Luis Malvaez Email & Phone Number

Orange, Ca, Us

Newport Beach, California, United States

- Build relationships with the borrower and explain our funds control process- Receive and analyze borrower scope of work for the improvement of the collateral property- Assist the borrower in breaking down the scope into phases in order to formulate a draw schedule- Connect with the borrower general contractor and other 3rd parties involved when applicable- Research plans, permits, and other city/county records when applicable- Audit loan pipeline monthly, ensure draw schedule has been received- Escalate loans 3 months post origination where no draw request has been made- Receive, analyze, organize, and approve or reject borrower draw requests- Upon draw approval, submit to the lender for final approval and facilitate release of funds- Confirm the funds released were received by the borrower- Work in tandem with the loan coordinator and investment analyst teams as needed- Participate in regular private lending team meetings, present information as needed- Escalate problematic situations and potentially problematic loans to management

Anaheim, California, United States

• Execute and complete ledgers, with a high degree of accuracy, for all Bankruptcy processes including Acquisitions, Proof of Claims, Notice of Final Cures, Motions for Relief, Agreed Orders, Notices of Default and Closings and coordinates corrections as necessary on any BK Chapters.• Verify/research borrower payment history and resolves payment posting discrepancies (i.e. Ledger Balancing) and ensure the company’s system of record is updated accordingly.• Respond to inquiries from internal departments regarding bankruptcy related issues. • Handle escalated inquiries from internal and external sources.• Provide management with feedback and trends regarding bankruptcy agreements or disputes.

Redondo Beach, California, United States

• Conducted Value Due Diligence on over 50 pools and 500 properties by reconciling internal and external data and analyzing financial models.• Performed Credit Due Diligence on over 300 assets by reviewing loan images, servicing notes, pay histories, federal bankruptcy records, and local tax assessors.• Established and maintained partnerships with real estate agents, general contractors, foreclosure attorneys and bankruptcy attorneys in 48 states.• Provided detailed diligence reports and presentations to upper management and executives.• Executed Financial Analysis and Forecasting on a multi-million dollar portfolio to ensure increased profitability and quick resolution.• Negotiated for best exit strategy for both borrower and investor including short sale, modification, deed-in-lieu, maturity extension, and foreclosure.• Managed a portfolio of over $200 Million Performing, Non-Performing, HECM and Business Purpose Loans across multiple servicers.• Compiled monthly and quarterly post sale reports to FNMA, HUD and Freddie Mac.• Communicated with third parties in the management of invoices and other payables/receivables.• Worked with renovation teams to coordinate appointments and determine scope of work between local agents, contractors and project managers.• Analyzed market trends using past performance data, market updates and other key indicators.

Irvine, California, United States

• Maintained a portfolio of over 300+ bankruptcy files.• Reviewed and worked with counsel on all POCs, Motions for relief, Agreements/Consent Orders, Notices of Defaults and Payment Changes.• Worked closely with upper management on specialized projects to stay within compliance with bankruptcy law and servicing.• Operated dialer to receive calls from borrowers and discuss their bankruptcy and answer any questions about the status of this loan.• Supervised bankruptcy set up desk for entire bankruptcy division.

Irvine, California, United States

• Oversaw a portfolio of 400+ foreclosure files from referral through foreclosure sale.• Collaborated with investors to execute their strategy for each file.• Operated closely with counsel on all non-judicial and judicial foreclosures.• Followed all CFPB requirements and completed all related classes.• Portfolio contained properties in all 50 states.

Irvine, California, United States

Reviewed and created Owner and Encumbrance Reports for residentialand commercial property. Communicated directly with clients toexplain, discuss and correct any missing items, errors or additionalinformation required. Managed a team of 8 and met all deadlines set bymultiple clients.

Tustin, California, United States

September 2009 to February 2010Cleared title for borrowers refinancing their home, advised processorsof how title should be shown after refinance and corrected any errors or omissions for the borrower’s documents.

Santa Ana, California, United States

Reviewed title products including title chains, mortgage chains, assignment chains, Lis Pendens and any and all judgments. Researched title online for homes being foreclosed on and corrected any title reports that were completed incorrectly.

Aliso Viejo, California, United States

• Set appointments between borrowers signing loan documents and notaries• Fedex’d loan documents to borrowers• Took incoming calls from notaries and borrowers to answer any questions during the signing appointment• Reviewed all documentation signed for errors and missing signatures

Tustin, California, United States

• Processed all purchasing transactions and issued returns• Provided customer service all customers, answered questions and provide information on store policies• Balanced cash register at end of shift to ensure cash drawer is accurate• Stocked shelves and assist customer in locating items