Luis Ribeiro Email & Phone Number

Lisbon, Pt

Lisbon

Reporting to the Chairman of the Board of Directors of the Holding, having assumed the roles of CFO and COO in several group companies, with broad responsibility in different areas, namely:• Coordination and/or alignment of the Holding´s guidelines on various subsidiaries matters regarding financial, operational, human resources and legal matters• Leadership of the industrial business transformation project• Development of commercial and operational areas related to construction and hospitality sectors• Development of real estate business in its various aspects: acquisition, promotion, sale and maximize the value of the real estate portofolio• Coordinate and promote company acquisitions and long-term partnerships.

Lisbon, Portugal

Caetano Coatings is a Full-Service Supplier, providing all project specifications from drawing to delivery of the final product in surface treatments and coatings for the automotive industry.The industrial cluster located in Portugal and Spain delivers products to more than 30 OEMs all over the world.

Lisbon, Portugal

Almaria, through its own buildings, located in the historic center of Lisbon, explores its tourist apartments in a perspective of short and medium stays.

Lisbon, Portugal

Engineering and construction company specialized in coatings and maintenance in the industrial sector and in the construction/rehabilitation of buildings.

Lisbon, Portugal

Parimob is a Real Estate Investor and developer in the Portuguese market.

Lisbon Area, Portugal

Reporting to the Executive Committee, with the main responsibility for:• Strategic coordination, promotion and leverage life business through various distribution channels (agents, brokers, banking, partnerships and direct business)• Coordination of a team of 25 people in the areas of product and innovation, subscription and control of commercial and technical results, operations, monitoring of investment performance and responsibility for a team of commercial managers with the objective of boosting, training and promoting the sale of life products in the internal commercial network, agents and brokers.

Madrid Area, Spain

Reporting to the President of the Executive Committee of Tranquilidade Portugal, with the main responsibility for restructuring the activity of the Life and Non-Life branches in Spain in terms of business, organization and operations, leading a team of 30 people.Negotiation of the 5 year business plan with Banco Espírito Santo (main distribution channel for branches) and commercial measures taken to leverage sales through a new product offering and boost the commercial network.Implementation of operational measures to facilitate the sales processes of the banking network through organizational changes and replacement of technological platform (back-office and front-end).

Madrid Area, Spain

Reporting to the Board of Directors of Pastor Vida, represented by directors of Banco Pastor, Banco Espírito Santo and Tranquilidade, with responsibility for:• Developing life and pension businesses through Banco Pastor's banking channel with 650 branches and 600,000 customers, coordinating and executing the insurance company's Strategic Plan• Managing the insurance company (commercial, marketing, financial, technology, human resources, technical, operations, risk and compliance), leading a team of 40 employees• Representing institutionally the insurance company before shareholders (Board of Directors, General Meeting and ensure compliance with agreements established between shareholders) and supervisory authorities.

Lisbon Area, Portugal

Reporting to the Executive Committee, responsible for:• Coordination of a team of 80 employees and the departments of Strategic Planning, Accounting, Treasury, Collections, Administrative and Investments, whose assets under management amounted to approximately 1,5 billion euros and 100 properties• Coordination of financial and tax matters related to supervisory authorities (ASF, CMVM, Tax Administration), external auditors, analysts, rating agencies and institutional investors (within the scope of Espírito Santo Financial Group matters).

Lisbon Area, Portugal

Lisbon Area, Portugal

Report to the Board of Directors, with the following aspects to be mentioned:• Leadership of a team of 20 employees with responsibility for the areas of Accounting, Planning and Control and Investments (6,5 billion euros of assets under management)• Implementation of Asset Liability Management and Embedded Value methodologies leading to an optimization of the risk and profitability of the insurer's financial assets• Leadership of several projects in the Espírito Santo Group insurers such as: Euro, IFRS, Sarbanes-Oxley, ALM and EV, internal control processes, etc.• Coordination of the company's various valuation and acquisition processes involving investment banks, international consultants and potential investors.

Lisbon Area, Portugal

• I developed my work in companies from different sectors of activity, in Portugal and in Portuguese-speaking countries (Angola and Cape Verde) of which most prominently: Banco Internacional de Crédito, Crédito Predial Português, Vodafone, Fiat, Warner Lambert, Shell, Correios de CV, TACV, Lusitânia Vida, Barclays Vida, Zurich Life, Genesis/Santander, etc.• In April 1995, I joined Price Waterhouse in London, as part of an international exchange program, with a duration of 6 months, which aimed at specializing in the insurance and banking areas, which involved specific training and the carrying out of audit work.

Leadership Program For Executives

Post Graduation, Market And Financial Assets

Licentiate Degree, Business Administration And Management, General

Bachelor'S Degree, Accounting And Finance