• Directly assisted the branch regional manager to smooth & expedite the borrowers’ mortgage applications from their loans origination thorough the closing of their loans• Entered the borrowers' information into Encompass, run their credit, & evaluated their debt-to-income ratios & FICO scores in order to optimize their mortgage pre-qualification• Uploaded the borrowers' documentation & noted road map comments in Encompass on how the loan would be structured • Run DU on each file in Encompass to check loan eligibility & request any required documentation before the processor's initial review • Analyzed the borrowers' income, loan-to-value ratios, rental income self-efficiency, liability ratios & subject properties’ appraised values to prevent mortgage risk • Constantly followed up with borrowers, attorneys, realtors, appraisal companies, insurance companies & title companies with any pending condition of a mortgage commitment• Tracked the Federal Reserve meetings to advise the loan officer on the interest rate market before locking a loan's interest rate• Quickly assisted the disclosure, opening, processing, underwriting, closing & settlement departments with any open items to clear a loan & close within a month• Cold-called all leads from the branch office to assist clients with their inquiries & set up their appointments with the branch manager• Facilitated to notarize sales contracts, gifts of equity & municipality documentations with NJ notary public certification • Closed my investment property within six months of having been hired

• Coordinated the second round of gubernatorial elections held in NJ with the Peruvian Consul & consulate staff• Volunteer Foreign National Student Certification

• Rented, bought, or sold property for clients• Performed duties, such as study property listings, interview prospective clients, accompany clients to property site, discuss conditions of sale• Drew up real estate contracts• Established relationships with banks, appraisers, mortgage lenders and brokers, escrow personnel & attorneys

• Invited to student boot camp at the Federal Reserve Bank of New York • Implemented monetary policy initiatives for team• Designed spreadsheets to analyze sectors of the economy• Used economic indicators through FRED’s website to conduct research paper• Compared economic models to optimize monetary policy• Tracked Fed Funds Rate expectations through CME Group & FRED to implement monetary policy

• Received freight from vendors, and closed receiving orders after getting confirmation from the warehouse managers• Checked outlook mail at all times for any new orders or request from vendors• Released orders from vendors into the system so they may be picked up by the warehouse• Kept in constant communication with the warehouse about the orders status • Prepared routing to confirm the shipping date for orders• Called the carrier to schedule a pick-up and/or delivery• Followed up with clients if there was any other request • Added shipping date into the agenda to let the warehouse know• Closed order and prepared in the same instant the Bill of Lading for the carrier• Created shipment manifest document and emailed it to clients for a more detailed information about their shipped orders• Handled billing from services completed to vendors one week ago• Filed all billed documents by vendor name and organized them in the file room

• Conducted research paper on Peru-USA trade policy for the Peruvian Consul• Coordinated the Peruvian elections in Harrison, NJ with the NJ Peruvian Consul & consulate staff • Assisted voters with their polling stations & issues with their Peruvian identification documentation• Collaborated as polling station member