances with domestic and international firms for BPO services in accounting and finance.● Provided white label services for various firms, both national and international, on a project basis in the areas of supply chain (SAP) (FMCG client), recruitment, staff training, taxation, accounting, audit, and finance.● Executed financial data analysis, variance analysis, budget creation, creation of financial statements, tax returns submissions, and replies to statutory bodies.● Performed contract audits, internal audits, and compliance-based audits.● Secured tax refunds worth Rs. One billion and implemented financial controls for various clients.● Provided strategic advice on budgeting and tax planning.

- Assisted higher management in implementation of Common reporting standards (CRS), FATCA and Anti-money laundering (AML) procedures and guidelines as applicable on the brokerage houses in Pakistan; - Presented quarterly and half yearly Internal Audit Reports to Board of Directors; - Assisted higher management in correspondence with regulatory authorities; - Represented the company in seminars of anti-money laundering and CRS organized by Securities Exchange Commission of Pakistan (SECP) and Stock Exchange; - Initiated the department from scratch. Recommended policies and procedures that should be implemented, identified areas of weaknesses in Compliance & Finance functions, recommended mitigating controls and ensured they are implemented. Revisited the implemented controls to assess the effectiveness of the same;- Assisted in Statutory Audits.

Mabani Steels is one of the major subsidiaries of Al Rahji Group, in UAE. It builds steel structures and supplies it to more than 50 countries worldwide. Major works performed;• Critically involved in month end closing with respect to finalisation of inventory costs, COGS, indirect costs including related accruals, allocation of expenses on jobs, identifying any GL and module differences and forming inventory reconciliations.• Monitored deviations from the budget / job estimates vs actual purchases and developed various MIS reports to investigate further the root cause of cost variances and major budget/estimate discrepancies.• Approved PO’s and identified a major purchase duplication loophole in ERP system. Implemented controls to avoid any duplicate purchases in future. Also reviewed savings made on each purchase and inquired reasons for deviations from the estimate and how they plan to recover the losses.• Implemented stricter controls on cost by designing a new procedure, to have the history and record of all directly expensed out items being purchased and issued. • Reviewed and allocated unallocated costs to jobs using Mabani’s practice. • Instructed complete audit of the areas where deviations were usual, gotten higher management approvals and resolved the discrepancies, along with reasons for discrepancies by implementing a new solution in coordination with IT.• Worked with key personnel to effectively implement process improvements to operational procedures in an effort to proactively optimise overall information accuracy.• Coordinated the efforts of the cycle counts in an effort to identify and correct discrepancies on items at the location level as needed• Coordinated Internal and External audits with respect to cost & inventory, including annual stock count;

Aman Foundation a project of The Abraaj Group, UAE and is one of the largest NGO's working in Pakistan. At Aman I was reporting directly to Group CFO, Group Finance Director and CEO AmanTech.Major responsibilities include;• Finalization of Monthly, Quarterly, Half yearly and Annual Financial Statements;• Managed corporate donations, sponsorship, fee concession, cash cycle by developing automated applications, and coordinating information by actively communicating with clients/donors; • Tracking financial status’s of the projects by monitoring variances from budgeted figures; • Recommending actions for management by analyzing actual results with budgets / plans and identifying trends, assembling and summarizing data and preparing reports;• Critically involved in financial matters relating to the new projects being undertaken, including forming their budgets and analyzing their feasibility;• Reporting to Group CFO and CEO of AmanTech on pertinent matters relating to business controls, areas where collaboration with finance was required and areas requiring updates in processes;• Formulated Financial Management Policies and Procedures as per changing business structure;• Coordinating Internal and External audits;• Performed Business Process Re-engineering.

Revenue Advisory Services is a cost and management accountants firm. There, I was responsible for overall operations of its Karachi unit. Its clientele comprised of many national and International companies such as GSK, Siemens Pakistan Ltd, China Harbor etc.Major responsibilities include;• Managed accounting and finance functions of the firm, prepared month end financial statements, computed payroll, reviewed account receivable function, managed creditors and daily accounting.• Prepared project forecasts, stock cost summaries, financial accounts, Tax appeals, reply to government notices, tax returns, refund claims etc. on behalf of various clients;• Formed internal policies and SOPs to incorporate increased productivity.• Managed Customer relationship, Developed Marketing strategies while handled areas of tax, cost audits, external audits, project costing analysis etc.• Developed strategies to defend Tax matters of clients and appeared in courts in the capacity of Tax consultant,• Streamlined staff responsibilities, standardized firm processes and managed overall day to day operations of RAS Head office and Trained team of motivated professionals that met deadlines.

Earlier on I have worked as a senior in Assurance and Business Advisory Services Group of Ernst &Young Ford Rhodes Sidat Hyder. A brief of major responsibilities include:- Planned and executed External audits (as per the requirements of International Standards on Auditing);- Prepared financial statements (as per the requirements of IFRS and local regulatory requirements);- Reviewed internal control system, identified weaknesses and recommended improvements;- Ensured compliance with the Code of Corporate Governance issued by the Security and ExchangeCommission of Pakistan for listed companies; and- Reported significant issues to the management and developed good working relationships with the client to deliver engagement expectations.My experience in the firm has enabled me to develop a comprehensive understanding of diversified industries and the accounting and internal control systems implemented at various organizations.EXTERNAL AUDIT ENGAGEMENTSService Industry Aircraft Sales and Services (Pvt) Ltd First Habib Mudaraba Pak Arab Containers (Pvt) LtdManufacturing Industry Pak Suzuki Motors Ltd Shabbir Tiles and Ceramics Ltd Cherat Cement Ltd Greaves (Pvt) Ltd Sana Industries Ltd DADEX LtdNonprofit Organization PPL Welfare Trust Lakson Medical Trust Church World Services Jinnah University for Women Pakistan Institute of Corporate Governance (PICG) Behbood ECHO

Projects under taken include;1. HR department2. Shipping Trade3. Afghan TradeMajor responsibilities included;- Understanding and mapping of the processes, identification of risks involved and suggesting compensating controls and designing process manuals.- Making job descriptions, designing different forms, analyzing HR policies and suggesting improvements

INTERNAL AUDIT ENGAGEMENT / SPECIAL ASSIGNMENTUnilever Pakistan Limited - Internal Audit of Key Business ProcessesThe scope of assignment encompassed the review of following key areas:Projects taken include:1. Walls Ice cream cabinet process up gradation2. Internal Audit of Human Resource Department3. Information Security Audit (ISA)4. Regional Project – Supplier Master5. Internal Audit Tea Factory6. Operational Control Assessment (OCA) Compliance (2007 &2008 reporting)7. Compliance audit based on Sarbanes-Oxley Act S404 of Taxation, fixed assets & P2O (Purchaseto Order) processes Process flow mapping, process design testing, risk identification (RACM- Risk Analysis & Control Matrix), suggesting appropriate controls, walkthrough analysis, testing controls & reporting exceptions Creation of information security awareness Auditing compliance with Information Security (IS) policy Organizing presentations on Information Security (IS) Continuous back and forth coordination with people at all levels;Manager Finance, Manager IT, Manager Donations, sales and IT teams etc for implementation of Regional Project – Supplier Master. Reporting to the Director HR, Director Finance and the Head of Corporate Controllers Department etc Comparing the budgeted amounts of sales and purchases with the actual Performed policy compliance and audit of HR dept. Compared HR policies with standard good practices Audit as per SOX S404 the processes of; material requisition, material issuance, demand analysis, product manufacturing, product warehousing, product packaging etc on ERP system